231 S 4th St, Reading, PA 19602 Property Records

Berks County property record for 231 S 4th St, Reading, PA 19602

Property Summary

Property Type	Single Family Home
Details	5 bd · 2,380 sqft · built 1900
Lot Size	0.05 acres (2,178 sqft)
Owner	2 Individual Names on File
Last Sale	$105,000 (Sep 2019)
Tax Bill	$319 (2026)
Deeds & Mortgages	Sep 2019 Sale Oct 2018 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`5306-34-78-3771`

Property Details

APN / Parcel Number

Primary APN	`5306-34-78-3771`
Alternative APNs	`04-5306-34-78-3771` `4070550` `070550`

Interior

Bedrooms	5 Beds
Total Rooms	8 Rooms
Stories	3 Stories
Building Area	2,380 sqft Living Area

Exterior

Year Built	Built 1900
Effective Year Built	Effective 1900
Exterior Material	Brick
Construction Type	Masonry / Concrete Block
Lot Area	2,178 sqft (0.05 acres)
View / Lot	Neighborhood

Utilities, Heating & Cooling

Cooling System	None
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Account Number	4070550
Street Address	231 S 4TH ST
City	HAMBURG
State	PA
Zip	19526-1207
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Block	83
Jurisdiction	BERKS PA
Township / Civil Division	READING
Census Block Group	2
Census Block	2001
Census Tract	2500

Owner

231 S 4th St is owned by two individuals who bought it in September 2019.

Source: Berks County records, as of May 27, 2026

Owner of Record	2 Individual Names on File
Mailing Address	214 GELSTON AVE, C5, BROOKLYN, NY 11209-7045
Owner Type	Individual
Vesting	Tenants by the Entirety

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Sep 4, 2019	Grant Deed, Transfer TITLE SERVICE
Oct 18, 2018	Grant Deed, Transfer · Conventional Mortgage FINANCE OF AMERICA MTG
Jun 1, 2017	Grant Deed, Transfer TITLE SERVICE

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Sep 4, 2019 · Amount on File
Deed Sale	Sep 4, 2019 · Amount on File
Prior Sale	Oct 18, 2018 · Amount on File
Deed Document Number	201929971
Record Updated	Oct 29, 2026

September 2019: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	BERKS PA
Recording Date	Sep 4, 2019
Property Address	231 S 4TH ST, READING, PA 19602-1984
Document Number	0000029971
Instrument Date	Aug 16, 2019
Instrument	29971
Transaction Type	Transfer
Record Updated	Sep 17, 2019
Title Company	TITLE SERVICE

Transaction

Amount	Amount on Record
Tax	$1,050.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	231 S 4TH ST READING PA 196021984, READING, PA 19602-1984

October 2018: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	BERKS PA
Recording Date	Oct 18, 2018
Property Address	231 S 4TH ST, READING, PA 19602-1984
Document Number	0000036185
Instrument Date	Sep 26, 2018
Instrument	36185
Transaction Type	Transfer
Record Updated	Nov 1, 2018
Title Company	AARON ABSTRACT COMPANY

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$970.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Sole Owner
Address	23 W CENTRAL AVE PAOLI PA 193011316, PAOLI, PA 19301-1316

Mortgage

Document Number	36186
Date	Oct 18, 2018
Instrument	36186

Lender

Name	FINANCE OF AMERICA MTG
Address	HORSHAM, PA 19044

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Oct 17, 2048

June 2017: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	BERKS PA
Recording Date	Jun 1, 2017
Property Address	231 S 4TH ST, READING, PA 19602-1984
Document Number	0000019491
Instrument Date	May 26, 2017
Instrument	19491
Transaction Type	Transfer
Record Updated	Jul 18, 2017
Title Company	TITLE SERVICE

Transaction

Amount	Amount on Record
Tax	$650.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	305 FAIRVIEW RD NAZARETH PA 18064, NAZARETH, PA 18064

Tax Assessment & Valuation

The 2026 property tax bill for 231 S 4th St was $319.

Source: Berks County assessment roll, as of May 27, 2026

Property Jurisdictions

Type	Name
State	Pennsylvania
County	Berks County
Municipality	Reading City
Unified School District	Reading School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$319.00	$11,300 Land $4,400 Building $6,900	$4,400 Land $4,400
2024	$299.00	$11,300 Land $4,400 Building $6,900
1994			$11,300 Land $4,400 Building $6,900

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

FEMA maps place 231 S 4th St in Zone X, an area of minimal flood risk, though there have been 12 flood claims nearby since 1978.

Source: FEMA National Flood Hazard Layer, effective February 26, 2018 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	7 in force
Nearby Flood Claims	12 (1978–2006)
Claims Outside the SFHA	5 of 12
Most Recent Claim	Jun 2006 · Severe Storms, Flooding, And Mudslides
Claims by Event	Severe Storms, Flooding, And Mudslides, Jun 2006 · 4 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 231 S 4th St is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 43% of Pennsylvania
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	READING AREA WATER AUTHORITY serves 95,100 people · EPA ID PA3060059
Water Source	Surface water
Last State Inspection	May 2025
Lead	Under 1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	Treatment failure resolved · Apr 2025 E. coli resolved · Oct 2018
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 801 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20

May also be available: AT&T, T-Mobile.

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