231 Rio Terra, Venice, FL 34285 Property Records

Sarasota County property record for 231 Rio Terra, Venice, FL 34285

Property Summary

Property Type	Single Family Home
Details	2 bd · 3 ba · 1,710 sqft · built 2002
Lot Size	0.182 acres (7,940 sqft)
Owner	2 Trust Names on File
Last Sale	$550,000 (Jan 2022)
Tax Bill	$7,762 (2025)
Deeds & Mortgages	Jan 2022 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`0428-04-0041`

Property Details

APN / Parcel Number

Primary APN	`0428-04-0041`

Interior

Bedrooms	2 Beds
Full Baths	3 Baths
Half Baths	1 Half Bath
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,710 sqft Living Area
1st Floor Area	1,710 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2002
Effective Year Built	Effective 2012
Exterior Material	Stucco
Construction Type	Masonry / Concrete Block
Foundation Type	Slab (Mat/Raft)
Roof Type	Hip
Roof Material	Concrete
Lot Area	7,940 sqft (0.182 acres)
Garage Type	Attached
Garage Area	441 sqft

Exterior Amenities

Pool Area	288 sqft
Porch	Open Porch
Porch Area	249 sqft
Patio Area	72 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	HVAC
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	231 RIO TERRA
City	VENICE
State	FL
Zip	34285-2950
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RSF3
Legal Description	LOT 50 BELLAGIO ON VENICE ISLAND
Legal Range	19E
Legal Township	39S
Legal Section	17
Legal Subdivision	BELLAGIO ON VENICE ISLAND
Legal Tract	2797
Legal Lot Number	50
Jurisdiction	SARASOTA FL
Township / Civil Division	VENICE
Census Block Group	2
Census Block	2013
Census Tract	2404

Owner

231 Rio Terra is owner-occupied and held in a trust since September 2024.

Source: Sarasota County records, as of January 12, 2026

Owner of Record	2 Trust Names on File
Co-owner	Co-owner on File
Mailing Address	231 RIO TERRA, VENICE, FL 34285-2950
Occupancy	Owner Occupied
Owner Type	Company, Secondary Individual
Vesting	Trust

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	3 Names on Deed
Last Sale	Jan 28, 2022 · Amount on File
Deed Sale	Jan 28, 2022 · Amount on File
Prior Sale	Jan 28, 2022 · Amount on File
Deed Document Number	0000015804
Last Transfer Date	Sep 4, 2024
Transfer Doc	0000121087
Record Updated	Jun 8, 2026

January 2022: Deed, Transfer

Document Type	Deed
Jurisdiction	SARASOTA FL
Recording Date	Jan 28, 2022
Property Address	231 RIO TERRA, VENICE, FL 34285-2950
Document Number	0000015804
Map Reference	MB 41 PG 29
Instrument Date	Jan 27, 2022
Instrument	2022015804
Transaction Type	Transfer
Record Updated	Feb 8, 2022
Title Company	ATTORNEY ONLY, ATTORNEY

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$3,850.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	65 CARLISLE ST, 65, CHELMSFORD, MA 01824-3207

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	231 RIO TERRA, VENICE, FL 34285-2950

Mortgage

Document Number	0000015805
Date	Jan 28, 2022
Instrument	2022015805

Lender

Name	BETTER MORTGAGE CORPORATION
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Feb 1, 2052

Tax Assessment & Valuation

The 2025 property tax bill for 231 Rio Terra was $7,762 with a homeowner's exemption.

Source: Sarasota County assessment roll, as of July 1, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Sarasota County
Municipality	Venice City
Unified School District	Sarasota County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$7,762.00 Homeowner's exemption	$560,100 Land $237,500 Building $322,600	$560,100 Land $237,500 Building $322,600
2023	$8,649.00 (+25.64%)	$568,500 (+14.36%) Land $190,400 Building $378,100	$568,500 (+14.36%) Land $190,400 Building $378,100
2022	$6,884.00	$497,100 Land $164,000 Building $333,100	$497,100 Land $164,000 Building $333,100

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 231 Rio Terra in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective September 3, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 54 policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	54 in force
Nearby Flood Claims	4 (2024)
Claims Outside the SFHA	3 of 4
Most Recent Claim	Sep 2024 · Hurricane Helene
Claims by Event	Hurricane Helene, Sep 2024 · 4 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 231 Rio Terra has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF VENICE WATER DEPT serves 31,358 people · EPA ID FL6581901
Water Source	Groundwater
Last State Inspection	Dec 2023
Lead	Under 1 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 321 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Blue Stream Fiber · Cable in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
AT&T Fixed Wireless	100 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Frontier.

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