231 Oak Dr, Lowell, NC 28098 Property Records

Gaston County property record for 231 Oak Dr, Lowell, NC 28098

Property Summary

Property TypeSingle Family Home
Details3 bd · 1 ba · 1,040 sqft · built 1969
Lot Size0.3 acres (13,068 sqft)
OwnerCompany Name on File
Last Sale$195,000 (Aug 2026)
Tax Bill$998 (2026)
Deeds & MortgagesAug 2026 Sale
Aug 2026 Sale & Construction Loan
+ 1 more
Flood ZoneZone X (minimal risk)
APN185158

Property Details

APN / Parcel Number

Primary APN185158
Alternative APN
  • 341179

Interior

Bedrooms3 Beds
Full Baths1 Bath
Plumbing Fixtures5 Plumbing Fixtures
Total Rooms6 Rooms
Stories1 Story
Building Area1,040 sqft Heated Area
FlooringWood
Interior WallsWallboard/Drywall

Exterior

Year BuiltBuilt 1969
Effective Year BuiltEffective 1969
Architectural StyleRanch
Exterior MaterialBrick Veneer
Roof TypeGable/Hip
Roof MaterialShingle
Lot Area13,068 sqft (0.3 acres)

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemForced Air with A/C

Location & Zoning

Street Address231 OAK DR
CityLOWELL
StateNC
Zip28098-1734
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR1
Legal Description15 025A 038 02 000
Legal SubdivisionFRED E FORD SUBDIVISION
JurisdictionGASTON NC
Township / Civil DivisionSOUTH POINT
Census Block Group1
Census Block1007
Census Tract32201

Owner

Source: Gaston County records, as of September 22, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of RecordCompany Name on File
Mailing Address422 WILSON FARM RD, GASTONIA, NC 28056-9534
Owner TypeCompany
VestingLimited Liability Partnership

Deeds, Mortgages & Sale History

DateDocument
Aug 13, 2026Warranty Deed, Transfer
NONE LISTED ON DOCUMENT
Aug 3, 2026Warranty Deed, Construction Loan · Construction Mortgage
NONE LISTED ON DOCUMENT
Oct 8, 2025Warranty Deed, Transfer

Assessor's Deed Record

Deed NamesName on Deed
Last SaleAug 3, 2026 · Amount on File
Deed SaleAug 3, 2026 · Amount on File
Prior SaleOct 8, 2025 · Amount on File
Deed Document Number2026
Deed Book / Page5660 / 282
Record UpdatedOct 29, 2026

August 2026: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionGASTON NC
Recording DateAug 13, 2026
Property Address231 OAK DR, LOWELL, NC 28098-1734
Document Number5662001683
Book / Page5662 / 1683
Instrument DateAug 12, 2026
Transaction TypeTransfer
Record UpdatedSep 22, 2026
Title CompanyNONE LISTED ON DOCUMENT

Transaction

Tax$0.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipLimited Liability Partnership
Address422 WILSON FARM RD, GASTONIA, NC 28056-9534

August 2026: Warranty Deed, Construction Loan

Document TypeWarranty Deed
JurisdictionGASTON NC
Recording DateAug 3, 2026
Property Address231 OAK DR, LOWELL, NC 28098-1734
Document Number5660000282
Book / Page5660 / 282
Instrument DateJul 2, 2026
Transaction TypeConstruction Loan
Record UpdatedSep 22, 2026
Title CompanyNONE LISTED ON DOCUMENT

Transaction

AmountAmount on Record
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$39,390.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address422 WILSON FARM RD, GASTONIA, NC 28056-9534

Mortgage

Document Number5660000289,
DateAug 3, 2026
Book Page5660/289
Lender
Special NotesSeller Financed
Agreement
TypeConstruction Mortgage
AmountAmount on Record
Term12 Months
DueAug 1, 2027
Interest
Max Rate-1%

October 2025: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionGASTON NC
Recording DateOct 8, 2025
Property Address231 OAK DR, LOWELL, NC 28098-1734
Document Number0055902076
Book / Page5590 / 2076
Instrument DateOct 8, 2025
Transaction TypeTransfer
Record UpdatedNov 7, 2025

Transaction

AmountAmount on Record
Tax$250.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address165 S YORK ST, GASTONIA, NC 28052-4120

Transferred To (Grantee/Buyer)

NameVerified Name
AddressPO BOX 550442, GASTONIA, NC 28055-0442

Tax Assessment & Valuation

Source: Gaston County assessment roll, as of August 31, 2026

Property Jurisdictions

TypeName
StateNorth Carolina
CountyGaston County
Unified School DistrictGaston County Schools (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$998.00$139,870 (-) Land $18,000 Building $121,870
2025$998.00 (+2.67%)$139,870 (-) Land $18,000 Building $121,870
2023$972.00$139,870 Land $18,000 Building $121,870
2021$82,710 Land $18,000 Building $64,710

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 1, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies3 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · lower than 76% of North Carolina
Wildfire Likelihood0.03% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCITY OF LOWELL
serves 3,837 people · EPA ID NC0136060
Water SourcePurchased surface water from TWO RIVERS UTILITIES
Last State InspectionJul 2024
LeadUnder 1 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureLead service line inventory
Oct 2024
Monitoring and Reporting3
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 102 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Spectrum
Cable · Fiber in parts of the area
1,000 / 1,000
Verizon
Fixed Wireless
300 / 20
T-Mobile
Fixed Wireless
100 / 20
AT&T
Fixed Wireless · DSL · Fiber in parts of the area
100 / 20

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