231 Oak Crest Cir, West Point, MS 39773 Property Records

Clay County property record for 231 Oak Crest Cir, West Point, MS 39773

Property Summary

Property Type	Single Family Home
Details	3 bd · 1,335 sqft · built 1965
Lot Size	1.7 acres (74,052 sqft)
Owner	Individual Name on Record
Tax Bill	$240 (2025)
Deeds & Mortgages	Apr 2023 Mortgage Nov 2018 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`084B407B 0040000`

Property Details

APN / Parcel Number

Primary APN	`084B407B 0040000`

Interior

Bedrooms	3 Beds
Total Rooms	5 Rooms
Building Area	1,335 sqft Finished Area
1st Floor Area	1,058 sqft
Flooring	Carpet
Interior Walls	Plywood

Exterior

Year Built	Built 1965
Effective Year Built	Effective 1965
Exterior Material	Brick Veneer
Roof Type	Gable
Roof Material	Galvanized Metal
Lot Area	74,052 sqft (1.7 acres)
Patio Area	150 sqft

Location & Zoning

Street Address	231 OAK CREST CIR
City	WEST POINT
State	MS
Zip	39773-5811
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	OAKCREST SUB LOTS 19 & 20 DB 283/224
Legal Range	07E
Legal Township	17
Legal Section	07
Legal Subdivision	OAKCREST SUB
Legal Lot Number	19-20
Jurisdiction	CLAY MS
Township / Civil Division	1
Census Block Group	1
Census Block	1045
Census Tract	950500

Owner

Source: Clay County records, as of May 27, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	231 OAK CREST CIR, WEST POINT, MS 39773-5811
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Et Ux (and Wife)

Deeds, Mortgages & Sale History

Date	Document
Apr 10, 2023	Deed of Trust, Mortgage · Conventional Mortgage FIRST FEDERAL S & L
Nov 26, 2018	Deed of Trust, Mortgage FIRST FEDERAL SAVINGS

Assessor's Deed Record

Deed Names	Name on Deed
Record Updated	Sep 20, 2026

April 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CLAY MS
Property Address	231 OAK CREST CIR, WEST POINT, MS 39773-5811
Transaction Type	Mortgage
Record Updated	May 3, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	000552/765
Date	Apr 10, 2023
Book Page	552/765
Instrument	2023001272

Lender

Name	FIRST FEDERAL S & L
Type	Lending Institution

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	May 1, 2053

Interest

Rate Type	Adjustable Rate

November 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CLAY MS
Property Address	231 OAK CREST CIR, WEST POINT, MS 39773-5811
Transaction Type	Mortgage
Record Updated	Jan 11, 2019

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	509/247
Date	Nov 26, 2018
Book Page	509/247
Instrument	2018006140

Lender

Name	FIRST FEDERAL SAVINGS
Type	Bank
Address	ABERDEEN, MS 39730

Agreement

Amount	Amount Recorded
Term	361 Months
Due	Dec 1, 2048

Tax Assessment & Valuation

Source: Clay County assessment roll, as of January 27, 2026

Property Jurisdictions

Type	Name
State	Mississippi
County	Clay County
Unified School District	West Point Consolidated School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$240.00 (-39.39%) Additional exemption filed	$6,331 (-) Land $1,456 Building $4,875	$63,314 (-) Land $14,560 Building $48,754
2024		$6,331 (+17.33%) Land $1,456 Building $4,875	$63,314 (+17.34%) Land $14,560 Building $48,754
2023	$396.00 (+1.54%) Additional exemption filed	$5,396 Land $1,456 Building $3,940	$53,958 Land $14,560 Building $39,398
2022	$390.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective November 27, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 13 policies
Nearby Flood Policies	13 in force
Nearby Flood Claims	1 (2005)
Most Recent Claim	Aug 2005 · Hurricane Katrina

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 62% of the US · lower than 79% of Mississippi
Wildfire Likelihood	0.05% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF WEST POINT serves 15,062 people · EPA ID MS0130008
Water Source	Groundwater
Last State Inspection	Jun 2025
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 54 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	1,200 / 35
4-County Fiber Fiber	1,000 / 1,000
C Spire Wireless Fixed Wireless	100 / 20

May also be available: Verizon.

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