Indian River County property record for 231 Riverway Dr, Vero Beach, FL 32963
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 3.5 ba · 3,189 sqft · built 1991 |
| Lot Size | 0.57 acres (24,829 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $1,090,000 (Oct 2018) |
| Tax Bill | $12,866 (2025) |
| Deeds & Mortgages | Sep 2020 Mortgage Mar 2022 Line of Credit + 2 more |
| Flood Zone | Zone X (moderate risk) |
| APN | 33-40-16-00014-0000-00028.0 |
| Primary APN | 33-40-16-00014-0000-00028.0 |
|---|---|
| Alternative APN |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 3.5 Baths |
| Half Baths | 1 Half Bath |
| Plumbing Fixtures | 12 Plumbing Fixtures |
| Total Rooms | 6 Rooms |
| Stories | 2 Stories |
| Building Area | 3,189 sqft Living Area |
| Gross Area | 4,311 sqft |
| 1st Floor Area | 2,099 sqft |
| 2nd Floor Area | 1,090 sqft |
| Flooring | Carpet |
| Interior Walls | Wallboard/Drywall |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1991 |
|---|---|
| Effective Year Built | Effective 1991 |
| Exterior Material | Combination |
| Construction Type | Frame |
| Roof Type | Hip |
| Roof Material | Wood Shingle |
| Lot Area | 24,829 sqft (0.57 acres) |
| Lot Dimensions | 216 ft deep x 120 ft wide |
| View / Lot | Canal/Waterfront |
| Garage Type | Attached |
| Garage Area | 682 sqft |
| Driveway | Concrete Driveway |
| Driveway Area | 2,302 sqft |
| Pool Area | 512 sqft |
|---|---|
| Porch | Screened Porch |
| Porch Area | 467 sqft |
| Deck Area | 72 sqft |
| Patio Area | 808 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Street Address | 231 RIVERWAY DR |
|---|---|
| City | VERO BEACH |
| State | FL |
| Zip | 32963-2637 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | RS-3 |
| Legal Description | SEAGROVE WEST LOT 28 PBI 11-66 |
| Legal Range | 40E |
| Legal Township | 33S |
| Legal Section | 16 |
| Legal Subdivision | SEAGROVE WEST |
| Legal Lot Number | 28 |
| Jurisdiction | INDIAN RIVER FL |
| Township / Civil Division | VERO BEACH |
| Census Block Group | 1 |
| Census Block | 1011 |
| Census Tract | 50508 |
Source: Indian River County records, as of December 8, 2025
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 231 RIVERWAY DR, VERO BEACH, FL 32963-2637 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Sep 18, 2020 | Deed of Trust, Mortgage · Conventional Mortgage FBC MORTGAGE LLC |
| Mar 9, 2022 | Deed of Trust, Mortgage · Line of Credit SPACE COAST CU |
| Oct 30, 2018 | Warranty Deed, Transfer · Conventional Mortgage FBC MORTGAGE LLC |
| Jan 16, 2018 | Warranty Deed, Transfer ATTORNEY ONLY |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Oct 30, 2018 · Amount on Record |
| Deed Sale | Oct 30, 2018 · Amount on Record |
| Prior Sale | Jan 16, 2018 · Amount on Record |
| Deed Document Number | 201865993 |
| Deed Book / Page | 3159 / 2012 |
| Prior Transfer Date | Sep 7, 2011 |
| Prior Transfer Doc | 0025242296 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | INDIAN RIVER FL |
| Property Address | 231 RIVERWAY DR, VERO BEACH, FL 32963-2637 |
| Transaction Type | Mortgage |
| Record Updated | Jul 28, 2022 |
| Title Company | OCEANSIDE T&E INC |
| Name | Verified Name |
|---|---|
| Address | 231 RIVERWAY DR, VERO BEACH, FL 32963-2637 |
| Document Number | 0033391654 |
|---|---|
| Date | Sep 18, 2020 |
| Book Page | 3339/1654 |
| Instrument | 3120200055508 |
| Name | FBC MORTGAGE LLC |
|---|---|
| Type | Mortgage Company |
| Address | ORLANDO, FL 32801 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Oct 1, 2050 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | INDIAN RIVER FL |
| Property Address | 231 RIVERWAY DR, VERO BEACH, FL 32963-2637 |
| Transaction Type | Mortgage |
