Chippewa County property record for 231 Oak Ave, Watson, MN 56295
| Property Type | Single Family Home |
|---|---|
| Details | built 1950 |
| Lot Size | 0.2 acres (8,712 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $107,500 (May 2026) |
| Tax Bill | $2,038 (2026) |
| Deeds & Mortgages | May 2026 Sale & Mortgage |
| APN | 90-030-0120 |
| Primary APN | 90-030-0120 |
|---|---|
| Alternative APNs |
|
| Year Built | Built 1950 |
|---|---|
| Effective Year Built | Effective 1950 |
| Lot Area | 8,712 sqft (0.2 acres) |
| Account Number | 13476 |
|---|---|
| Street Address | 231 OAK AVE |
| City | WATSON |
| State | MN |
| Zip | 56295-1147 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | IVERSONS ADDITION 59 FT X 150 FT OF OUTLOT 1 BEG 78 FT E FROM SW COR N 150 FT E 59 FT S 150 FT W 59 FT TO BEG |
| Legal Subdivision | IVERSONS ADDITION |
| Jurisdiction | CHIPPEWA MN |
| Township / Civil Division | WATSON |
| Census Block Group | 2 |
| Census Block | 2202 |
| Census Tract | 950500 |
Source: Chippewa County records, as of June 16, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 231 OAK AVE, WATSON, MN 56295-1147 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | May 18, 2026 · Amount on Record |
| Deed Sale | May 18, 2026 · Amount on Record |
| Deed Document Number | 2026321432 |
| Prior Transfer Date | Apr 18, 2025 |
| Prior Transfer Doc | 0000318862 |
| Record Updated | Sep 20, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | CHIPPEWA MN |
| Recording Date | May 18, 2026 |
| Property Address | 231 OAK AVE, WATSON, MN 56295-1147 |
| Document Number | 0000321432 |
| Instrument Date | May 14, 2026 |
| Instrument | 2026.321432 |
| Transaction Type | Transfer |
| Record Updated | May 28, 2026 |
| Title Company | NONE LISTED ON DOCUMENT |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $35,829.75 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 231 OAK AVE, WATSON, MN 56295-1147 |
| Document Number | 0000321434, |
|---|---|
| Date | May 18, 2026 |
| Instrument | 2026.321434 |
| Name | ROCKET MORTGAGE LLC |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jun 1, 2056 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 6.46% |
| Initial Type | Fixed Rate |
| Max Rate | -1% |
Source: Chippewa County assessment roll, as of August 5, 2025
| Type | Name |
|---|---|
| State | Minnesota |
| County | Chippewa County |
| Municipality | Watson City |
| Unified School District | Montevideo Public School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $2,038.00 (+32.34%) | ||
| 2025 | $98,300 (+18.15%) Land $1,800 Building $96,500 | $98,300 (+18.15%) Land $1,800 Building $96,500 | |
| 2023 | $83,200 Land $1,800 Building $81,400 | $83,200 Land $1,800 Building $81,400 | |
| 2022 | $1,540.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Not on file |
|---|---|
| Nearby Flood Policies | 1 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 60% of Minnesota |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | Watson serves 175 people · EPA ID MN1120006 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Sep 2025 |
| Lead | 3 ppb (2021–2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 2 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 114 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Farmers Mutual Cooperative Telephone Company Fiber | 1,000 / 1,000 |
| GigFire Fixed Wireless | 150 / 130 |
| Midco Fixed Wireless | 100 / 20 |
5G (outdoors only) and 4G LTE
Search by:
By searching, you agree to: Terms • Privacy • Disclosures