Montgomery County property record for 231 S Main St, Candor, NC 27229
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 2,514 sqft · built 1925 |
| Lot Size | 0.599 acres (26,100 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $148,000 (Jan 2021) |
| Tax Bill | $1,870 (2025) |
| Deeds & Mortgages | May 2024 Line of Credit Jan 2021 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 7576 20 72 6026 |
| Primary APN | 7576 20 72 6026 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Stories | 1 Story |
| Building Area | 2,514 sqft Finished Area |
| Year Built | Built 1925 |
|---|---|
| Effective Year Built | Effective 1925 |
| Exterior Material | Brick Veneer |
| Foundation Type | Masonry |
| Roof Type | Gable |
| Roof Material | Asbestos |
| Lot Area | 26,100 sqft (0.599 acres) |
| Lot Dimensions | 261 ft deep x 100 ft wide |
| Garage Area | 255 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Oil |
| Account Number | 1483717 |
|---|---|
| Street Address | 231 S MAIN ST |
| City | CANDOR |
| State | NC |
| Zip | 27229-8007 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | RESIDENTIA |
| Legal Description | MYERS HWY 220 SOUTH |
| Legal Subdivision | MYERS |
| Jurisdiction | MONTGOMERY NC |
| Township / Civil Division | BISCOE |
| Census Block Group | 1 |
| Census Block | 1057 |
| Census Tract | 960501 |
Source: Montgomery County records, as of October 12, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | PO BOX 535, CANDOR, NC 27229-0535 |
| Owner Type | Individual |
| Date | Document |
|---|---|
| May 6, 2024 | Deed of Trust, Mortgage · Line of Credit STATE EMPLOYEES CU |
| Jan 21, 2021 | Warranty Deed, Transfer · Conventional Mortgage STATE EMPLOYEES CU |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Jan 21, 2021 · Amount on Record |
| Deed Sale | Jan 21, 2021 · Amount on Record |
| Deed Document Number | 2021366449 |
| Deed Book / Page | 864 / 628 |
| Prior Transfer Date | Sep 23, 2016 |
| Prior Transfer Doc | 777/194 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MONTGOMERY NC |
| Property Address | 231 S MAIN ST, CANDOR, NC 27229-8007 |
| Transaction Type | Mortgage |
| Record Updated | May 21, 2024 |
| Name | Verified Name |
|---|
| Document Number | 000941/882 |
|---|---|
| Date | May 6, 2024 |
| Book Page | 941/882 |
| Instrument | 382236 |
| Name | STATE EMPLOYEES CU |
|---|---|
| Type | Credit Union |
| Address | RALEIGH, NC 27611 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | MONTGOMERY NC |
| Recording Date | Jan 21, 2021 |
| Property Address | 231 S MAIN ST, CANDOR, NC 27229-8007 |
| Document Number | 864/628 |
| Book / Page | 864 / 628 |
| Instrument Date | Jan 15, 2021 |
| Instrument | 366449 |
| Transaction Type | Transfer |
| Record Updated | Oct 1, 2021 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $296.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 311 CHERRY ST, 311, MOUNT AIRY, NC 27030-4807 |
| Name | Verified Name |
|---|---|
| Address | PO BOX 535, CANDOR, NC 27229-0535 |
| Document Number | 366450 |
|---|---|
| Date | Jan 21, 2021 |
| Instrument | 366450 |
| Name | STATE EMPLOYEES CU |
|---|---|
| Type | Credit Union |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 241 Months |
| Due | Feb 1, 2041 |
Source: Montgomery County assessment roll, as of October 12, 2026
| Type | Name |
|---|---|
| State | North Carolina |
| Municipality | Candor Town |
| County | Montgomery County |
| Unified School District | Montgomery County Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $147,840 (-) Land $12,650 Building $135,190 | $147,840 (-) Land $12,650 Building $135,190 | |
| 2025 | $1,870.00 | $147,840 (-) Land $12,650 Building $135,190 | $147,840 (-) Land $12,650 Building $135,190 |
| 2023 | $147,840 Land $12,650 Building $135,190 | $147,840 Land $12,650 Building $135,190 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective November 22, 2018 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 8 (10% premium discount) |
| Nearby Flood Policies | 1 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 66% of the US · above 46% of North Carolina |
|---|---|
| Wildfire Likelihood | 0.04% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | TOWN OF CANDOR serves 875 people · EPA ID NC0362030 |
|---|---|
| Water Source | Purchased surface water from MONTGOMERY COUNTY WATER SYSTEM |
| Last State Inspection | Apr 2026 |
| Lead | Under 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | Total trihalomethanes resolved · Jul 2025 Haloacetic acids resolved · Jul 2025 |
|---|---|
| Treatment and Procedure | Lead service line inventory Oct 2024 |
| Monitoring and Reporting | 5 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 146 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Brightspeed Fiber | 2,000 / 2,000 |
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| AT&T Fixed Wireless | 100 / 20 |
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