Worcester County and Winchendon Town property record for 231 River St, Winchendon, MA 01475
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2.5 ba · 1,800 sqft · built 2005 |
| Lot Size | 2.27 acres (99,143 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $348,000 (Aug 2021) |
| Tax Bill | $4,823 (2025) |
| Deeds & Mortgages | Jan 2024 Mortgage Aug 2023 Mortgage + 1 more |
| APN | WINC M:5C1 B:0 L:85 |
| Primary APN | WINC M:5C1 B:0 L:85 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 5 Rooms |
| Stories | 2 Stories |
| Building Area | 1,800 sqft Living Area |
| Gross Area | 3,376 sqft |
| Basement Area | 900 sqft |
| Unfinished Basement | 900 sqft |
| Year Built | Built 2005 |
|---|---|
| Effective Year Built | Effective 2005 |
| Architectural Style | Colonial |
| Exterior Material | Aluminum/Vinyl |
| Construction Type | Frame |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 99,143 sqft (2.27 acres) |
| Heating System | Hot Water |
|---|---|
| Heating Fuel | Oil |
| Street Address | 231 RIVER ST |
|---|---|
| City | WINCHENDON |
| State | MA |
| Zip | 01475-1542 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R4 |
| Legal Lot Number | 85 |
| Jurisdiction | WINCHENDON MA |
| Township / Civil Division | WINCHENDON |
| Census Block Group | 3 |
| Census Block | 3010 |
| Census Tract | 701102 |
Source: Worcester County and Winchendon Town records, as of July 20, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 231 RIVER ST, WINCHENDON, MA 01475-1542 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Jan 9, 2024 | Deed of Trust, Mortgage · FHA Mortgage SECRETARY HOUSING URBAN DEVELOPMENT |
| Aug 31, 2023 | Deed of Trust, Mortgage · FHA Mortgage SECRETARY HOUSING URBAN DEVELOPMENT |
| Aug 10, 2021 | Quit Claim Deed, Transfer · FHA Mortgage MOVEMENT MORTGAGE |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Aug 10, 2021 · Amount on Record |
| Deed Sale | Aug 10, 2021 · Amount on Record |
| Prior Sale | Mar 31, 2006 · Amount on Record |
| Deed Document Number | 2021111659 |
| Deed Book / Page | 65802 / 183 |
| Prior Transfer Date | Aug 9, 2021 |
| Prior Transfer Doc | 065802-183 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | WINCHENDON MA |
| Property Address | 231 RIVER ST, WINCHENDON, MA 01475-1542 |
| Transaction Type | Mortgage |
| Record Updated | Jan 26, 2024 |
| Title Company | FIRST AMERICAN TITLE |
| Name | Verified Name |
|---|
| Document Number | 0070076-33 |
|---|---|
| Date | Jan 9, 2024 |
| Book Page | 70076/33 |
| Instrument | 1726 |
| Name | SECRETARY HOUSING URBAN DEVELOPMENT |
|---|---|
| Type | Government Agency |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 469 Months |
| Due | Feb 1, 2063 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | WINCHENDON MA |
| Property Address | 231 RIVER ST, WINCHENDON, MA 01475-1542 |
| Transaction Type | Mortgage |
| Record Updated | Sep 15, 2023 |
| Name | Verified Name |
|---|
| Document Number | 069588-357 |
|---|---|
| Date | Aug 31, 2023 |
| Book Page | 69588/357 |
| Instrument | 72413 |
| Name | SECRETARY HOUSING URBAN DEVELOPMENT |
|---|---|
| Type | Government Agency |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 337 Months |
| Due | Sep 1, 2051 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | WINCHENDON MA |
| Recording Date | Aug 10, 2021 |
| Property Address | 231 RIVER ST, WINCHENDON, MA 01475-1542 |
| Document Number | 65802-183 |
| Book / Page | 65802 / 183 |
| Instrument Date | Aug 9, 2021 |
| Instrument | 111659 |
| Transaction Type | Transfer |
| Record Updated | Aug 27, 2021 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Tenants by the Entirety |
| Address | 231 RIVER ST, WINCHENDON, MA 01475-1542 |
| Document Number | 111660 |
|---|---|
| Date | Aug 10, 2021 |
| Instrument | 111660 |
| Name | MOVEMENT MORTGAGE |
|---|---|
| Type | Mortgage Company |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
Source: Worcester County and Winchendon Town assessment roll, as of April 14, 2026
| Type | Name |
|---|---|
| State | Massachusetts |
| County | Worcester County |
| County Subdivision | Winchendon Town |
| Unified School District | Winchendon School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $4,823.00 (+0.08%) | $410,500 (+6.82%) Land $44,600 Building $365,900 | $386,935 (-3.64%) |
| 2024 | $4,819.00 (+9.77%) | $384,300 (+17.31%) Land $42,800 Building $341,500 | $401,565 |
| 2023 | $4,390.00 | $327,600 Land $42,000 Building $285,600 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective November 30, 2025
| FEMA Flood Zone | Not included in the FIRM |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 57% of Massachusetts |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | WINCHENDON WATER DEPARTMENT serves 5,706 people · EPA ID MA2343000 |
|---|---|
| Water Source | Purchased surface water from ASH/WIN JOINT WATER AUTHORITY |
| Last State Inspection | Dec 2024 |
| Lead | 1 ppb (2024–2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.
Source: FCC Broadband Data Collection, based on 196 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| Verizon Fixed Wireless | 300 / 20 |
| Starlink Satellite | 280 / 30 |
Search by:
By searching, you agree to: Terms • Privacy • Disclosures