231 S 4th St, Tracy, MN 56175 Property Records

Lyon County property record for 231 S 4th St, Tracy, MN 56175

Property Summary

Property Type	Commercial
Details	built 1940
Lot Size	0.14 acres (6,000 sqft)
Owner	2 Individual Names on File
Last Sale	$32,000 (May 2021)
Tax Bill	$352 (2026)
Deeds & Mortgages	Jul 2022 Transfer May 2021 Sale
Flood Zone	Zone X (minimal risk)
APN	`31-182027-0`

Property Details

APN / Parcel Number

Primary APN	`31-182027-0`

Exterior

Year Built	Built 1940
Effective Year Built	Effective 1940
Lot Area	6,000 sqft (0.14 acres)
Lot Dimensions	150 ft deep x 40 ft wide

Location & Zoning

Street Address	231 S 4TH ST
City	TRACY
State	MN
Zip	56175-1661
Property Category	Commercial
Property Type	Commercial > Retail
Legal Description	PT NE4 SE4 40 X 150'
Legal Range	40
Legal Township	109
Legal Section	23
Jurisdiction	LYON MN
Township / Civil Division	TRACY
Census Block Group	1
Census Block	1011
Census Tract	360700

Owner

231 S 4th St, a commercial property, is owned by two individuals who acquired it in July 2022.

Source: Lyon County records, as of September 1, 2026

Owner of Record	2 Individual Names on File
Mailing Address	3075 COUNTY ROAD 14, TRACY, MN 56175-3021
Owner Type	Individual
Vesting	Joint Tenants

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jul 20, 2022	Quit Claim Deed, Transfer Quitclaim
May 14, 2021	Warranty Deed, Transfer

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	May 14, 2021 · Amount on File
Deed Sale	May 14, 2021 · Amount on File
Deed Document Number	2021222997
Last Transfer Date	Jul 19, 2022
Transfer Doc	0000225516
Record Updated	Oct 29, 2026

July 2022: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	LYON MN
Recording Date	Jul 20, 2022
Property Address	231 S 4TH ST, TRACY, MN 56175-1661
Document Number	0000225514
Instrument Date	Jul 19, 2022
Instrument	225514
Transaction Type	Transfer
Record Updated	Nov 15, 2022

Transaction

Tax	$1.65
Amount Accuracy	Rounded by County
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	3075 COUNTY ROAD 14, TRACY, MN 56175-3021

May 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	LYON MN
Recording Date	May 14, 2021
Property Address	231 S 4TH ST, TRACY, MN 56175-1661
Document Number	222997
Instrument Date	May 3, 2021
Instrument	222997
Transaction Type	Transfer
Record Updated	Jun 9, 2021

Transaction

Amount	Amount on Record
Tax	$105.60
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	741 GREENWOOD AVE, TRACY, MN 56175-1652

Tax Assessment & Valuation

The 2026 property tax bill for 231 S 4th St was $352.

Source: Lyon County assessment roll, as of September 1, 2026

Property Jurisdictions

Type	Name
State	Minnesota
County	Lyon County
Municipality	Tracy City
Unified School District	Tracy Area Public School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$352.00	$11,000 (-) Land $3,600 Building $7,400	$11,000 (-) Land $3,600 Building $7,400
2025		$11,000 Land $3,600 Building $7,400	$11,000 Land $3,600 Building $7,400
2023	$378.00	$13,700 Land $3,600 Building $10,100	$13,700 Land $3,600 Building $10,100

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

FEMA maps place 231 S 4th St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective May 23, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 231 S 4th St has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	Tracy serves 2,154 people · EPA ID MN1420010
Water Source	Groundwater
Last State Inspection	Aug 2024
Lead	4 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 192 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
GigFire Fixed Wireless	150 / 130
Midco Fixed Wireless	100 / 20

May also be available: Bluepeak.

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