Somerset County and North Plainfield Borough property record for 231 Oneida Pl, North Plainfield, NJ 07060
| Property Type | Single Family Home |
|---|---|
| Details | 1,686 sqft · built 1924 |
| Lot Size | 0.125 acres (5,449 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $196,853 (May 2017) |
| Tax Bill | $10,449 (2025) |
| Deeds & Mortgages | Feb 2020 Mortgage Mar 2018 Mortgage + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 14-00015-02-00003 |
| Primary APN | 14-00015-02-00003 |
|---|---|
| Alternative APNs |
|
| Building Area | 1,686 sqft Living Area |
|---|
| Year Built | Built 1924 |
|---|---|
| Effective Year Built | Effective 1924 |
| Lot Area | 5,449 sqft (0.125 acres) |
| Lot Dimensions | 109 ft deep x 50 ft wide |
| Account Number | S001 |
|---|---|
| Street Address | 231 ONEIDA PL |
| City | NORTH PLAINFIELD |
| State | NJ |
| Zip | 07060-4310 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R2 |
| Legal Block | 15.2 |
| Legal Lot Number | 3 |
| Jurisdiction | SOMERSET NJ |
| Township / Civil Division | NORTH PLAINFIELD |
| Census Block Group | 2 |
| Census Block | 2004 |
| Census Tract | 52001 |
231 Oneida Pl is owned and occupied by two individuals who bought it in May 2017.
Source: Somerset County and North Plainfield Borough records, as of July 7, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 231 ONEIDA PL, NORTH PLAINFIELD, NJ 07060-4310 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Feb 3, 2020 | Deed of Trust, Mortgage · FHA Mortgage FREEDOM MORTGAGE CORP |
| Mar 8, 2018 | Deed of Trust, Mortgage · FHA Mortgage FREEDOM MORTGAGE CORP |
| Dec 31, 2020 | Deed of Trust, Mortgage · FHA Mortgage FREEDOM MORTGAGE CORP |
| May 17, 2017 | Grant Deed, Transfer · FHA Mortgage FELLOWSHIP HM LOANS |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | May 17, 2017 · Amount on File |
| Deed Sale | May 17, 2017 · Amount on File |
| Prior Sale | Oct 2, 2009 · Amount on File |
| Deed Document Number | 201719170 |
| Deed Book / Page | 6959 / 3014 |
| Prior Transfer Date | Apr 30, 2004 |
| Prior Transfer Doc | 5589003392 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SOMERSET NJ |
| Property Address | 231 ONEIDA PL, NORTH PLAINFIELD, NJ 07060-4310 |
| Transaction Type | Mortgage |
| Record Updated | Aug 18, 2022 |
| Name | Verified Name |
|---|
| Document Number | 0000004877 |
|---|---|
| Date | Feb 3, 2020 |
| Book Page | 7186/2439 |
| Instrument | 2020004877 |
| Name | FREEDOM MORTGAGE CORP |
|---|---|
| Type | Subprime Lender |
| Address | MOUNT LAUREL, NJ 08054 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 332 Months |
| Due | Oct 1, 2047 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SOMERSET NJ |
| Property Address | 231 ONEIDA PL, NORTH PLAINFIELD, NJ 07060-4310 |
| Transaction Type | Mortgage |
| Record Updated | Aug 18, 2022 |
| Name | Verified Name |
|---|
| Document Number | 0000008624 |
|---|---|
| Date | Mar 8, 2018 |
| Book Page | 7028/2630 |
| Instrument | 2018008624 |
| Name | FREEDOM MORTGAGE CORP |
|---|---|
| Type | Subprime Lender |
| Address | MOUNT LAUREL, NJ 08054 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 354 Months |
| Due | Sep 1, 2047 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SOMERSET NJ |
| Property Address | 231 ONEIDA PL, NORTH PLAINFIELD, NJ 07060-4310 |
| Transaction Type | Mortgage |
| Record Updated | Aug 18, 2022 |
| Name | Verified Name |
|---|
| Document Number | 0000068539 |
|---|---|
| Date | Dec 31, 2020 |
| Book Page | 7291/2059 |
| Instrument | 2020068539 |
| Name | FREEDOM MORTGAGE CORP |
|---|---|
| Type | Subprime Lender |
| Address | MOUNT LAUREL, NJ 08054 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 322 Months |
| Due | Oct 1, 2047 |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | SOMERSET NJ |
| Recording Date | May 17, 2017 |
| Property Address | 231 ONEIDA PL, NORTH PLAINFIELD, NJ 07060-4310 |
| Document Number | 0000019170 |
| Book / Page | 006959 / 003014 |
| Instrument Date | Apr 24, 2017 |
| Instrument | 19170 |
| Transaction Type | Transfer |
| Record Updated | Jun 16, 2017 |
| Title Company | NATIONWIDE TITLE CLEARING INC |
| Amount | Amount on Record |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $196.00 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 231 ONEIDA PL NORTH PLAINFIELD NJ 070604310, NORTH PLAINFIELD, NJ 07060-4310 |
| Document Number | 19171 |
|---|---|
| Date | May 17, 2017 |
| Book Page | 006959/003021 |
| Instrument | 19171 |
| Name | FELLOWSHIP HM LOANS |
|---|---|
| Address | JERICHO, NY 11753 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | May 16, 2047 |
The 2025 property tax bill for 231 Oneida Pl was $10,449, up 4.3% from the year before.
Source: Somerset County and North Plainfield Borough assessment roll, as of July 7, 2026
| Type | Name |
|---|---|
| State | New Jersey |
| County | Somerset County |
| Municipality | North Plainfield Borough |
| Unified School District | North Plainfield Borough School District (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $230,000 (-) Land $80,000 Building $150,000 | $230,000 (-) Land $80,000 Building $150,000 | |
| 2025 | $10,449.00 (+4.25%) | $230,000 Land $80,000 Building $150,000 | $230,000 Land $80,000 Building $150,000 |
| 2024 | $10,023.00 | ||
| 2023 | $230,000 Land $80,000 Building $150,000 | $230,000 Land $80,000 Building $150,000 | |
| 2022 | $9,386.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 231 Oneida Pl in Zone X, an area of minimal flood risk, though there have been 2 flood claims nearby since 1979.
Source: FEMA National Flood Hazard Layer, effective September 3, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 8 (10% premium discount) |
| Nearby Flood Policies | 3 in force |
| Nearby Flood Claims | 2 (1979–2010) |
| Claims Outside the SFHA | 1 of 2 |
| Most Recent Claim | Mar 2010 · Severe Storms And Flooding |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 231 Oneida Pl is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 98% of the US · lower than 94% of New Jersey |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | NJ AMERICAN WATER - RARITAN private · serves 615,430 people · EPA ID NJ2004002 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Jun 2024 |
| Lead | 1 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 575 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Verizon Fiber | 2,300 / 2,300 |
| Xfinity Cable | 2,000 / 250 |
| T-Mobile Fixed Wireless | 100 / 20 |
| AT&T Fixed Wireless | 100 / 20 |
May also be available: Optimum.
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