231 North Ave, Panama, IL 62077 Property Records

Montgomery County property record for 231 North Ave, Panama, IL 62077

Property Summary

Property Type	Single Family Home
Lot Size	0.141 acres (6,153 sqft)
Owner	Individual Name on File
Last Sale	$2,500 (May 2017)
Tax Bill	$801 (2025)
Deeds & Mortgages	Apr 2024 Line of Credit May 2019 Sale & Mortgage + 2 more
APN	`20-22-352-026`

Property Details

APN / Parcel Number

Primary APN	`20-22-352-026`
Alternative APN	`06-000-830-00`

Exterior

Lot Area	6,153 sqft (0.141 acres)

Location & Zoning

Street Address	231 NORTH AVE
City	PANAMA
State	IL
Zip	62077
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 371 BLK 17 PANAMAS 1ST ADD 7-4-830 S T00 R
Legal Subdivision	PANAMAS 1ST ADD
Legal Block	17
Legal Lot Number	371
Jurisdiction	MONTGOMERY IL
Township / Civil Division	GRISHAM
Census Block Group	5
Census Block	5170
Census Tract	958000

Owner

231 North Ave is owned by an individual who acquired it in May 2019.

Source: Montgomery County records, as of July 21, 2026

Owner of Record	Individual Name on File
Mailing Address	PO BOX 795, PANAMA, IL 62077-0795
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Apr 12, 2024	Deed of Trust, Mortgage · Line of Credit FIRST COMMUNITY BANK HILLSBORO
May 17, 2019	Warranty Deed, Transfer · Commercial Mortgage FIRST COMMUNITY BANK HILLSBORO
May 16, 2017	Deed, Transfer COMMUNITY TITLE
May 16, 2017	Deed, Transfer COMMUNITY TITLE

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	May 16, 2017 · Amount on File
Deed Sale	May 16, 2017 · Amount on File
Prior Sale	Feb 5, 2013 · Amount on File
Deed Document Number	20171772
Last Transfer Date	May 16, 2019
Transfer Doc	0000001555
Record Updated	Sep 20, 2026

April 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MONTGOMERY IL
Property Address	231 NORTH AVE, PANAMA, IL 62077-4454
Transaction Type	Mortgage
Record Updated	May 1, 2024

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0202401032
Date	Apr 12, 2024
Instrument	202401032

Lender

Name	FIRST COMMUNITY BANK HILLSBORO
Type	Bank

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	60 Months
Due	Apr 21, 2029

Interest

Rate Type	Fixed Rate
Rate	7.75%

May 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MONTGOMERY IL
Recording Date	May 17, 2019
Property Address	231 NORTH AVE, PANAMA, IL 62077-4454
Document Number	0201901555
Instrument Date	May 16, 2019
Instrument	201901555
Transaction Type	Transfer
Record Updated	Jun 22, 2023
Title Company	HIGHLAND COMMUNITY TITLE

Transaction

Amount	Amount on Record
Tax	$1.50
Amount Accuracy	Calculated from Transfer Tax
Additional	Intrafamily Transfer Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	PO BOX 795, PANAMA, IL 62077-0795

Mortgage

Document Number	0201901747
Date	Jun 4, 2019
Instrument	201901747

Lender

Name	FIRST COMMUNITY BANK HILLSBORO
Type	Bank

Agreement

Type	Commercial Mortgage
Amount	Amount on Record

Interest

Rate Type	Fixed Rate

May 2017: Deed, Transfer

Document Type	Deed
Jurisdiction	MONTGOMERY IL
Recording Date	May 16, 2017
Property Address	231 NORTH AVE, PANAMA, IL 62077-4454
Document Number	201701772
Instrument Date	May 9, 2017
Instrument	201701772
Transaction Type	Transfer
Record Updated	Feb 6, 2021
Title Company	COMMUNITY TITLE

Transaction

Amount	Amount on Record
Tax	$3.75
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	213 NORTH AVE, PANAMA, IL 62077-4454

May 2017: Deed, Transfer

Document Type	Deed
Jurisdiction	MONTGOMERY IL
Recording Date	May 16, 2017
Property Address	231 NORTH AVE, PANAMA, IL 62077-4454
Document Number	0201701772
Instrument Date	May 9, 2017
Instrument	201701772
Transaction Type	Transfer
Record Updated	Jun 22, 2023
Title Company	COMMUNITY TITLE

Transaction

Amount	Amount on Record
Tax	$3.75
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	213 NORTH AVE, PANAMA, IL 62077-4454

Tax Assessment & Valuation

The 2025 property tax bill for 231 North Ave was $801.

Source: Montgomery County assessment roll, as of July 21, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	Montgomery County
County Subdivision	Grisham Township
Municipality	Panama Village
Unified School District	Hillsboro Community Unit School District 3 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$801.00	$11,110 Land $620 Building $10,490	$33,330 Land $1,860 Building $31,470

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA has no flood map on file for 231 North Ave.

Source: FEMA National Flood Hazard Layer

FEMA Flood Zone	Not on file

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 231 North Ave is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 71% of Illinois
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	PANAMA serves 343 people · EPA ID IL0054720
Water Source	Purchased surface water from several systems
Last State Inspection	Mar 2024
Lead	3 ppb (2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Lead service line inventory currently in violation since Oct 2024
Monitoring and Reporting	5 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 115 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Nextlink Fixed Wireless	1,000 / 500
Wisper ISP Fixed Wireless	400 / 30
AT&T Fixed Wireless	25 / 3
Frontier DSL	10 / 1

May also be available: GigFire, Royell Communications, T-Mobile, Verizon.

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