231 Ridgecrest Dr, Monroe, VA 24574 Property Records

Amherst County property record for 231 Ridgecrest Dr, Monroe, VA 24574

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 1,548 sqft · built 1979
Lot Size	0.506 acres (22,041 sqft)
Owner	Individual Name on File
Last Sale	$190,700 (Sep 2022)
Tax Bill	$29 (2026)
Deeds & Mortgages	Sep 2022 Sale & Mortgage Nov 2020 Refinance
Flood Zone	Zone X (minimal risk)
APN	`92A 1 16`

Property Details

APN / Parcel Number

Primary APN	`92A 1 16`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,548 sqft Living Area
1st Floor Area	1,008 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1979
Effective Year Built	Effective 1994
Architectural Style	Cape Cod
Exterior Material	Vinyl
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	22,041 sqft (0.506 acres)
Garage Type	Detached
Garage Area	168 sqft
Driveway	Paver Driveway
Parking Spaces	2 Parking Spaces
Deck Area	140 sqft
Shed	1 Shed

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Heat Pump
Heating Fuel	Electric
Sewer	Septic
Water Source	Commercial

Location & Zoning

Street Address	231 RIDGECREST DR
City	MONROE
State	VA
Zip	24574-2172
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	A1
Legal Description	LOT 16 ORCHARD HILL 92A 1 16
Legal Subdivision	ORCHARD HILLS EST
Legal Lot Number	16
Jurisdiction	AMHERST VA
Township / Civil Division	3
Census Block Group	3
Census Block	3000
Census Tract	10300

Owner

231 Ridgecrest Dr is owned and occupied by an individual who bought it in September 2022.

Source: Amherst County records, as of June 23, 2026

Owner of Record	Individual Name on File
Mailing Address	231 RIDGECREST DR, MONROE, VA 24574-2172
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Sep 9, 2022	Warranty Deed, Transfer · Conventional Mortgage VETERANS UNITED HOME LOANS
Nov 20, 2020	Deed of Trust, Mortgage · Stand-Alone Refinance QUICKEN LOANS LLC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Sep 9, 2022 · Amount on File
Deed Sale	Sep 9, 2022 · Amount on File
Deed Document Number	20223275
Record Updated	Sep 20, 2026

September 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	AMHERST VA
Recording Date	Sep 9, 2022
Property Address	231 RIDGECREST DR, MONROE, VA 24574-2172
Document Number	0220003275
Instrument Date	Aug 22, 2022
Instrument	220003275
Transaction Type	Transfer
Record Updated	Oct 19, 2022
Title Company	NOT AVAILABLE, RELIANCE TITLE & STLMNT LLC

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	231 RIDGECREST DR, MONROE, VA 24574-2172
Investor	Possibly a Property Investor

Mortgage

Document Number	0220003276
Date	Sep 9, 2022
Instrument	220003276

Lender

Name	VETERANS UNITED HOME LOANS

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	354 Months
Due	Mar 1, 2052

Interest

Rate Type	Fixed Rate

November 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	AMHERST VA
Property Address	231 RIDGECREST DR, MONROE, VA 24574-2172
Transaction Type	Mortgage
Record Updated	Dec 22, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0200004011
Date	Nov 20, 2020
Instrument	200004011

Lender

Name	QUICKEN LOANS LLC

Agreement

Type	Stand-Alone Refinance
Amount	Amount on Record
Term	361 Months
Due	Dec 1, 2050

Interest

Rate Type	Fixed Rate
Rate	3.5%

Tax Assessment & Valuation

The 2026 property tax bill for 231 Ridgecrest Dr was $29, down 96.2% from the year before.

Source: Amherst County assessment roll, as of May 27, 2026

Property Jurisdictions

Type	Name
State	Virginia
County	Amherst County
Unified School District	Amherst County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$29.00 (-96.15%)	$123,700 Land $20,000 Building $103,700	$212,800 Land $24,000 Building $188,800
2025	$754.00
2024		$123,700 (-) Land $20,000 Building $103,700	$123,700 (-) Land $20,000 Building $103,700
2023	$754.00	$123,700 Land $20,000 Building $103,700	$123,700 Land $20,000 Building $103,700
2022	$754.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 231 Ridgecrest Dr in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective February 14, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 231 Ridgecrest Dr is moderate, ranking above 53% of the US, with a 0.1% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 53% of the US · above 82% of Virginia
Wildfire Likelihood	0.1% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 31 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Firefly Fiber Broadband Fiber	1,000 / 1,000

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on Ridgecrest Dr

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