Lancaster County property record for 231 Providence Rd, Lancaster, SC 29720
| Property Type | Single Family Home |
|---|---|
| Details | 1.5 ba · 1,398 sqft · built 1950 |
| Lot Size | 0.622 acres (27,073 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $179,000 (Mar 2022) |
| Deeds & Mortgages | Jan 2023 Mortgage Mar 2022 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 0101A-0C-010.00 |
| Primary APN | 0101A-0C-010.00 |
|---|---|
| Alternative APN |
|
| Full Baths | 1.5 Baths |
|---|---|
| Half Baths | 1 Half Bath |
| Stories | 1 Story |
| Building Area | 1,398 sqft Living Area |
| Gross Area | 1,815 sqft |
| Flooring | Carpet |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1950 |
|---|---|
| Effective Year Built | Effective 2010 |
| Exterior Material | Brick |
| Construction Type | Wood |
| Roof Type | Gable |
| Roof Material | Composition Shingle |
| Lot Area | 27,073 sqft (0.622 acres) |
| Lot Width | 198 ft Width |
| Garage Type | Carport |
| Garage Area | 372 sqft |
| Carport | Carport |
| Carport Area | 372 sqft |
| Porch | Porch |
| Porch Area | 45 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | HVAC |
| Account Number | 18991 |
|---|---|
| Street Address | 231 PROVIDENCE RD |
| City | LANCASTER |
| State | SC |
| Zip | 29720-9552 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | MDR |
| Legal Description | 231X174X184X168 |
| Jurisdiction | LANCASTER SC |
| Township / Civil Division | LANCASTER |
| Census Block Group | 3 |
| Census Block | 3005 |
| Census Tract | 10600 |
Source: Lancaster County records, as of March 27, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 231 PROVIDENCE RD, LANCASTER, SC 29720-9552 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Jan 3, 2023 | Deed of Trust, Mortgage · VA Mortgage NEW DAY FINANCIAL LLC |
| Mar 17, 2022 | Personal Representative Deed, Transfer · VA Mortgage MORTGAGE RESEARCH CENTER LLC |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Mar 17, 2022 · Amount on Record |
| Deed Sale | Mar 17, 2022 · Amount on Record |
| Deed Document Number | 20224499 |
| Deed Book / Page | 1529 / 243 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LANCASTER SC |
| Property Address | 231 PROVIDENCE RD, LANCASTER, SC 29720-9552 |
| Transaction Type | Mortgage |
| Record Updated | Jan 13, 2023 |
| Title Company | AMERICAS SETTLEMENT COMPANY |
| Name | Verified Name |
|---|
| Document Number | 0000000073 |
|---|---|
| Date | Jan 3, 2023 |
| Book Page | 4890/34 |
| Instrument | 2023000073 |
| Name | NEW DAY FINANCIAL LLC |
|---|---|
| Type | Mortgage Company |
| Address | FULTON, MD 20759 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jan 1, 2053 |
| Document Type | Personal Representative Deed |
|---|---|
| Jurisdiction | LANCASTER SC |
| Recording Date | Mar 17, 2022 |
| Property Address | 231 PROVIDENCE RD, LANCASTER, SC 29720-9552 |
| Document Number | 0000004499 |
| Book / Page | 1529 / 243 |
| Map Reference | MB 7 PG 80 |
| Instrument Date | Mar 17, 2022 |
| Instrument | 2022004499 |
| Transaction Type | Transfer |
| Record Updated | Apr 4, 2022 |
| Amount | Amount Recorded |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $465.40 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 231 PROVIDENCE RD, LANCASTER, SC 29720-9552 |
| Document Number | 0000004500 |
|---|---|
| Date | Mar 17, 2022 |
| Instrument | 2022004500 |
| Name | MORTGAGE RESEARCH CENTER LLC |
|---|---|
| Type | Mortgage Company |
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Apr 1, 2052 |
Source: Lancaster County assessment roll, as of March 27, 2026
| Type | Name |
|---|---|
| State | South Carolina |
| County | Lancaster County |
| Unified School District | Lancaster County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $9,536 (+39.42%) Land $792 Building $8,744 | $238,400 (+39.42%) Land $19,800 Building $218,600 | |
| 2023 | Disabled Person's exemption Veteran's exemption | $6,840 Land $792 Building $6,048 | $171,000 Land $19,800 Building $151,200 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective January 8, 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 62% of the US · lower than 86% of South Carolina |
|---|---|
| Wildfire Likelihood | 0.06% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | LANCASTER COUNTY W&SD serves 79,107 people · EPA ID SC2920001 |
|---|---|
| Water Source | Purchased surface water from several systems |
| Last State Inspection | Aug 2024 |
| Lead | 5 ppb (2023–2025) action level 15 ppb |
| Water Quality | E. coli resolved · Feb 2019 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ. This system sells water to local utilities; the supplier billing this address may be one of them.
Source: FCC Broadband Data Collection, based on 47 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| RiverNet Connect Fiber | 1,000 / 1,000 |
| Comporium Cable | 1,000 / 100 |
| Verizon Fixed Wireless | 300 / 20 |
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