231 S Carney Dr, Saint Clair, MI 48079 Property Records

St. Clair County property record for 231 S Carney Dr, Saint Clair, MI 48079

Property Summary

Property Type	Condominium
Lot Size	0.254 acres (11,064 sqft)
Owner	Individual Name on Record
Last Sale	$55,000 (May 2026)
Tax Bill	$185 (2025)
Deeds & Mortgages	Mar 2025 Construction Loan May 2026 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`74-07-997-0071-000`

Property Details

APN / Parcel Number

Primary APN	`74-07-997-0071-000`

Exterior

Architectural Style	Condo/Apartment
Lot Area	11,064 sqft (0.254 acres)
Lot Depth	140 ft Depth

Utilities, Heating & Cooling

Heating System	Forced Air with A/C

Location & Zoning

Street Address	231 S CARNEY DR
City	SAINT CLAIR
State	MI
Zip	48079-5900
Property Category	Residential
Property Type	Residential > Condominium / Townhouse > Condominium
Local Zoning Code	R-1 LOW DE
Legal Description	UNIT 71 WOODLAND ESTATES PHASES 3,4,5 CONDOMINIUM ST CLAIR COUNTY CONDOMINIUM PLAN NO 247 MASTER DEED REC LIBER 5541 PGS
Legal Subdivision	ST CLAIR COUNTY CONDOMINIUM
Legal Unit	71
Jurisdiction	SAINT CLAIR MI
Township / Civil Division	ST. CLAIR
Census Block Group	5
Census Block	5007
Census Tract	642000

Owner

Source: St. Clair County records, as of September 17, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	231 S CARNEY DR, SAINT CLAIR, MI 48079-5900
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Deeds, Mortgages & Sale History

Date	Document
Mar 21, 2025	Deed of Trust, Mortgage · Construction Mortgage NORTHSTAR BANK
May 8, 2026	Deed of Trust, Mortgage · Conventional Mortgage NATIONAL HOME MORTGAGE CORPORATION
May 18, 2026	Warranty Deed, Transfer NONE LISTED ON DOCUMENT

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	May 18, 2026 · Amount on Record
Deed Sale	May 18, 2026 · Amount on Record
Deed Document Number	20269958
Deed Book / Page	5924 / 748
Record Updated	Oct 29, 2026

March 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAINT CLAIR MI
Property Address	231 S CARNEY DR, SAINT CLAIR, MI 48079-5900
Transaction Type	Mortgage
Record Updated	Jun 4, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	6052 STARVILLE RD, COTTRELLVILLE, MI 48039-1021

Mortgage

Document Number	0000579834
Date	Mar 21, 2025
Book Page	5798/34
Instrument	2025004899

Lender

Name	NORTHSTAR BANK
Type	Bank
Address	833 S VAN DYKE RD, BAD AXE, MI 48413

Agreement

Type	Construction Mortgage
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate

May 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAINT CLAIR MI
Recording Date	May 8, 2026
Property Address	231 S CARNEY DR, SAINT CLAIR, MI 48079-5900
Document Number	0000009393
Book / Page	5922 / 475
Instrument Date	May 4, 2026
Instrument	20269393
Transaction Type	Mortgage
Record Updated	Jul 12, 2026
Title Company	NONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants, 205
Address	28218 S POINTE LN, NEW BALTIMORE, MI 48051-2347

Mortgage

Document Number	0000009393,
Date	May 8, 2026
Book Page	5922/475
Instrument	20269393

Lender

Name	NATIONAL HOME MORTGAGE CORPORATION

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jun 1, 2056

Interest

Rate Type	Fixed Rate
Rate	6.46%
Initial Type	Fixed Rate
Max Rate	-1%

May 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	SAINT CLAIR MI
Recording Date	May 18, 2026
Property Address	231 S CARNEY DR, SAINT CLAIR, MI 48079-5900
Document Number	0000009958
Book / Page	5924 / 748
Instrument Date	May 4, 2026
Instrument	20269958
Transaction Type	Transfer
Record Updated	Aug 29, 2026
Title Company	NONE LISTED ON DOCUMENT

Transaction

Amount	Amount Recorded
Tax	$41,662.50
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	231 S CARNEY DR, SAINT CLAIR, MI 48079-5900

Tax Assessment & Valuation

Source: St. Clair County assessment roll, as of September 17, 2026

Property Jurisdictions

Type	Name
State	Michigan
County	St. Clair County
Municipality	St. Clair City
Unified School District	East China School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$181,700 (+335.73%)	$363,400 (+335.73%)
2025	$185.00 (+4.52%)	$41,700
2024	$177.00		$83,400

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective July 20, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	3 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 95% of Michigan
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF ST. CLAIR serves 5,464 people · EPA ID MI0006270
Water Source	Surface water
Last State Inspection	Feb 2026
Lead	2 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Lead service line inventory Oct 2024
Monitoring and Reporting	4 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 246 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250

May also be available: Duke Broadband.

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