Tuscola County property record for 231 Prospect St, Vassar, MI 48768
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1.5 ba · 1,594 sqft · built 1930 |
| Lot Size | 0.4 acres (17,424 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $203,000 (Sep 2023) |
| Tax Bill | $3,796 (2025) |
| Deeds & Mortgages | Jun 2026 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 051-500-106-2100-00 |
| Primary APN | 051-500-106-2100-00 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1.5 Baths |
| Half Baths | 1 Half Bath |
| Building Area | 1,594 sqft Building Perimeter |
| 1st Floor Area | 1,084 sqft |
| Basement Area | 1,084 sqft |
| Unfinished Basement | 1,084 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1930 |
|---|---|
| Effective Year Built | Effective 1930 |
| Architectural Style | Cape Cod |
| Lot Area | 17,424 sqft (0.4 acres) |
| Garage Area | 396 sqft |
| Heating System | Forced Air with A/C |
|---|
| Street Address | 231 PROSPECT ST |
|---|---|
| City | VASSAR |
| State | MI |
| Zip | 48768-1611 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | T11N R8E LOT 22 AND THE SOUTH 41 FEET OF LOT 21 BLOCK 6 ORIG PLAT CITY OF VASSAR. |
| Legal Subdivision | ORIGINAL CITY OF VASSAR |
| Legal Block | 6 |
| Legal Lot Number | 21-22 |
| Jurisdiction | TUSCOLA MI |
| Township / Civil Division | VASSAR |
| Census Block Group | 1 |
| Census Block | 1001 |
| Census Tract | 900 |
Source: Tuscola County records, as of June 23, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 231 PROSPECT ST, VASSAR, MI 48768-1611 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Sep 1, 2023 · Amount on Record |
| Deed Sale | Sep 1, 2023 · Amount on Record |
| Deed Book / Page | 1537 / 1099 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | TUSCOLA MI |
| Recording Date | Jun 11, 2026 |
| Property Address | 231 PROSPECT ST, VASSAR, MI 48768-1611 |
| Document Number | 001601/882 |
| Book / Page | 1601 / 882 |
| Instrument Date | Apr 8, 2025 |
| Transaction Type | Mortgage |
| Record Updated | Jul 12, 2026 |
| Title Company | NONE LISTED ON DOCUMENT |
| Name | Verified Name |
|---|---|
| Address | 231 PROSPECT ST, VASSAR, MI 48768-1611 |
| Document Number | 1601000882, |
|---|---|
| Date | Jun 11, 2026 |
| Book Page | 1601/882 |
| Name | SECRETARY OF HOUSING AND URBAN DEVELOPMEN |
|---|
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 327 Months |
| Due | Sep 1, 2053 |
| Rate | 6.65% |
|---|---|
| Max Rate | -1% |
Source: Tuscola County assessment roll, as of June 23, 2026
| Type | Name |
|---|---|
| State | Michigan |
| County | Tuscola County |
| Municipality | Vassar City |
| Unified School District | Vassar Public Schools (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $100,500 (+15.12%) | $201,000 (+15.12%) | |
| 2025 | $3,796.00 (+13.65%) Homeowner's exemption | $87,300 (+7.51%) | $174,600 (+7.51%) |
| 2023 | $81,200 (+13.25%) | $162,400 (+13.25%) | |
| 2022 | $71,700 | $143,400 | |
| 2020 | $3,340.00 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective April 3, 2012 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 6 (20% premium discount) |
| Nearby Flood Policies | 6 in force |
| Nearby Flood Claims | 6 (1986–2009) |
| Claims Outside the SFHA | 3 of 6 |
| Most Recent Claim | Feb 2009 · river or lake flooding |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 95% of the US · lower than 89% of Michigan |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF VASSAR serves 2,697 people · EPA ID MI0006780 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Jan 2025 |
| Lead | 1 ppb (2021–2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 303 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 1,000 |
| Starlink Satellite | 280 / 30 |
May also be available: Air Advantage, AT&T.
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