Sacramento County property record for 231 Silver Spur Ct, Folsom, CA 95630
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 2.5 ba · 2,534 sqft · built 1980 |
| Lot Size | 0.365 acres (15,900 sqft) |
| Owner | Individual Name on Record |
| Tax Bill | $3,555 (2025) |
| Deeds & Mortgages | May 2026 Mortgage Jul 2023 Mortgage + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 071-0420-026-0000 |
| Primary APN | 071-0420-026-0000 |
|---|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 8 Rooms |
| Stories | 1 Story |
| Building Area | 2,534 sqft Living Area |
| 1st Floor Area | 2,534 sqft |
| Family Room | Family Room |
| Utility Room | Utility Room |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1980 |
|---|---|
| Effective Year Built | Effective 1980 |
| Architectural Style | Custom Design |
| Exterior Material | Wood Shingle |
| Construction Type | Wood |
| Roof Material | Other |
| Lot Area | 15,900 sqft (0.365 acres) |
| Garage Area | 802 sqft |
| Parking Spaces | 3 Parking Spaces |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Sewer | Municipal |
| Water Source | Commercial |
| Street Address | 231 SILVER SPUR CT |
|---|---|
| City | FOLSOM |
| State | CA |
| Zip | 95630-2733 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R-1-ML |
| Legal Description | CIMMARON HILL, LOT 57 |
| Legal Subdivision | CIMMARON HILL |
| Legal Lot Number | 57 |
| Jurisdiction | SACRAMENTO CA |
| Township / Civil Division | FOLSOM |
| Census Block Group | 1 |
| Census Block | 1011 |
| Census Tract | 8402 |
Source: Sacramento County records, as of September 3, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 231 SILVER SPUR CT, FOLSOM, CA 95630-2733 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| May 29, 2026 | Deed of Trust, Mortgage · Conventional Mortgage ROCKET MORTGAGE LLC |
| Jul 10, 2023 | Deed of Trust, Mortgage · Conventional Mortgage ROCKET MORTGAGE LLC |
| May 23, 2022 | Deed of Trust, Mortgage · Conventional Mortgage ROCKET MORTGAGE LLC |
| Oct 4, 2019 | Deed of Trust, Mortgage · Conventional Mortgage QUICKEN LNS |
| Deed Names | Name on Deed |
|---|---|
| Last Transfer Date | Jul 2, 2014 |
| Transfer Doc | 0000000092 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SACRAMENTO CA |
| Recording Date | May 29, 2026 |
| Property Address | 231 SILVER SPUR CT, FOLSOM, CA 95630-2733 |
| Document Number | 2026000418 |
| Book / Page | 20260529 / 418 |
| Instrument Date | May 23, 2026 |
| Transaction Type | Mortgage |
| Record Updated | Jul 12, 2026 |
| Title Company | NONE LISTED ON DOCUMENT |
| Name | Verified Name |
|---|---|
| Address | 231 SILVER SPUR CT, FOLSOM, CA 95630-2733 |
| Document Number | 2026000418, |
|---|---|
| Date | May 29, 2026 |
| Book Page | 20260529/418 |
| Name | ROCKET MORTGAGE LLC |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jun 1, 2056 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 5.75% |
| Initial Type | Adjustable Rate |
| Adjustable | Adjustable Rate Rider |
| Max Rate | -1% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SACRAMENTO CA |
| Property Address | 231 SILVER SPUR CT, FOLSOM, CA 95630-2733 |
| Transaction Type | Mortgage |
| Record Updated | Jul 21, 2023 |
| Name | Verified Name |
|---|---|
| Address | 231 SILVER SPUR CT, FOLSOM, CA 95630-2733 |
| Document Number | 0000000124 |
|---|---|
| Date | Jul 10, 2023 |
| Instrument | 202307100124 |
| Name | ROCKET MORTGAGE LLC |
|---|---|
| Type | Mortgage Company |
| Address | DETROIT, MI 48226 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Aug 1, 2053 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SACRAMENTO CA |
| Property Address | 231 SILVER SPUR CT, FOLSOM, CA 95630-2733 |
| Transaction Type | Mortgage |
| Record Updated | Jun 3, 2022 |
| Name | Verified Name |
|---|---|
| Address | 7326 111TH P1 SE, NEWCASTLE, WA 98056 |
| Document Number | 0000000659 |
|---|---|
| Date | May 23, 2022 |
| Instrument | 2022052300659 |
| Name | ROCKET MORTGAGE LLC |
|---|---|
| Type | Mortgage Company |
| Address | DETROIT, MI 48226 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Jun 1, 2052 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SACRAMENTO CA |
| Property Address | 231 SILVER SPUR CT, FOLSOM, CA 95630-2733 |
| Document Number | 1910090056 |
| Instrument Date | Oct 4, 2019 |
| Transaction Type | Mortgage |
| Record Updated | Oct 23, 2019 |
| Title Company | OTHER |
| Name | Verified Name |
|---|---|
| Address | 7326 111TH PL SE NEWCASTLE WA 980561609, NEWCASTLE, WA 98056-1609 |
| Document Number | 1910090056 |
|---|---|
| Date | Oct 9, 2019 |
| Instrument | 1910090056 |
| Name | QUICKEN LNS |
|---|---|
| Type | Funding / Finance Company |
| Address | DETROIT, MI 48226-1906 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 180 Months |
| Due | Oct 8, 2034 |
Source: Sacramento County assessment roll, as of July 22, 2026
| Type | Name |
|---|---|
| State | California |
| County | Sacramento County |
| Municipality | Folsom City |
| Unified School District | Folsom-Cordova Unified School District (KG - 12) |
| Year | Tax Bill | Assessed Value |
|---|---|---|
| 2026 | $332,527 (+2%) Land $79,633 Building $252,894 | |
| 2025 | $3,555.00 (+4.37%) Homeowner's exemption | $326,008 (+4.04%) Land $78,072 Building $247,936 |
| 2024 | $3,406.00 (+1.85%) | |
| 2023 | $3,344.00 (+1.52%) Homeowner's exemption | $313,351 Land $75,042 Building $238,309 |
| 2022 | $3,294.00 |
Assessed value is set for property tax purposes and is not a market price estimate.
Source: FEMA National Flood Hazard Layer, effective September 29, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 2 in force |
| Nearby Flood Claims | 1 (1997) |
| Claims Outside the SFHA | 1 of 1 |
| Most Recent Claim | Jan 1997 · Severe Storms, Flooding, Mud And Landslides |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 93% of the US · lower than 96% of California |
|---|---|
| Wildfire Likelihood | 0.03% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | FOLSOM, CITY OF - MAIN serves 80,969 people · EPA ID CA3410014 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Feb 2025 |
| Lead | Under 1 ppb (2024–2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 45 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| Verizon Fixed Wireless | 300 / 20 |
| Succeed.Net Fixed Wireless | 100 / 50 |
| Cal.net Fixed Wireless | 100 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
| AT&T DSL | 100 / 20 |
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