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231 S Main St, Findlay, OH 45840 Property Records

Hancock County property record for 231 S Main St, Findlay, OH 45840

Property Summary

Property TypeCommercial
Details1,600 sqft · built 1885
Lot Size0.092 acres (3,999 sqft)
OwnerCompany Name on File
Last Sale$52,000 (Nov 2018)
Tax Bill$877 (2025)
Deeds & MortgagesDec 2023 Sale
Nov 2018 Sale
Flood ZoneZone AE (high risk)
APN1011-183-12-023.000

Property Details

APN / Parcel Number

Primary APN1011-183-12-023.000
Alternative APN
  • 570000210840

Interior

Plumbing Fixtures15 Plumbing Fixtures
Stories3 Stories
Building Area1,600 sqft Living Area
1st Floor Area1,000 sqft
FlooringWood
Interior WallsWallboard/Drywall
ElevatorElevator

Exterior

Year BuiltBuilt 1885
Effective Year BuiltEffective 1917
Exterior MaterialBrick
Construction TypeMixed
Roof TypeShed Roof
Roof MaterialBuilt-Up Asphalt
Lot Area3,999 sqft (0.092 acres)
Lot Dimensions200 ft deep x 20 ft wide

Utilities, Heating & Cooling

Heating SystemForced Air with A/C
SewerMunicipal
Water SourceCommercial

Location & Zoning

Street Address231 S MAIN ST
CityFINDLAY
StateOH
Zip45840-3336
Property CategoryCommercial
Property TypeCommercial > Retail
Legal DescriptionFINDLAY ADD LOT 82 S20FT
Legal SubdivisionFINDLAY ADD
Legal Lot Number82
JurisdictionHANCOCK OH
Township / Civil DivisionFINDLAY
Census Block Group1
Census Block1011
Census Tract800

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Historic DistrictWithin the Findlay Downtown Historic District
listed 1985 · 263 contributing resources · NRIS 85000402

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

231 S Main St, a commercial property, is owned by a company that bought it in November 2018.

Source: Hancock County records, as of May 29, 2026

Owner of RecordCompany Name on File
Mailing Address12710 TOWNSHIP ROAD 40, DUNKIRK, OH 45836-9713
Owner TypeCompany

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
Dec 29, 2023Warranty Deed, Transfer
Nov 8, 2018Fiduciary Deed, Transfer
GOLDEN KEY TITLE

Assessor's Deed Record

Deed NamesName on Deed
Last SaleNov 8, 2018 · Amount on File
Deed SaleNov 8, 2018 · Amount on File
Prior SaleDec 10, 1998 · Amount on File
Deed Document Number20189366
Deed Book / Page2548 / 310
Record UpdatedSep 20, 2026

December 2023: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionHANCOCK OH
Recording DateDec 29, 2023
Property Address231 S MAIN ST, FINDLAY, OH 45840-3336
Document Number02607/5547
Book / Page2607 / 5547
Instrument DateDec 22, 2023
Instrument202300008600
Transaction TypeTransfer
Record UpdatedJan 12, 2024

Transaction

AmountAmount on Record
Tax$0.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address12710 TOWNSHIP ROAD 40, DUNKIRK, OH 45836-9713

November 2018: Fiduciary Deed, Transfer

Document TypeFiduciary Deed
JurisdictionHANCOCK OH
Recording DateNov 8, 2018
Property Address231 S MAIN ST, FINDLAY, OH 45840-3336
Document Number02548/0310
Book / Page2548 / 0310
Instrument DateNov 7, 2018
Instrument201800009366
Transaction TypeTransfer
Record UpdatedApr 25, 2022
Title CompanyGOLDEN KEY TITLE

Transaction

AmountAmount on Record
Tax$0.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address00000

Transferred To (Grantee/Buyer)

NameVerified Name
Address12710 TR 40, DUNKIRK, OH 45836

Tax Assessment & Valuation

The 2025 property tax bill for 231 S Main St was $877.

Source: Hancock County assessment roll, as of May 29, 2026

Property Jurisdictions

TypeName
StateOhio
CountyHancock County
MunicipalityFindlay City
Unified School DistrictFindlay City School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$877.00$16,210 Land $11,380 Building $4,830$46,300 Land $32,500 Building $13,800
2023$805.00 (+0.63%)$14,340 (-) Land $9,890 Building $4,450
2022$800.00$14,340 Land $9,890 Building $4,450$40,980 Land $28,260 Building $12,720

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 231 S Main St in Zone AE, a high-risk flood area; flood insurance is required for federally backed loans.

Source: FEMA National Flood Hazard Layer, effective June 2, 2011 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone AE
high risk
100-Year FloodplainYes
1% annual chance
FloodwayNo
Base Flood ElevationVaries along the reach; see FIRM
Flood Insurance RequirementRequired
federally backed loans
Flood Insurance CostPremium on File
median of 17 policies
Nearby Flood Policies17 in force
Nearby Flood Claims308 (1981–2017)
Claims Outside the SFHA7 of 308
Most Recent ClaimJul 2017 · river or lake flooding
Claims by Event
  • Severe Storms, Flooding, And Tornadoes, Aug 2007 · 90 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 231 S Main St has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemFINDLAY CITY PWS
serves 54,040 people · EPA ID OH3200111
Water SourceSurface water
Last State InspectionJun 2024
Lead2 ppb (2026)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting1
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 283 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Metronet
Fiber		5,120 / 5,120
Spectrum
Cable · Fiber in parts of the area		1,000 / 1,000
Watch TV
Fixed Wireless		400 / 40
Verizon
Fixed Wireless		300 / 20
AT&T
Fixed Wireless · DSL		100 / 20

May also be available: Amplex Wireless, HDER Link, MetaLINK Technologies.

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