231 River Oaks Dr, Lancaster, TX 75146 Property Records

Dallas County property record for 231 River Oaks Dr, Lancaster, TX 75146

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 1,290 sqft · built 1958
Lot Size	0.207 acres (9,000 sqft)
Owner	2 Individual Names on File
Last Sale	$244,720 (Sep 2023)
Tax Bill	$5,188 (2025)
Deeds & Mortgages	Sep 2023 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`36-07550-001-018-0000`

Property Details

APN / Parcel Number

Primary APN	`36-07550-001-018-0000`
Alternative APN	`360755000101800`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Stories	1 Story
Building Area	1,290 sqft Living Area
1st Floor Area	1,290 sqft

Exterior

Year Built	Built 1958
Effective Year Built	Effective 1958
Exterior Material	Other
Construction Type	Frame
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	9,000 sqft (0.207 acres)
Lot Dimensions	150 ft deep x 60 ft wide
Garage Type	Carport
Garage Area	400 sqft
Carport	Carport
Carport Area	400 sqft
Parking Spaces	2 Parking Spaces
Deck Area	Deck Area
Storage Building	120 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Gas
Sewer	Connected
Water Source	Commercial

Location & Zoning

Account Number	360755000101800
Street Address	231 RIVER OAKS DR
City	LANCASTER
State	TX
Zip	75146-1651
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	Z350
Legal Description	PLEASANT RUN ESTATES BLK 1/139 LT 18 INT202300184927 DD09122023 CO-DC 0755000101800 4CN07550001
Legal Subdivision	PLEASANT RUN ESTATES
Legal Tract	7550
Legal Block	1/139
Legal Lot Number	18
Jurisdiction	DALLAS TX
Township / Civil Division	SOUTHWEST DALLAS
Census Block Group	3
Census Block	3002
Census Tract	16803

Owner

231 River Oaks Dr is owned and occupied by two individuals who bought it in September 2023.

Source: Dallas County records, as of August 10, 2026

Owner of Record	2 Individual Names on File
Mailing Address	231 RIVER OAKS DR, LANCASTER, TX 75146-1651
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Sep 12, 2023 · Amount on File
Deed Sale	Sep 12, 2023 · Amount on File
Prior Sale	Nov 21, 2012
Deed Document Number	2023184927
Record Updated	Sep 20, 2026

September 2023: Vendor's Lien, Subdivision Related Transfer

Document Type	Vendor's Lien
Jurisdiction	DALLAS TX
Recording Date	Sep 12, 2023
Property Address	231 RIVER OAKS DR, LANCASTER, TX 75146-1651
Document Number	0000184927
Map Reference	VOL, 34 PG 95
Instrument Date	Sep 12, 2023
Instrument	202300184927
Transaction Type	Subdivision Related Transfer
Record Updated	Sep 26, 2023
Title Company	FIRST TEXAS TITLE, FAIR TEXAS TITLE

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	231 RIVER OAKS DR, LANCASTER, TX 75146-1651

Mortgage

Document Number	0000184928
Date	Sep 12, 2023
Instrument	202300184928

Lender

Name	CITY BANK
Type	Bank
Special Notes	Seller Financed

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Oct 1, 2053

Interest

Rate Type	Adjustable Rate
Rate	8.25%
Type Change Date	Oct 1, 2030
Change Frequency	Annually
Min Rate At Change	2%
Max Rate At Change	10.2%
Index	1-Year T-Bill
Margin	1
Max Rate	10.2%

Tax Assessment & Valuation

The 2025 property tax bill for 231 River Oaks Dr was $5,188 with an additional exemption, down 0.2% from the year before.

Source: Dallas County assessment roll, as of August 10, 2026

Property Jurisdictions

Type	Name
State	Texas
County	Dallas County
Municipality	Lancaster City
Unified School District	Lancaster Independent School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$222,120 (+0.94%) Land $47,250 Building $174,870	$222,120 (+0.94%) Land $47,250 Building $174,870
2025	$5,188.00 (-0.19%)	$220,060 Land $51,750 Building $168,310	$220,060 Land $51,750 Building $168,310
2024	$5,198.00 (+28.85%)
2023	$4,034.00 (-9%)	$167,340 Land $27,000 Building $140,340	$167,340 Land $27,000 Building $140,340
2022	$4,433.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 231 River Oaks Dr in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective October 12, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	3 in force
Nearby Flood Claims	1 (2021)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Jul 2021 · other causes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 231 River Oaks Dr is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 95% of the US · lower than 97.6% of Texas
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF LANCASTER serves 40,449 people · EPA ID TX0570013
Water Source	Purchased surface water from DALLAS WATER UTILITY
Last State Inspection	Apr 2024
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 441 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · DSL in parts of the area	5,000 / 5,000
Spectrum Cable	1,000 / 1,000
Nextlink Fixed Wireless	500 / 100
Verizon Fixed Wireless	300 / 20

May also be available: Hotwire Communications.

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