231 Seddon Rd, Riverside, AL 35135 Property Records

St. Clair County property record for 231 Seddon Rd, Riverside, AL 35135

Property Summary

Property Type	Mobile Home
Details	1 ba · 960 sqft · built 1997
Lot Size	0.8 acres (34,848 sqft)
Owner	Individual Name on File
Last Sale	$94,920 (Jun 2018)
Deeds & Mortgages	Nov 2025 Construction Loan Jun 2018 Sale + 1 more
Flood Zone	Zone X (minimal risk)
APN	`22-08-33-0-001-040.004`

Property Details

APN / Parcel Number

Primary APN	`22-08-33-0-001-040.004`
Alternative APNs	`00515736` `515736` `18658`

Interior

Full Baths	1 Bath
Building Area	960 sqft Base Area
1st Floor Area	960 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1997
Effective Year Built	Effective 1997
Architectural Style	Mobile/Manufactured
Lot Area	34,848 sqft (0.8 acres)
Garage Area	480 sqft
Parking Spaces	2 Parking Spaces
Boat Access	Boat Access

Location & Zoning

Account Number	00515736
Street Address	231 SEDDON RD
City	RIVERSIDE
State	AL
Zip	35135-1118
Property Category	Residential
Property Type	Residential > Prefabricated > Mobile Home
Legal Description	COM SEC SW4 SE4 N 30' W 182' NW 17.1' TO POB N 349.5' W 60' SW 306.4' SE 160' TO POB 33-16-4
Legal Range	04E
Legal Township	16S
Legal Section	33
Jurisdiction	ST CLAIR AL
Township / Civil Division	PELL CITY
Census Block Group	2
Census Block	2002
Census Tract	40210

Owner

231 Seddon Rd, a mobile home, is owned and occupied by an individual who bought it in June 2018.

Source: St. Clair County records, as of August 4, 2026

Owner of Record	Individual Name on File
Mailing Address	231 SEDDON RD, RIVERSIDE, AL 35135-1118
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Nov 18, 2025	Deed of Trust, Mortgage · Construction Mortgage METRO BANK
Jun 15, 2018	Warranty Deed, Transfer ATTORNEY ONLY
Jan 11, 2018	Deed of Trust, Mortgage · Conventional Mortgage NAVY FCU

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jun 15, 2018 · Amount on File
Deed Sale	Jun 15, 2018 · Amount on File
Deed Book / Page	2018 / 6757
Prior Transfer Date	Jun 8, 2018
Prior Transfer Doc	0000006757
Record Updated	Sep 20, 2026

November 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST CLAIR AL
Property Address	231 SEDDON RD, RIVERSIDE, AL 35135-1118
Transaction Type	Mortgage
Record Updated	Apr 17, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	231 SEDDON RD, RIVERSIDE, AL 35135-1118

Mortgage

Document Number	0000049536
Date	Nov 18, 2025
Book Page	MTG2025/49536

Lender

Name	METRO BANK
Type	Bank
Address	2325 HIGHWAY 77, GADSDEN, AL 35907

Agreement

Type	Construction Mortgage
Amount	Amount on Record
Term	373 Months
Due	Dec 1, 2056

June 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ST CLAIR AL
Recording Date	Jun 15, 2018
Property Address	231 SEDDON RD, RIVERSIDE, AL 35135-1118
Document Number	0000006757
Instrument Date	Jun 8, 2018
Instrument	6757
Transaction Type	Transfer
Record Updated	Jul 24, 2018
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount on Record
Tax	$45.50

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	231 SEDDON RD RIVERSIDE AL 351351118, RIVERSIDE, AL 35135-1118

January 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST CLAIR AL
Property Address	231 SEDDON RD, RIVERSIDE, AL 35135-1118
Document Number	0000002230
Instrument Date	Jan 11, 2018
Transaction Type	Mortgage
Record Updated	Mar 13, 2018
Title Company	FIRST AMERICAN TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	231 SEDDON RD RIVERSIDE AL 351351118, RIVERSIDE, AL 35135-1118

Mortgage

Document Number	0000002230
Date	Jan 26, 2018
Book Page	002018/002230
Instrument	2230

Lender

Name	NAVY FCU
Type	Credit Union
Address	VIENNA, VA 22180

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	240 Months
Due	Jan 25, 2038

Tax Assessment & Valuation

Source: St. Clair County assessment roll, as of August 4, 2026

Property Jurisdictions

Type	Name
State	Alabama
County	St. Clair County
Municipality	Riverside City
Unified School District	Pell City City School District (PK - 12)

Tax Bill & Assessment History

Year	Assessed Value	Assessed Market Value
2025	$11,960	$119,400
2023	$23,880 Land $14,200 Building $9,680	$119,400 Land $71,000 Building $48,400

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 231 Seddon Rd in Zone X, an area of minimal flood risk, within 100 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective August 22, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 100 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 10 individual policies
Community Rating System	Class 10 (0% premium discount)
Nearby Flood Policies	32 units insured incl. 22 condo units

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 231 Seddon Rd is low, with a 0.06% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 62% of the US · lower than 74% of Alabama
Wildfire Likelihood	0.06% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 66 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Brightspeed Fiber	2,000 / 2,000
Sparklight Cable	1,000 / 50

May also be available: T-Mobile, Verizon.

Cell Coverage

5G (outdoors only) and 4G LTE

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