Scott County property record for 231 Old Mill Rd, Georgetown, KY 40324
| Property Type | Single Family Home |
|---|---|
| Details | 1,664 sqft |
| Lot Size | 0.227 acres (9,888 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $179,100 (Mar 2021) |
| Tax Bill | $2,157 (2025) |
| Deeds & Mortgages | Aug 2023 Mortgage Jan 2023 Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 190-10-103.000 |
| Primary APN | 190-10-103.000 |
|---|
| Stories | 2 Stories |
|---|---|
| Building Area | 1,664 sqft Living Area |
| 1st Floor Area | 728 sqft |
| Basement Area | 1,664 sqft |
| Unfinished Basement | 1,664 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Exterior Material | Brick |
|---|---|
| Construction Type | Frame |
| Foundation Type | Block |
| Lot Area | 9,888 sqft (0.227 acres) |
| Garage Type | Attached |
| Garage Area | 432 sqft |
| Parking Spaces | 2 Parking Spaces |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Street Address | 231 OLD MILL RD |
|---|---|
| City | GEORGETOWN |
| State | KY |
| Zip | 40324-9757 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | GEORGETOWN LANDING II |
| Legal Subdivision | GEORGETOWN LANDING II |
| Legal Phase | 3 |
| Legal Lot Number | 30 |
| Jurisdiction | SCOTT KY |
| Township / Civil Division | GEORGETOWN |
| Census Block Group | 2 |
| Census Block | 2006 |
| Census Tract | 40101 |
Source: Scott County records, as of September 23, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 231 OLD MILL RD, GEORGETOWN, KY 40324-9757 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Aug 1, 2023 | Deed of Trust, Mortgage · FHA Mortgage ROCKET MORTGAGE LLC |
| Jan 17, 2023 | Deed of Trust, Mortgage · FHA Mortgage ROCKET MORTGAGE LLC |
| Mar 5, 2021 | Warranty Deed, Transfer · FHA Mortgage QUICKEN LOANS LLC |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Mar 5, 2021 · Amount on Record |
| Deed Sale | Mar 5, 2021 · Amount on Record |
| Deed Document Number | 2021429608 |
| Deed Book / Page | 422 / 218 |
| Prior Transfer Date | Sep 15, 2016 |
| Prior Transfer Doc | D381/134 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SCOTT KY |
| Property Address | 231 OLD MILL RD, GEORGETOWN, KY 40324-9757 |
| Transaction Type | Mortgage |
| Record Updated | Sep 5, 2023 |
| Title Company | FIRST AMERICAN TITLE |
| Name | Verified Name |
|---|---|
| Address | 231 OLD MILL RD, GEORGETOWN, KY 40324-9757 |
| Document Number | 0M1748/498 |
|---|---|
| Date | Aug 1, 2023 |
| Book Page | M1748/498 |
| Instrument | 477589 |
| Name | ROCKET MORTGAGE LLC |
|---|---|
| Type | Mortgage Company |
| Address | DETROIT, MI 48226 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 151 Months |
| Due | Mar 1, 2036 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SCOTT KY |
| Property Address | 231 OLD MILL RD, GEORGETOWN, KY 40324-9757 |
| Transaction Type | Mortgage |
| Record Updated | Feb 9, 2023 |
| Title Company | FIRSTAMERICAN TITLE COMPANY, FIRST AMERICAN TITLE CO |
| Name | Verified Name |
|---|---|
| Address | 231 OLD MILL RD, GEORGETOWN, KY 40324-9757 |
| Document Number | 0M1725/505 |
|---|---|
| Date | Jan 17, 2023 |
| Book Page | M1725/505 |
| Instrument | 465792 |
| Name | ROCKET MORTGAGE LLC |
|---|---|
| Type | Mortgage Company |
| Address | DETROIT, MI 48226 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 158 Months |
| Due | Mar 1, 2036 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | SCOTT KY |
| Recording Date | Mar 5, 2021 |
| Property Address | 231 OLD MILL RD, GEORGETOWN, KY 40324-9757 |
| Document Number | D422/218 |
| Book / Page | D422 / 218 |
| Map Reference | SL 432 |
| Instrument Date | Feb 9, 2021 |
| Instrument | 429608 |
| Transaction Type | Transfer |
| Record Updated | Jun 14, 2021 |
| Title Company | AMROCK INC, AMROCK |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $179.50 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 231 OLD MILL RD, 231, GEORGETOWN, KY 40324-9757 |
| Name | Verified Name |
|---|---|
| Relationship | Right of Survivorship |
| Address | 231 OLD MILL RD, GEORGETOWN, KY 40324-9757 |
| Investor | Possibly a Property Investor |
| Document Number | 429609 |
|---|---|
| Date | Mar 5, 2021 |
| Instrument | 429609 |
| Name | QUICKEN LOANS LLC |
|---|---|
| Type | Mortgage Company |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 180 Months |
| Due | Mar 1, 2036 |
Source: Scott County assessment roll, as of January 21, 2026
| Type | Name |
|---|---|
| State | Kentucky |
| County | Scott County |
| Municipality | Georgetown City |
| Unified School District | Scott County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $242,200 (-) | $242,200 (-) | |
| 2025 | $2,157.00 (+11.01%) | $242,200 (+12.97%) | $242,200 (+12.97%) |
| 2023 | $1,943.00 (+25.11%) | $214,400 (+19.71%) Land $35,000 Building $179,400 | $214,400 (+19.71%) Land $35,000 Building $179,400 |
| 2022 | $1,553.00 | $179,100 Land $32,000 Building $147,100 | $179,100 Land $32,000 Building $147,100 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective November 20, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 5 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 63% of Kentucky |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | GEORGETOWN MUNICIPAL WATER SERVICE serves 44,608 people · EPA ID KY1050157 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Aug 2025 |
| Lead | 5 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 87 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| Starlink Satellite | 280 / 30 |
| AT&T Fixed Wireless · Fiber in parts of the area | 100 / 20 |
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