231 Pine Valley Cir, Naples, FL 34113 Property Records

Collier County property record for 231 Pine Valley Cir, Naples, FL 34113

Property Summary

Property Type	Single Family Home
Details	1,860 sqft · built 1977
Lot Size	0.26 acres (11,326 sqft)
Owner	Individual Name on Record
Last Sale	$312,000 (Oct 2019)
Tax Bill	$5,313 (2025)
Deeds & Mortgages	Jul 2026 Mortgage Mar 2022 Mortgage + 1 more
Flood Zone	Zone AE (high risk)
APN	`458500 15 115B20`

Property Details

APN / Parcel Number

Primary APN	`458500 15 115B20`
Alternative APNs	`5510064000110490015115` `55100640001`

Interior

Stories	1 Story
Building Area	1,860 sqft Living Area
1st Floor Area	1,860 sqft

Exterior

Year Built	Built 1977
Effective Year Built	Effective 1977
Construction Type	Masonry / Concrete Block
Lot Area	11,326 sqft (0.26 acres)
Lot Dimensions	120 ft deep x 92 ft wide

Location & Zoning

Street Address	231 PINE VALLEY CIR
City	NAPLES
State	FL
Zip	34113-7623
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RSF-3
Legal Description	LELY GOLF EST ST ANDREWS W BLK 15 LOT 11
Legal Range	26
Legal Township	50
Legal Section	20
Legal Subdivision	LELY GOLF EST ST ANDREWS WEST
Legal Tract	458500
Legal Block	15
Legal Lot Number	11
Jurisdiction	COLLIER FL
Township / Civil Division	NAPLES
Census Block Group	3
Census Block	3001
Census Tract	10801

Owner

Source: Collier County records, as of August 12, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	231 PINE VALLEY CIR, NAPLES, FL 34113-7623
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jul 23, 2026	Deed of Trust, Mortgage · FHA Mortgage FIRST AMERICAN TITLE
Mar 31, 2022	Deed of Trust, Mortgage · FHA Mortgage MIDLAND MORTGAGE
Oct 23, 2019	Warranty Deed, Transfer · FHA Mortgage LOANDEPOT.COM LLC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Oct 23, 2019 · Amount on Record
Deed Sale	Oct 23, 2019 · Amount on Record
Prior Sale	Sep 11, 2014 · Amount on Record
Deed Document Number	20195781028
Deed Book / Page	5687 / 1173
Prior Transfer Date	Dec 26, 2012
Prior Transfer Doc	0048833020
Record Updated	Sep 20, 2026

July 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	COLLIER FL
Recording Date	Jul 23, 2026
Property Address	231 PINE VALLEY CIR, NAPLES, FL 34113-7623
Document Number	0006853879
Book / Page	6612 / 2195
Instrument Date	Jun 15, 2026
Instrument	20266853879
Transaction Type	Mortgage
Record Updated	Aug 4, 2026
Title Company	FIRST AMERICAN TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	231 PINE VALLEY CIR, NAPLES, FL 34113-7623

Mortgage

Document Number	0006853879,
Date	Jul 23, 2026
Book Page	6612/2195
Instrument	20266853879

Lender

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	480 Months
Due	Jul 1, 2066

Interest

Rate	6.36%
Max Rate	-1%

March 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	COLLIER FL
Property Address	231 PINE VALLEY CIR, NAPLES, FL 34113-7623
Transaction Type	Mortgage
Record Updated	Apr 12, 2022
Title Company	FIRSTAMERICAN TITLE COMPANY, FIRST AMERICAN TITLE CO

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	231 PINE VALLEY CIR, NAPLES, FL 34113-7623

Mortgage

Document Number	0061052799
Date	Mar 31, 2022
Book Page	6105/2799
Instrument	6228792

Lender

Name	MIDLAND MORTGAGE
Type	Mortgage Company
Address	OKLAHOMA CITY, OK 73118

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Mar 1, 2052

October 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	COLLIER FL
Recording Date	Oct 23, 2019
Property Address	231 PINE VALLEY CIR, NAPLES, FL 34113-7623
Document Number	0056871173
Book / Page	005687 / 001173
Instrument Date	Oct 7, 2019
Instrument	5781028
Transaction Type	Transfer
Record Updated	Nov 5, 2019
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$2,184.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	231 PINE VALLEY CIR NAPLES FL 341137623, NAPLES, FL 34113-7623

Mortgage

Document Number	56871176
Date	Oct 23, 2019
Book Page	005687/001176
Instrument	5781029

Lender

Name	LOANDEPOT.COM LLC
Type	Funding / Finance Company
Address	FOOTHILL RANCH, CA 92610

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Oct 22, 2049

Tax Assessment & Valuation

Source: Collier County assessment roll, as of September 9, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Collier County
Unified School District	Collier County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$5,313.00 (+8.9%)	$403,555 (+21%)	$404,656 (-14.2%) Land $294,466 Building $110,190
2024	$4,879.00 (-1.39%)
2023	$4,948.00 (+9.59%)	$333,516 (+1%)	$471,606 (+23.21%) Land $322,780 Building $148,826
2022	$4,515.00	$303,196	$382,758 Land $228,919 Building $153,839

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective June 18, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone AE high risk
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	Varies along the reach; see FIRM
Coastal	Yes
Flood Insurance Requirement	Required federally backed loans
Flood Insurance Cost	Premium on Record median of 264 individual policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	574 units insured incl. 310 condo units
Nearby Flood Claims	44 (1985–2024)
Claims Outside the SFHA	5 of 44
Most Recent Claim	Oct 2024 · Hurricane Milton
Claims by Event	Seminole Tribe Of Florida Tropical Storm Nicole, Dec 2022 · 2 claims Hurricane Irma, Sep 2017 · 15 claims Hurricane Wilma, Oct 2005 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 93% of Florida
Wildfire Likelihood	0.04% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	COLLIER COUNTY REGIONAL WTP serves 216,993 people · EPA ID FL5114069
Water Source	Groundwater
Last State Inspection	Jul 2025
Lead	1 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	9 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 256 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	1,200 / 35

May also be available: Verizon.

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