| Record Updated | Jul 28, 2022 |
| Name | Verified Name |
|---|---|
| Address | 231 RIVERWAY DR, VERO BEACH, FL 32963-2637 |
| Document Number | 0035190712 |
|---|---|
| Date | Mar 9, 2022 |
| Book Page | 3519/712 |
| Instrument | 3120220015152 |
| Name | SPACE COAST CU |
|---|---|
| Type | Credit Union |
| Address | MELBOURNE, FL 32940 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 168 Months |
| Due | Mar 25, 2036 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | INDIAN RIVER FL |
| Recording Date | Oct 30, 2018 |
| Property Address | 231 RIVERWAY DR, VERO BEACH, FL 32963-2637 |
| Document Number | 0031592012 |
| Book / Page | 3159 / 2012 |
| Map Reference | MB11 PG66 |
| Instrument Date | Oct 30, 2018 |
| Instrument | 3120180065993 |
| Transaction Type | Transfer |
| Record Updated | Jul 28, 2022 |
| Title Company | ATTORNEY |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $7,630.00 |
| Amount Accuracy | Calculated from Transfer Tax |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 175 EGRET LN, 175, VERO BEACH, FL 32963-2716 |
| Name | Verified Name |
|---|---|
| Address | 231 RIVERWAY DR, VERO BEACH, FL 32963-2637 |
| Document Number | 3120180065994 |
|---|---|
| Date | Oct 30, 2018 |
| Instrument | 3120180065994 |
| Name | FBC MORTGAGE LLC |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Nov 1, 2048 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | INDIAN RIVER FL |
| Recording Date | Jan 16, 2018 |
| Property Address | 231 RIVERWAY DR, VERO BEACH, FL 32963-2637 |
| Document Number | 0030851655 |
| Book / Page | 003085 / 001655 |
| Instrument Date | Jan 15, 2018 |
| Instrument | 2523 |
| Transaction Type | Transfer |
| Record Updated | Jan 30, 2018 |
| Title Company | ATTORNEY ONLY |
| Amount | Amount Recorded |
|---|---|
| Tax | $2,975.00 |
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 231 RIVERWAY DR VERO BEACH FL 329632637, VERO BEACH, FL 32963-2637 |
Source: Indian River County assessment roll, as of December 8, 2025
| Type | Name |
|---|---|
| State | Florida |
| County | Indian River County |
| Unified School District | Indian River County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $12,866.00 (+8.9%) Homeowner's exemption | $929,708 (+5.99%) | $1,242,118 (+4.07%) Land $585,385 Building $656,733 |
| 2023 | $11,814.00 (+2.37%) | $877,191 (+3%) | $1,193,595 (+20.56%) Land $585,385 Building $608,210 |
| 2022 | $11,541.00 | $851,641 | $990,044 Land $553,455 Building $436,589 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective May 13, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X moderate risk |
|---|---|
| 500-Year Floodplain | Yes 0.2% annual chance |
| Coastal | Yes |
| Nearest Special Flood Hazard Area | Zone AE, within 100 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 310 individual policies |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 406 units insured incl. 96 condo units |
| Nearby Flood Claims | 3 (2004–2022) |
| Claims Outside the SFHA | 1 of 3 |
| Most Recent Claim | Sep 2022 · Hurricane Ian |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 99.8% of the US · lower than 99.7% of Florida |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF VERO BEACH serves 37,308 people · EPA ID FL3310206 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Mar 2025 |
| Lead | 5 ppb (2024) action level 15 ppb |
| Water Quality | Total trihalomethanes resolved · Jul 2020 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 29 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 189 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 1,200 / 35 |
| Verizon Fixed Wireless | 300 / 20 |
| AT&T Fixed Wireless · DSL | 100 / 20 |
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