Buchanan County property record for 231 Ohio St, Saint Joseph, MO 64504
| Property Type | Single Family Home |
|---|---|
| Details | 1,194 sqft · built 1912 |
| Lot Size | 0.09 acres (3,920 sqft) |
| Owner | Individual Name on File |
| Tax Bill | $546 (2025) |
| Deeds & Mortgages | Apr 2023 Second Mortgage Apr 2023 Mortgage |
| APN | 06-9.0-31-001-004-028.000 |
| Primary APN | 06-9.0-31-001-004-028.000 |
|---|
| Building Area | 1,194 sqft Base Area |
|---|---|
| 1st Floor Area | 1,194 sqft |
| Year Built | Built 1912 |
|---|---|
| Effective Year Built | Effective 1912 |
| Lot Area | 3,920 sqft (0.09 acres) |
| Lot Dimensions | 120 ft deep x 33 ft wide |
| Street Address | 231 OHIO ST |
|---|---|
| City | SAINT JOSEPH |
| State | MO |
| Zip | 64504-1538 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | CITY |
| Legal Description | SUB:SOUTH ST. JOSEPH TOWN CO 3RD LOT:32 BLK:5LGL DESC:W 33.5' ONLY |
| Legal Subdivision | SOUTH ST JOSEPH TOWN CO 3RD |
| Legal Block | 5 |
| Legal Lot Number | 32 |
| Jurisdiction | BUCHANAN MO |
| Township / Civil Division | WASHINGTON |
| Census Block Group | 1 |
| Census Block | 1036 |
| Census Tract | 2400 |
231 Ohio St is owned and occupied by an individual.
Source: Buchanan County records, as of May 27, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 231 OHIO ST, SAINT JOSEPH, MO 64504-1538 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Apr 12, 2023 | Deed of Trust, Mortgage · Stand-Alone Second Mortgage MISSOURI HOUSING DEVELOPMENT COMMISSION |
| Apr 12, 2023 | Warranty Deed, Transfer · FHA Mortgage FAIRWAY INDEPENDENT MORTGAGE CORP |
| Deed Names | Name on Deed |
|---|---|
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BUCHANAN MO |
| Property Address | 231 OHIO ST, SAINT JOSEPH, MO 64504-1538 |
| Transaction Type | Mortgage |
| Record Updated | Apr 25, 2023 |
| Name | Verified Name |
|---|
| Document Number | 0003786/87 |
|---|---|
| Date | Apr 12, 2023 |
| Book Page | 3786/87 |
| Instrument | 2023002588 |
| Name | MISSOURI HOUSING DEVELOPMENT COMMISSION |
|---|---|
| Type | Government Agency |
| Address | KANSAS CITY, MO 64105 |
| Type | Stand-Alone Second Mortgage |
|---|---|
| Amount | Amount on Record |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | BUCHANAN MO |
| Recording Date | Apr 12, 2023 |
| Property Address | 231 OHIO ST, SAINT JOSEPH, MO 64504-1538 |
| Document Number | 0003786/85 |
| Book / Page | 3786 / 85 |
| Instrument Date | Apr 10, 2023 |
| Instrument | 2023002586 |
| Transaction Type | Transfer |
| Record Updated | Apr 25, 2023 |
| Title Company | ST JOSEPH TITLE LLC |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 306 W HYDE PARK AVE, SAINT JOSEPH, MO 64504-2058 |
| Name | Verified Name |
|---|---|
| Address | 231 OHIO ST, SAINT JOSEPH, MO 64504-1538 |
| Document Number | 0003786/86 |
|---|---|
| Date | Apr 12, 2023 |
| Book Page | 3786/86 |
| Instrument | 2023002587 |
| Name | FAIRWAY INDEPENDENT MORTGAGE CORP |
|---|---|
| Type | Mortgage Company |
| Address | CARROLLTON, TX 75007 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | May 1, 2053 |
The 2025 property tax bill for 231 Ohio St was $546.
Source: Buchanan County assessment roll, as of November 4, 2025
| Type | Name |
|---|---|
| State | Missouri |
| County | Buchanan County |
| Municipality | St. Joseph City |
| Unified School District | St. Joseph School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $546.00 | $7,630 Land $1,120 Building $6,510 | $40,130 Land $5,870 Building $34,260 |
| 2024 | $546.00 (+15.92%) | ||
| 2023 | $471.00 (-0.63%) | $7,180 (-) Land $1,120 Building $6,060 | $37,750 Land $5,870 Building $31,880 |
| 2022 | $474.00 | $7,180 Land $1,120 Building $6,060 | |
| 2021 | $37,750 Land $5,870 Building $31,880 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA has no flood map on file for 231 Ohio St; there have been 5 flood claims nearby since 1984.
Source: FEMA National Flood Hazard Layer · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Not on file |
|---|---|
| Nearby Flood Policies | 3 in force |
| Nearby Flood Claims | 5 (1984–2021) |
| Claims Outside the SFHA | 3 of 5 |
| Most Recent Claim | Jun 2021 · Severe Storms, Straight-line Winds, Tornadoes, And Flooding |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
The area around 231 Ohio St has no burnable land within ember reach, so its wildfire risk is not rated.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | MO AMERICAN ST JOSEPH private · serves 89,171 people · EPA ID MO1010714 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Nov 2023 |
| Lead | 3 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 472 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| United Fiber Fiber | 1,000 / 1,000 |
| Optimum Cable | 940 / 35 |
| Verizon Fixed Wireless | 300 / 20 |
| Mercury Fiber Fixed Wireless | 150 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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