Berks County property record for 231 Oak Ter, Reading, PA 19606
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1 ba · 1,432 sqft · built 1936 |
| Lot Size | 0.08 acres (3,485 sqft) |
| Owner | Individual Name on File |
| Last Sale | $169,900 (May 2021) |
| Tax Bill | $2,293 (2026) |
| Deeds & Mortgages | May 2021 Sale & Mortgage Jan 2021 Sale & Construction Loan |
| Flood Zone | Zone X (minimal risk) |
| APN | 5316-08-89-9172 |
| Primary APN | 5316-08-89-9172 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1 Bath |
| Total Rooms | 6 Rooms |
| Stories | 2 Stories |
| Building Area | 1,432 sqft Living Area |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1936 |
|---|---|
| Effective Year Built | Effective 1936 |
| Exterior Material | Stucco |
| Lot Area | 3,485 sqft (0.08 acres) |
| View / Lot | Neighborhood |
| Porch | Open Frame Porch |
| Cooling System | Central |
|---|---|
| Heating System | Hot Water |
| Heating Fuel | Oil |
| Sewer | Municipal |
| Water Source | Commercial |
| Account Number | 64084000 |
|---|---|
| Street Address | 231 OAK TC |
| City | READING |
| State | PA |
| Zip | 19606 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Block | 89 |
| Jurisdiction | BERKS PA |
| Township / Civil Division | MOUNT PENN |
| Census Block Group | 3 |
| Census Block | 3012 |
| Census Tract | 12200 |
231 Oak Ter is owned by an individual who bought it in May 2021.
Source: Berks County records, as of May 27, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 231 OAK TER, READING, PA 19606-2025 |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| May 20, 2021 | Deed, Transfer · FHA Mortgage MORTGAGE AMERICA INC |
| Jan 4, 2021 | Grant Deed, Transfer · Construction Mortgage PATRICK R WALBORN |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | May 20, 2021 · Amount on File |
| Deed Sale | May 20, 2021 · Amount on File |
| Prior Sale | Jan 4, 2021 · Amount on File |
| Deed Document Number | 202125475 |
| Prior Transfer Date | Aug 18, 1993 |
| Prior Transfer Doc | 2454000774 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed |
|---|---|
| Jurisdiction | BERKS PA |
| Recording Date | May 20, 2021 |
| Property Address | 231 OAK TER, READING, PA 19606-2025 |
| Document Number | 0000025475 |
| Instrument Date | May 20, 2021 |
| Instrument | 2021025475 |
| Transaction Type | Transfer |
| Record Updated | Dec 12, 2022 |
| Title Company | SIGNATURE ABSTRACT |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1,699.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 231 OAK TER, READING, PA 19606-2025 |
| Document Number | 0000025476 |
|---|---|
| Date | May 20, 2021 |
| Instrument | 2021025476 |
| Name | MORTGAGE AMERICA INC |
|---|---|
| Type | Mortgage Company |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Jun 1, 2051 |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | BERKS PA |
| Recording Date | Jan 4, 2021 |
| Property Address | 231 OAK TER, READING, PA 19606-2025 |
| Document Number | 0000000171 |
| Instrument Date | Dec 18, 2020 |
| Instrument | 171 |
| Transaction Type | Transfer |
| Record Updated | Feb 8, 2021 |
| Title Company | ALTA TITLE INSURANCE COMMITMENT, ALTA TITLE INS COMMITMENT |
| Amount | Amount on Record |
|---|---|
| Tax | $900.00 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Company |
| Address | 331 MILLER RD SINKING SPRING PA 196082009, SINKING SPRING, PA 19608-2009 |
| Document Number | 172 |
|---|---|
| Date | Jan 4, 2021 |
| Instrument | 172 |
| Name | PATRICK R WALBORN |
|---|---|
| Address | 1220 RITTERS RD, READING, PA 19606-9678 |
| Type | Construction Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 12 Months |
| Due | Jan 3, 2022 |
The 2026 property tax bill for 231 Oak Ter was $2,293.
Source: Berks County assessment roll, as of May 27, 2026
| Type | Name |
|---|---|
| State | Pennsylvania |
| County | Berks County |
| Municipality | Mount Penn Borough |
| Unified School District | Antietam School District (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $2,293.00 | $68,400 Land $22,800 Building $45,600 | $22,800 Land $22,800 |
| 2024 | $2,036.00 | $68,400 Land $22,800 Building $45,600 | |
| 1994 | $68,400 Land $22,800 Building $45,600 |
Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.
FEMA maps place 231 Oak Ter in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective February 26, 2018
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Wildfire risk around 231 Oak Ter is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 43% of Pennsylvania |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | MT PENN BORO MUNI AUTH serves 10,400 people · EPA ID PA3060082 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Apr 2024 |
| Lead | 3 ppb (2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 538 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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