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231 S Wright St, Naperville, IL 60540 Property Records

DuPage County property record for 231 S Wright St, Naperville, IL 60540

Property Summary

Property TypeSingle Family Home
Details4 bd · 2 ba · 2,536 sqft · built 1914
Lot Size0.19 acres (8,276 sqft)
Owner2 Trust Names on File
Last Sale$670,000 (Nov 2004)
Tax Bill$14,821 (2025)
Deeds & MortgagesMar 2023 Transfer
Nov 2020 Mortgage
Flood ZoneZone X (minimal risk)
APN08-18-329-008

Property Details

APN / Parcel Number

Primary APN08-18-329-008

Interior

Bedrooms4 Beds
Full Baths2 Baths
Total Rooms9 Rooms
Stories2 Stories
Building Area2,536 sqft Living Area
Gross Area3,460 sqft
1st Floor Area1,255 sqft
2nd Floor Area1,085 sqft
Basement Area1,120 sqft
Finished Basement196 sqft
Unfinished Basement924 sqft

Exterior

Year BuiltBuilt 1914
Effective Year BuiltEffective 1914
Roof TypeHip
Lot Area8,276 sqft (0.19 acres)
Garage Area724 sqft
Parking Spaces3 Parking Spaces

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemHVAC
Water SourceCommercial

Location & Zoning

Street Address231 S WRIGHT ST
CityNAPERVILLE
StateIL
Zip60540-5442
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR
Legal DescriptionFORT HILL 2ND ADD S 86 FT OF THE E 100 FT
Legal SubdivisionFORT HILL
Legal Block1
JurisdictionDU PAGE IL
Township / Civil DivisionLISLE
Census Block Group2
Census Block2005
Census Tract846209

Owner

231 S Wright St is held in a trust since November 2004.

Source: DuPage County records, as of August 17, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record2 Trust Names on File
Mailing Address8709 W HIGHWAY 98, PORT SAINT JOE, FL 32456-6112
Owner TypeCompany
VestingTrust, Family Revocable Trust

Deeds, Mortgages & Sale History

DateDocument
Mar 9, 2023Intrafamily Transfer, Transfer
ATTORNEY
Nov 25, 2020Deed of Trust, Mortgage · Conventional Mortgage
JPMORGAN CHASE BANK NA

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleNov 12, 2004 · Amount on File
Deed SaleNov 12, 2004 · Amount on File
Prior SaleJun 26, 1997 · Amount on File
Deed Document Number2004289054
Prior Transfer DateJun 17, 1997
Prior Transfer Doc0000091734
Record UpdatedOct 29, 2026

March 2023: Intrafamily Transfer, Transfer

Document TypeIntrafamily Transfer
JurisdictionDU PAGE IL
Recording DateMar 9, 2023
Property Address231 S WRIGHT ST, NAPERVILLE, IL 60540-5442
Document Number0000014323
Map ReferenceDOC 70327
Instrument DateJan 19, 2023
InstrumentR2023-014323
Transaction TypeTransfer
Record UpdatedJun 7, 2023
Title CompanyATTORNEY

Transaction

Tax$0.00
Amount AccuracyTransfer Tax Exempt
Additional
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name
Address8709 W HIGHWAY 98, PORT SAINT JOE, FL 32456-6112

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipFamily Revocable Trust
Address8709 W HIGHWAY 98, PORT ST JOE, FL 32456-6112

November 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionDU PAGE IL
Property Address231 S WRIGHT ST, NAPERVILLE, IL 60540-5442
Transaction TypeMortgage
Record UpdatedDec 14, 2021
Title CompanyCITYWIDE TITLE CORPORATION

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000144242
DateNov 25, 2020
InstrumentR2020-144242
Lender
NameJPMORGAN CHASE BANK NA
TypeBank
AddressCOLUMBUS, OH 43240
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term181 Months
DueDec 1, 2035

Tax Assessment & Valuation

Source: DuPage County assessment roll, as of August 17, 2026

Property Jurisdictions

TypeName
StateIllinois
CountyDuPage County
County SubdivisionLisle Township
MunicipalityNaperville City
Unified School DistrictNaperville Community Unit District 203 (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$14,821.00 (+12.6%)$253,970 (+24.86%) Land $123,424 Building $130,546$761,910 (+24.86%) Land $370,272 Building $391,638
2022$13,163.00$203,400 Land $98,850 Building $104,550$610,200 Land $296,550 Building $313,650

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 231 S Wright St in Zone X, an area of minimal flood risk, though there have been 4 flood claims nearby since 2008.

Source: FEMA National Flood Hazard Layer, effective September 1, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on File
median of 11 policies
Community Rating SystemClass 10 (0% premium discount)
Nearby Flood Policies11 in force
Nearby Flood Claims4 (2008–2020)
Claims Outside the SFHA3 of 4
Most Recent ClaimMay 2020 · rainfall accumulation
Claims by Event
  • Severe Storms And Flooding, Sep 2008 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 231 S Wright St has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemNAPERVILLE
serves 156,406 people · EPA ID IL0434670
Water SourcePurchased surface water from DU PAGE WATER COMMISSION
Last State InspectionSep 2025
Lead6 ppb (2026)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting15
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 417 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable		2,000 / 250
Astound Broadband
Cable		1,500 / 50
Verizon
Fixed Wireless		300 / 20
T-Mobile
Fixed Wireless		100 / 20
AT&T
DSL · Fixed Wireless in parts of the area		100 / 20

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