Talbot County property record for 231 North St, Saint Michaels, MD 21663
| Property Type | Single Family Home |
|---|---|
| Details | 1 ba · 732 sqft · built 1966 |
| Lot Size | 0.177 acres (7,701 sqft) |
| Owner | Individual Name on File |
| Last Sale | $220,000 (Apr 2022) |
| Tax Bill | $2,717 (2026) |
| Deeds & Mortgages | Apr 2022 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 02-060957 |
| Primary APN | 02-060957 |
|---|---|
| Alternative APNs |
|
| Full Baths | 1 Bath |
|---|---|
| Stories | 1 Story |
| Building Area | 732 sqft Total Area |
| Year Built | Built 1966 |
|---|---|
| Effective Year Built | Effective 1966 |
| Exterior Material | Siding |
| Roof Material | Metal |
| Lot Area | 7,701 sqft (0.177 acres) |
| Lot Dimensions | 100 ft deep x 60 ft wide |
| Shed | 1 Shed |
| Total Buildings | 2 Buildings |
| Heating System | Space Heater |
|---|---|
| Sewer | Connected |
| Account Number | 060957 |
|---|---|
| Street Address | 231 NORTH ST |
| City | SAINT MICHAELS |
| State | MD |
| Zip | 21663-2139 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | IMP PARCEL 1726 - 7, A-B N/S NORTH AVE ST MICHAELS |
| Legal Lot Number | 231A |
| Jurisdiction | TALBOT MD |
| Township / Civil Division | 2, ST. MICHAELS |
| Census Block Group | 4 |
| Census Block | 4004 |
| Census Tract | 960700 |
Source: NPS National Register of Historic Places, as of August 1, 2026
| Historic District | Within the St. Michaels Historic District listed 1986 · 300 contributing resources · NRIS 86002427 |
|---|
Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.
231 North St is owned and occupied by an individual who bought it in April 2022.
Source: Talbot County records, as of September 29, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 231 NORTH ST, SAINT MICHAELS, MD 21663-2139 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Apr 25, 2022 · Amount on File |
| Deed Sale | Apr 25, 2022 · Amount on File |
| Deed Book / Page | 2969 / 205 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed |
|---|---|
| Jurisdiction | TALBOT MD |
| Recording Date | Apr 25, 2022 |
| Property Address | 231 NORTH ST, ST MICHAELS, MD 21663-2139 |
| Document Number | 0029690205 |
| Book / Page | 2969 / 205 |
| Map Reference | LB 90 FO 68 |
| Instrument Date | Apr 22, 2022 |
| Transaction Type | Transfer |
| Record Updated | May 6, 2022 |
| Title Company | EASTERN MT TITLE COMPANY, EASTERN SHORE TITLE COMPANY |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 231 NORTH ST, SAINT MICHAELS, MD 21663-2139 |
| Document Number | 0002969211 |
|---|---|
| Date | Apr 25, 2022 |
| Instrument | 2969-211 |
| Name | THE QUEENSTOWN BANK OF MARYLAND |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | May 1, 2052 |
The 2026 property tax bill for 231 North St was $2,717, up 1% from the year before.
Source: Talbot County assessment roll, as of September 29, 2026
| Type | Name |
|---|---|
| State | Maryland |
| County | Talbot County |
| Municipality | St. Michaels Town |
| Unified School District | Talbot County Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $2,717.00 (+1%) | $213,433 | $244,100 Land $111,300 Building $132,800 |
| 2025 | $2,470.00 | ||
| 2023 | $1,728.00 | $144,233 | $198,100 Land $82,700 Building $115,400 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 231 North St in Zone X, an area of minimal flood risk, though there have been 5 flood claims nearby since 2003.
Source: FEMA National Flood Hazard Layer, effective October 15, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 33 policies |
| Community Rating System | Class 7 (15% premium discount) |
| Nearby Flood Policies | 33 in force |
| Nearby Flood Claims | 5 (2003) |
| Claims Outside the SFHA | 1 of 5 |
| Most Recent Claim | Sep 2003 · Hurricane Isabel |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 231 North St is low, with a 0.02% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 67% of the US · above 68% of Maryland |
|---|---|
| Wildfire Likelihood | 0.02% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | TOWN OF TRAPPE serves 1,200 people · EPA ID MD0200007 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Nov 2025 |
| Lead | Under 1 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 311 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Breezeline Fiber · Cable in parts of the area | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
May also be available: T-Mobile.
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