231 Portico Ln, Tracy, CA 95377 Property Records

San Joaquin County property record for 231 Portico Ln, Tracy, CA 95377

Property Summary

Property TypeSingle Family Home
Details4 bd · 3 ba · 2,396 sqft · built 2003
Lot Size0.118 acres (5,130 sqft)
Owner2 Individual Names on File
Last Sale$510,000 (May 2007)
Tax Bill$8,564 (2026)
Deeds & MortgagesMar 2022 Mortgage
Flood ZoneZone X (minimal risk)
APN240-550-420-000

Property Details

APN / Parcel Number

Primary APN240-550-420-000
Alternative APN
  • 240-550-42

Interior

Bedrooms4 Beds
Full Baths3 Baths
Stories2 Stories
Building Area2,396 sqft Living Area
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 2003
Effective Year BuiltEffective 2003
Architectural StyleCustom Design
Construction TypeWood
Lot Area5,130 sqft (0.118 acres)
Parking Spaces3 Parking Spaces

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral

Location & Zoning

Old Parcel Number240-550-42
Street Address231 PORTICO LN
CityTRACY
StateCA
Zip95377-1108
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionLOT 2
Legal SubdivisionSAN MARCO
Legal Block1
Legal Lot Number2
JurisdictionSAN JOAQUIN CA
Township / Civil DivisionTRACY
Census Block Group1
Census Block1012
Census Tract5212

Owner

231 Portico Ln is owned and occupied by two individuals who bought it in May 2007.

Source: San Joaquin County records, as of October 13, 2026

Owner of Record2 Individual Names on File
Mailing Address231 PORTICO LN, TRACY, CA 95377-1108
OccupancyOwner Occupied
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleMay 2, 2007 · Amount on File
Deed SaleMay 2, 2007 · Amount on File
Prior SaleDec 11, 2003 · Amount on File
Deed Document Number200783760
Record UpdatedOct 29, 2026

March 2022: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSAN JOAQUIN CA
Property Address231 PORTICO LN, TRACY, CA 95377-1108
Transaction TypeMortgage
Record UpdatedMar 30, 2022
Title CompanyPLACER TITLE COMPANY

Transferred To (Grantee/Buyer)

NameVerified Name
Address231 PORTICO LN, TRACY, CA 95377-1108

Mortgage

Document Number0000035779
DateMar 17, 2022
Instrument2022-035779
Lender
NameUNITED WHOLESALE MORTGAGE
TypeMortgage Company
AddressPONTIAC, MI 48341
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term361 Months
DueApr 1, 2052

Tax Assessment & Valuation

The 2026 property tax bill for 231 Portico Ln was $8,564 with a homeowner's exemption, down 7.3% from the year before.

Source: San Joaquin County assessment roll, as of September 24, 2025

Property Jurisdictions

TypeName
StateCalifornia
CountySan Joaquin County
MunicipalityTracy City
Unified School DistrictTracy Unified School District (KG - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$8,564.00 (-7.27%)
2025$9,235.00 Homeowner's exemption$683,255 Land $273,300 Building $409,955
2023$8,433.00 (-1.15%) Homeowner's exemption$656,726 Land $262,689 Building $394,037$671,850
2022$8,531.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 231 Portico Ln in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective September 27, 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

The area around 231 Portico Ln has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCITY OF TRACY
serves 98,215 people · EPA ID CA3910011
Water SourceSurface water
Last State InspectionNov 2025
LeadUnder 1 ppb (2022–2024)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 730 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable
2,000 / 250
Matrix Broadband
Fixed Wireless
400 / 80
unWired Broadband
Fixed Wireless
400 / 50
Cal.net
Fixed Wireless
100 / 20
AT&T
DSL · Fiber, Fixed Wireless in parts of the area
100 / 20

May also be available: Verizon.

Nearby Properties on Portico Ln

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