Lancaster County property record for 231 Ruby St, Lancaster, PA 17603 · Last verified June 2026
| Property Type | Residential > Multi-Unit > Duplex |
|---|---|
| Bedrooms | 3 Beds |
| Bathrooms | 2 Baths |
| Year Built | Built 1924 |
| Square Footage | 1,450 sqft Living Area |
| Lot Size | 2,178 sqft (0.05 acres) |
| Occupancy | Owner Occupied |
| Last Sale | $249,900 (2022) |
| Tax Bill | $4,154.00 (2025) |
Source: Lancaster County records · APN 338-82446-0-0000
Assessment roll updated May 27, 2026 · Last verified June 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 231 RUBY ST, LANCASTER, PA 17603-5167 |
| Occupancy | Owner Occupied |
| Owner Type | Owner is an Individual, Couple or Unincorporated Entity |
| Date | Document |
|---|---|
| Dec 02, 2025 | Deed of Trust, Mortgage · Line of Credit PSECU |
| Aug 10, 2022 | Deed, Transfer · Conventional Mortgage TRADITIONS BANK |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | Aug 10, 2022 · Amount on Record |
| Deed Sale | Aug 10, 2022 · Amount on Record |
| Prior Sale | Dec 31, 2015 · Amount on Record |
| Deed Doc Number | 20226697212 |
| Record Refreshed | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LANCASTER PA |
| Property Address | 231 RUBY ST, LANCASTER, PA 17603-5167 |
| Transaction Type | Mortgage |
| Record Updated | Apr 07, 2026 |
| Name | Verified Name |
|---|
| Document Number | 20250048009 |
|---|---|
| Date | Dec 02, 2025 |
| Instrument | 20250048009 |
| Name | PSECU |
|---|---|
| Type | Credit Union |
| Address | HARRISBURG, PA 17106 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 240 Months |
| Due | Dec 01, 2045 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly (Revolving credit lines are monthly unless stated otherwise). |
| Document Type | Deed |
|---|---|
| Jurisdiction | LANCASTER PA |
| Recording Date | Aug 10, 2022 |
| Property Address | 231 RUBY ST, LANCASTER, PA 17603-5167 |
| Document Number | 0006697212 |
| Instrument Date | Jul 22, 2022 |
| Instrument | 6697212 |
| Transaction Type | Transfer |
| Record Updated | Apr 07, 2026 |
| Title Company | PRIME TRANSFER INC, PRIME TRANSFER INC LANCASTER |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $2,499.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Tenants in Severalty |
| Address | 231 RUBY ST, LANCASTER, PA 17603-5167 |
| Document Number | 0006697213 |
|---|---|
| Date | Aug 10, 2022 |
| Instrument | 6697213 |
| Name | TRADITIONS BANK |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Sep 01, 2052 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 6.25% |
| Type Change Date | Sep 01, 2027 |
| Change Frequency | Annually |
| Min Rate At Change | 3.75% |
| Max Rate At Change | 11.2% |
| Index | 1-Year CMT |
| Max Rate | 11.2% |
Source: Lancaster County records · Assessment roll updated May 27, 2026 · Last verified June 2026
| Type | Name |
|---|---|
| State | Pennsylvania |
| County | Lancaster County |
| Municipality | Lancaster City |
| Unified School District | Lancaster School District (PK - 12) |
Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $103,900 (-) Land $23,300 Building $80,600 | $103,900 (-) Land $23,300 Building $80,600 | |
| 2025 | $4,154.00 (+1.05%) | ||
| 2024 | $4,111.00 | $103,900 Land $23,300 Building $80,600 | |
| 2018 | $103,900 Land $23,300 Building $80,600 |
Source: FEMA National Flood Hazard Layer, Lancaster County (42071C), updated June 10, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified: October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Special Flood Hazard Area | No |
| Wildfire Risk | Not rated no burnable land in reach |
|---|---|
| Wildfire Likelihood | Negligible |
| Exposure | None beyond ember reach |
Values are read at the parcel center point; lenders make the official flood determination.
Source: NPS National Register of Historic Places · August 1, 2026 release · Last verified: October 2026
| Historic District | Within the Lancaster City Historic District listed 2001 · 13,488 contributing resources · NRIS 01000956 |
|---|
Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.
| Primary APN | 338-82446-0-0000 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Plumbing Fixtures | 10 Plumbing Fixtures |
| Total Rooms | 9 Rooms |
| Units | 2 Units |
| Building Area | 1,450 sqft Living Area |
| Gross Area | 2,210 sqft Gross Area |
| 1st Floor | 580 sqft 1st Floor |
| Upper Floors | 870 sqft Upper Floors |
| Basement Area | 580 sqft Basement |
| Game Room | Game Room |
| Stories | 2 Stories |
| Fireplace | Fireplace |
| Fireplaces | 1 Fireplaces |
| Year Built | Built 1924 |
|---|---|
| Effective Year Built | Effective 1924 |
| Architectural Style | Row Home Style |
| Exterior Material | Brick Exterior |
| Construction Type | Masonry/Concrete Masonry Units (CMUs) Construction |
| Roof Material | Slate Roof |
| Lot Area | 2,178 sqft (0.05 acres) |
| Parking Spaces | 1 Parking Spaces |
| Garage Type | Detached Garage |
| Garage Area | 378 sqft Garage |
| Porch Area | 216 sqft Porch |
| Heating System | Forced Air with Air Conditioning Heating |
|---|---|
| Heating Fuel | Gas Heating Fuel |
| Sewage | Municipal Sewage |
| Water Source | Commercial Water Source |
| Street Address | 231 RUBY ST |
|---|---|
| City | LANCASTER |
| State | PA |
| Zip | 17603-5167 |
| Property Usage | Residential Property Usage |
| Type | Residential > Multi-Unit > Duplex |
| Legal Description | 231 RUBY ST |
| Legal Lot Number | 73 |
| Jurisdiction | LANCASTER PA |
| Minor Civil Division | LANCASTER |
| Census Blockgroup | 2 |
| Census Block | 2007 |
| Census Tract | 1100 |
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