231 S Wulff St, Cary, IL 60013 Property Records

McHenry County property record for 231 S Wulff St, Cary, IL 60013

Property Summary

Property Type	Single Family Home
Details	4 bd · 3 ba · 1,746 sqft · built 1968
Lot Size	0.249 acres (10,868 sqft)
Owner	2 Owner Names on File
Last Sale	$267,500 (Sep 2004)
Deeds & Mortgages	Jul 2022 Line of Credit May 2022 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`19-13-326-005`

Property Details

APN / Parcel Number

Primary APN	`19-13-326-005`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Total Rooms	7 Rooms
Stories	2 Stories
Building Area	1,746 sqft
Gross Area	2,592 sqft
1st Floor Area	846 sqft
2nd Floor Area	900 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1968
Architectural Style	Colonial
Exterior Material	Wood
Lot Area	10,868 sqft (0.249 acres)
Lot Dimensions	140 ft deep x 73 ft wide
Garage Type	Attached

Utilities, Heating & Cooling

Heating System	Forced Air

Location & Zoning

Street Address	231 S WULFF ST
City	CARY
State	IL
Zip	60013-2529
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	DOC 2004R0083297 LT 106 BRIGADOON DIVISION D
Legal Range	08E
Legal Township	43N
Legal Section	13
Legal Subdivision	BRIGADOON DIVISION
Legal Block	326
Legal Lot Number	106
Jurisdiction	MCHENRY IL
Township / Civil Division	ALGONQUIN
Census Block Group	1
Census Block	1005
Census Tract	871600

Owner

The current owner of 231 S Wulff St bought it in September 2004.

Source: McHenry County records, as of May 13, 2024

Owner of Record	2 Owner Names on File
Mailing Address	231 S WULFF ST, CARY, IL 60013-2529

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jul 19, 2022	Deed of Trust, Mortgage · Line of Credit US BANK NA
May 4, 2022	Deed of Trust, Mortgage · Conventional Mortgage US BANK NA

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Sep 16, 2004 · Amount on File
Deed Sale	Sep 16, 2004 · Amount on File
Prior Sale	Oct 13, 1994 · Amount on File
Deed Document Number	2004R0083297
Record Updated	Jun 7, 2026

July 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MCHENRY IL
Property Address	231 S WULFF ST, CARY, IL 60013-2529
Transaction Type	Mortgage
Record Updated	Jul 28, 2022
Title Company	RADIAN SETTLEMENT SERVICES

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	231 S WULFF ST, CARY, IL 60013-2529

Mortgage

Document Number	0000025564
Date	Jul 19, 2022
Instrument	2022R0025564

Lender

Name	US BANK NA
Type	Bank
Address	CINCINNATI, OH 45202

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	360 Months
Due	Jul 1, 2052

Interest

Rate	5.25%

May 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MCHENRY IL
Property Address	231 S WULFF ST, CARY, IL 60013-2529
Transaction Type	Mortgage
Record Updated	May 13, 2022
Title Company	RADIAN SETTLEMENT SERVICES INC, RADIAN SETTLEMENT SERVICES

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000016277
Date	May 4, 2022
Instrument	2022R0016277

Lender

Name	US BANK NA
Type	Bank
Address	CINCINNATI, OH 45202

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	119 Months
Due	Apr 15, 2032

Tax Assessment & Valuation

Source: McHenry County assessment roll, as of January 1, 2022

Property Jurisdictions

Type	Name
State	Illinois
County	McHenry County
County Subdivision	Algonquin Township
Municipality	Cary Village
Elementary School District	Cary Community Consolidated School District 26 (PK - 08)
Secondary School District	Community High School District 155 (09 - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2022	Homeowner's exemption	$79,901 Land $25,168 Building $54,733	$239,703 Land $75,504 Building $164,199

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 231 S Wulff St in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 1979.

Source: FEMA National Flood Hazard Layer, effective February 28, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	1 (1979)
Most Recent Claim	Apr 1979 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 231 S Wulff St has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CARY serves 17,826 people · EPA ID IL1110100
Water Source	Groundwater
Last State Inspection	Jan 2025
Lead	2 ppb (2026–2028) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 359 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
T-Mobile Fixed Wireless	100 / 20
AT&T DSL	100 / 20

May also be available: Verizon.

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