231 Oakhurst Cir, O Fallon, MO 63368 Property Records

St. Charles County property record for 231 Oakhurst Cir, O Fallon, MO 63368

Property Summary

Property Type	Single Family Home
Details	4 bd · 3.5 ba · 3,956 sqft · built 2015
Lot Size	0.313 acres (13,613 sqft)
Owner	2 Individual Names on Record
Last Sale	$690,000 (May 2024)
Tax Bill	$8,353 (2025)
Deeds & Mortgages	Apr 2023 Line of Credit Apr 2021 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`T162000149`

Property Details

APN / Parcel Number

Primary APN	`T162000149`
Alternative APN	`4-0076-C223-00-0045.0000000`

Interior

Bedrooms	4 Beds
Full Baths	3.5 Baths
Half Baths	1 Half Bath
Total Rooms	8 Rooms
Stories	2 Stories
Building Area	3,956 sqft Living Area
Gross Area	5,452 sqft
1st Floor Area	2,037 sqft
Basement Area	1,619 sqft
Finished Basement	816 sqft
Unfinished Basement	803 sqft

Exterior

Year Built	Built 2015
Effective Year Built	Effective 2015
Architectural Style	Bi-Level
Exterior Material	Stone
Lot Area	13,613 sqft (0.313 acres)
Garage Type	Attached
Garage Area	693 sqft
Parking Spaces	3 Parking Spaces

Utilities, Heating & Cooling

Sewer	Connected

Location & Zoning

Account Number	T162000149
Street Address	231 OAKHURST CIR
City	O FALLON
State	MO
Zip	63368-7624
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	OAKHURST #2 LOT 45
Legal Subdivision	OAKHURST #2
Legal Lot Number	45
Jurisdiction	ST CHARLES MO
Township / Civil Division	BOONE
Census Block Group	1
Census Block	1033
Census Tract	312207

Owner

Source: St. Charles County records, as of September 10, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on Record
Mailing Address	43078 CORCORAN LN, CHANTILLY, VA 20152-4493
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Apr 13, 2023	Deed of Trust, Mortgage · Line of Credit CARROLLTON BANK
Apr 16, 2021	Deed of Trust, Mortgage · Conventional Mortgage PROVIDENCE BANK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	May 28, 2024 · Amount on Record
Deed Sale	May 28, 2024 · Amount on Record
Prior Sale	Dec 30, 2015 · Amount on Record
Deed Document Number	202420466
Record Updated	Oct 29, 2026

April 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST CHARLES MO
Property Address	231 OAKHURST CIR, O FALLON, MO 63368-7624
Transaction Type	Mortgage
Record Updated	Apr 27, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	231 OAKHURST CIR, O FALLON, MO 63368-7624

Mortgage

Document Number	0000013917
Date	Apr 13, 2023
Instrument	2023R-013917

Lender

Name	CARROLLTON BANK
Type	Bank
Address	CARROLLTON, IL 62016

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	60 Months
Due	Apr 25, 2028

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

April 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST CHARLES MO
Property Address	231 OAKHURST CIR, O FALLON, MO 63368-7624
Transaction Type	Mortgage
Record Updated	Apr 28, 2021
Title Company	INVESTORS TITLE COMPANY

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	231 OAKHURST CIR, O FALLON, MO 63368-7624

Mortgage

Document Number	2021R033745
Date	Apr 16, 2021
Instrument	2021R-033745

Lender

Name	PROVIDENCE BANK
Type	Bank
Address	JEFFERSON CITY, MO 65109

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	May 1, 2051

Tax Assessment & Valuation

Source: St. Charles County assessment roll, as of August 7, 2026

Property Jurisdictions

Type	Name
State	Missouri
County	St. Charles County
Municipality	O'Fallon City
Unified School District	Wentzville R-IV School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$126,172 (-)	$664,063 (-) Land $90,000 Building $574,063
2025	$8,353.00	$126,172 (+9.46%)	$664,063 (+9.46%) Land $90,000 Building $574,063
2023		$115,269
2022			$606,681 Land $70,000 Building $536,681

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective August 25, 2024

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 84% of Missouri
Wildfire Likelihood	0.02% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ST CHARLES COUNTY PWSD 2 serves 100,587 people · EPA ID MO6024530
Water Source	Purchased surface water from ST LOUIS CITY PWS
Last State Inspection	Aug 2023
Lead	2 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 102 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Brightspeed Fiber	940 / 940
Wisper ISP Fixed Wireless	400 / 30
Verizon Fixed Wireless	300 / 20

May also be available: Sparklight.

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