231 S Row Rd, Townsend, MA 01469 Property Records

Middlesex County and Townsend Town property record for 231 S Row Rd, Townsend, MA 01469

Property Summary

Property Type	Single Family Home
Details	4 bd · 2.5 ba · 2,558 sqft · built 1990
Lot Size	2 acres (87,120 sqft)
Owner	2 Individual Names on Record
Last Sale	$420,000 (Jun 2022)
Tax Bill	$6,529 (2026)
Deeds & Mortgages	Jun 2022 Sale & Mortgage Sep 2017 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`TOWN M:0024 B:0008 L:0000`

Property Details

APN / Parcel Number

Primary APN	`TOWN M:0024 B:0008 L:0000`

Interior

Bedrooms	4 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	7 Rooms
Stories	2 Stories
Building Area	2,558 sqft Living Area
Gross Area	4,645 sqft
Basement Area	702 sqft
Unfinished Basement	702 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1990
Effective Year Built	Effective 1995
Architectural Style	Colonial
Exterior Material	Wood Siding
Construction Type	Frame
Roof Type	Gable
Roof Material	Asphalt
Lot Area	87,120 sqft (2 acres)

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Hot Water
Heating Fuel	Oil

Location & Zoning

Street Address	231 S ROW RD
City	TOWNSEND
State	MA
Zip	01469-1359
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RB2
Legal Block	8
Jurisdiction	TOWNSEND MA
Township / Civil Division	TOWNSEND
Census Block Group	1
Census Block	1014
Census Tract	301102

Owner

Source: Middlesex County and Townsend Town records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	231 S ROW RD, TOWNSEND, MA 01469-1359
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jun 27, 2022	Quit Claim Deed, Transfer · Stand-Alone First Mortgage FAIRWAY INDEPENDENT MORTGAGE CORP
Sep 22, 2017	Quit Claim Deed, Transfer RTN FCU

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jun 27, 2022 · Amount on Record
Deed Sale	Jun 27, 2022 · Amount on Record
Prior Sale	Sep 22, 2017 · Amount on Record
Deed Book / Page	80338 / 110
Record Updated	Oct 29, 2026

June 2022: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	TOWNSEND MA
Recording Date	Jun 27, 2022
Property Address	231 S ROW RD, TOWNSEND, MA 01469-1359
Document Number	080338-110
Book / Page	80338 / 110
Instrument Date	Jun 27, 2022
Instrument	96610
Transaction Type	Transfer
Record Updated	Nov 20, 2025

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	231 S ROW RD, TOWNSEND, MA 01469-1359

Mortgage

Document Number	0000096611
Date	Jun 27, 2022
Instrument	96611

Lender

Name	FAIRWAY INDEPENDENT MORTGAGE CORP
Type	Mortgage Company

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount Recorded

September 2017: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	TOWNSEND MA
Recording Date	Sep 22, 2017
Property Address	231 S ROW RD, TOWNSEND, MA 01469-1359
Document Number	69971-232
Book / Page	69971 / 232
Instrument	154178
Transaction Type	Transfer
Record Updated	May 12, 2021

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$58.50
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	231 S ROW RD, TOWNSEND, MA 01469-1359

Mortgage

Document Number	699710235
Date	Sep 22, 2017
Instrument	69971/0235

Lender

Name	RTN FCU
Type	Credit Union

Agreement

Amount	Amount Recorded
Term	360 Months
Due	Sep 22, 2047

Tax Assessment & Valuation

Source: Middlesex County and Townsend Town assessment roll, as of April 14, 2026

Property Jurisdictions

Type	Name
State	Massachusetts
County	Middlesex County
County Subdivision	Townsend Town
Unified School District	North Middlesex School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$6,529.00 (+3.59%)	$474,800 (+9.38%) Land $117,800 Building $355,900	$487,255 (-)
2025	$6,303.00 (+2.7%)	$434,100 (+1.93%) Land $104,700 Building $329,400	$487,255 (+5.45%)
2024	$6,137.00 (-13.05%)	$425,900 (-7.91%) Land $104,700 Building $321,200	$462,080
2023	$7,058.00	$462,500 Land $91,600 Building $370,900

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 10, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	3 in force
Nearby Flood Claims	8 (1984–2018)
Claims Outside the SFHA	4 of 8
Most Recent Claim	Apr 2018 · rainfall accumulation
Claims by Event	Flooding, Apr 2004 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 57% of Massachusetts
Wildfire Likelihood	0.02% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 24 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Starlink Satellite	280 / 30

Cell Coverage

5G and 4G LTE (outdoors only)

Nearby Properties on S Row Rd

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures