231 Ruth Ct, Middletown, NY 10940 Property Records

Orange County and Middletown City property record for 231 Ruth Ct, Middletown, NY 10940 · Last verified May 2026

Property Summary

Property Type	Condominium
Details	2 bd · 2 ba · 1,049 sqft · built 2006
Lot Size	0.01 acres (436 sqft)
Owner	Individual Name on File
Last Sale	$207,400 (Feb 2007)
Tax Bill	$3,721 (2024)
Deeds & Mortgages	Oct 2016 Loan Modification
Flood Zone	Zone X (minimal risk)
APN	`61-1-1.-111`

Property Details

APN / Parcel Number

Primary APN	`61-1-1.-111`
Alternative APNs	`090006100000010010000111` `330900 61-1-1.-111` `1851023100`

Interior

Bedrooms	2 Beds
Full Baths	2 Baths
Total Rooms	5 Rooms
Stories	1 Story
Building Area	1,049 sqft Living Area
1st Floor Area	912 sqft
Upper Floors Area	137 sqft
Attic	Attic
Attic Area	137 sqft

Exterior

Year Built	Built 2006
Effective Year Built	Effective 2006
Lot Area	436 sqft (0.01 acres)

Utilities, Heating & Cooling

Cooling System	Central
Heating System	HVAC
Heating Fuel	Gas
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Account Number	1851023100
Street Address	231 RUTH CT
City	MIDDLETOWN
State	NY
Zip	10940-5319
Property Category	Residential
Property Type	Residential > Condominium / Townhouse > Condominium
Legal Description	EASTVIEW MAP 9154
Legal Subdivision	EASTVIEW
Legal Block	1
Legal Lot Number	1.000
Jurisdiction	ORANGE NY
Township / Civil Division	MIDDLETOWN
Census Block Group	3
Census Block	3005
Census Tract	1500

Owner

Source: Orange County and Middletown City records · APN 61-1-1.-111

Assessment roll updated April 29, 2026 · Last verified May 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	231 RUTH CT, MIDDLETOWN, NY 10940-5319
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Feb 15, 2007 · Amount on Record
Deed Sale	Feb 15, 2007 · Amount on Record
Deed Book / Page	12366 / 773
Record Updated	Jun 08, 2026

October 2016: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	ORANGE NY
Property Address	231 RUTH CT, MIDDLETOWN, NY 10940-5319
Document Number	0000011022
Book / Page	014183 / 001066
Instrument Date	Oct 12, 2016
Transaction Type	Mortgage
Record Updated	Feb 27, 2017

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	231 RUTH CT MIDDLETOWN NY 109405319, MIDDLETOWN, NY 10940-5319

Mortgage

Document Number	0000011022
Date	Feb 17, 2017
Book Page	014183/001066
Instrument	11022

Lender

Name	CALIBER HM LOANS
Type	Funding / Finance Company
Address	OKLAHOMA CITY, OK 73134

Agreement

Amount	Amount Recorded
Term	468 Months
Due	Feb 16, 2056

Tax Assessment & Valuation

Source: Orange County and Middletown City records · Assessment roll updated April 29, 2026 · Last verified May 2026

Property Jurisdictions

Type	Name
State	New York
County	Orange County
Municipality	Middletown City
Unified School District	Middletown City School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$13,400 (-) Land $2,200 Building $11,200	$152,400 (+13.73%)
2024	$3,721.00
2023		$13,400 (-) Land $2,200 Building $11,200	$134,000 (+17.03%) Land $22,000 Building $112,000
2022		$13,400 Land $2,200 Building $11,200	$114,500 Land $18,799 Building $95,701

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Orange County (36071C), updated September 26, 2023 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 360710015003, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Special Flood Hazard Area	No
Flood Hazard	Minimal
500-Year Floodplain	No
Flood Insurance Cost	Premium on Record median of 8 individual NFIP policies nearby
Nearby Flood Policies	8 in force 5 of 8 on primary residences
Nearby Flood Claims	3 (2011–2023)
Claims Outside the SFHA	2 of 3
Most Recent Claim	Jul 2023, river or lake flooding

Wildfire

Wildfire Risk	Low above 2% of the US · above 2% of New York
Wildfire Likelihood	Less than 1 in 10,000 per year
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.