231 S Harbor Dr, Holmes Beach (Bradenton Beach), FL 34217 Property Records

Manatee County property record for 231 S Harbor Dr, Holmes Beach, FL 34217

Property Summary

Property Type	Single Family Home
Details	2 bd · 3 ba · 1,441 sqft · built 1954
Lot Size	0.184 acres (8,000 sqft)
Owner	Company Name on Record
Last Sale	$1,000,000 (Dec 2024)
Tax Bill	$12,941 (2025)
Deeds & Mortgages	Dec 2021 Mortgage Dec 2024 Sale + 1 more
Flood Zone	Zone AE (high risk)
APN	`73800-0000-5`

Property Details

APN / Parcel Number

Primary APN	`73800-0000-5`
Alternative APN	`3416287380000005`

Interior

Bedrooms	2 Beds
Full Baths	3 Baths
Plumbing Fixtures	11 Plumbing Fixtures
Stories	1 Story
Building Area	1,441 sqft Living Area
Gross Area	2,373 sqft
1st Floor Area	1,441 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1954
Effective Year Built	Effective 1986
Exterior Material	Block
Construction Type	Masonry / Concrete Block
Roof Type	Gable/Hip
Roof Material	Metal
Lot Area	8,000 sqft (0.184 acres)
Lot Dimensions	80 ft deep x 205 ft wide
View / Lot	Island
Garage Type	Attached
Garage Area	374 sqft
Parking Spaces	1 Parking Space
Pool Area	168 sqft
Porch	Screened Porch
Porch Area	558 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Electric

Location & Zoning

Street Address	231 S HARBOR DR
City	HOLMES BEACH
State	FL
Zip	34217-1919
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	HB_R-2
Legal Description	LOT 8 BLK D REVISED SPORTSMANS HARBOR PI#73800.0000/5
Legal Range	16E
Legal Township	34S
Legal Section	28
Legal Subdivision	SPORTSMANS HARBOR REVISED PLAT
Legal Tract	07373500
Legal Block	D
Legal Lot Number	8
Jurisdiction	MANATEE FL
Township / Civil Division	BRADENTON
Census Block Group	2
Census Block	2009
Census Tract	1801

Owner

Source: Manatee County records, as of July 23, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on Record
Mailing Address	176 N MAIN ST, 210, FLORIDA, NY 10921-1021
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Limited Liability Partnership

Deeds, Mortgages & Sale History

Date	Document
Dec 10, 2021	Deed of Trust, Mortgage · Conventional Mortgage PENNYMAC LOAN SERVICES LLC
Dec 9, 2024	Warranty Deed, Transfer ATTORNEY ONLY, ATTORNEY
Jun 11, 2020	Warranty Deed, Transfer · Conventional Mortgage REDFIN MTG LLC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Dec 9, 2024 · Amount on Record
Deed Sale	Dec 9, 2024 · Amount on Record
Prior Sale	Jun 11, 2020 · Amount on Record
Deed Document Number	2024130840
Record Updated	Oct 29, 2026

December 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MANATEE FL
Property Address	231 S HARBOR DR, HOLMES BEACH, FL 34217-1919
Transaction Type	Mortgage
Record Updated	Nov 27, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	231 S HARBOR DR, HOLMES BEACH, FL 34217-1919
Investor	Possibly a Property Investor

Mortgage

Document Number	0041164008
Date	Dec 10, 2021
Instrument	202141164008

Lender

Name	PENNYMAC LOAN SERVICES LLC
Type	Mortgage Company
Address	WESTLAKE VILLAGE, CA 91361

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	181 Months
Due	Jan 1, 2037

December 2024: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MANATEE FL
Recording Date	Dec 9, 2024
Property Address	231 S HARBOR DR, HOLMES BEACH, FL 34217-1919
Document Number	0041130840
Map Reference	MB 7 PG 96&96A
Instrument Date	Dec 9, 2024
Instrument	202441130840
Transaction Type	Transfer
Record Updated	Nov 27, 2025
Title Company	ATTORNEY ONLY, ATTORNEY

Transaction

Amount	Amount Recorded
Tax	$7,000.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	PO BOX 1204, HOLMES BEACH, FL 34218-1204

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	176 N MAIN ST # 210, 210, FLORIDA, NY 10921-1021

June 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MANATEE FL
Recording Date	Jun 11, 2020
Property Address	231 S HARBOR DR, HOLMES BEACH, FL 34217-1919
Document Number	0041058924
Instrument Date	Jun 4, 2020
Instrument	41058924
Transaction Type	Transfer
Record Updated	Jun 29, 2020
Title Company	FIRST AMERICAN

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$4,018.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	24712 COPPER RIDGE DR GOSHEN IN 465267650, GOSHEN, IN 46526-7650

Mortgage

Document Number	41058925
Date	Jun 11, 2020
Instrument	41058925

Lender

Name	REDFIN MTG LLC
Address	FRISCO, TX 75034

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jun 10, 2050

Tax Assessment & Valuation

Source: Manatee County assessment roll, as of July 23, 2026

Property Jurisdictions

Type	Name
State	Florida
County	Manatee County
Municipality	Holmes Beach City
Unified School District	Manatee County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$917,010 (+1%)	$1,184,703 (+42.11%) Land $828,750 Building $355,953
2025	$12,941.00 (+41.62%)	$833,645 (+39.87%) Land $828,750 Building $4,895	$833,645 (-29.74%) Land $828,750 Building $4,895
2024	$9,138.00 (+0.82%)
2023	$9,064.00 (+2.26%) Homeowner's exemption	$596,005 (+3%)	$1,186,543 (+49.09%) Land $773,500 Building $413,043
2022	$8,864.00 Homeowner's exemption	$578,646	$795,856 Land $455,000 Building $340,856

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 2, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone AE high risk
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	8.0 ft
Coastal	Yes
Flood Insurance Requirement	Required federally backed loans
Flood Insurance Cost	Premium on Record median of 353 individual policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	752 units insured incl. 399 condo units
Nearby Flood Claims	355 (2001–2025)
Claims Outside the SFHA	1 of 355
Most Recent Claim	Jan 2025 · tidal / storm surge
Claims by Event	Hurricane Milton, Oct 2024 · 25 claims Hurricane Helene, Sep 2024 · 293 claims Hurricane Idalia, Sep 2023 · 26 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MANATEE COUNTY UTILITIES DEPT serves 347,800 people · EPA ID FL6411132
Water Source	Surface water
Last State Inspection	May 2025
Lead	2 ppb (2022) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	3 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 127 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

May also be available: Frontier.

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