231 N Shields St, Fort Collins, CO 80521 Property Records

Larimer County property record for 231 N Shields St, Fort Collins, CO 80521

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 576 sqft · built 1946
Lot Size	0.21 acres (9,148 sqft)
Owner	Individual Name on File
Last Sale	$460,000 (Aug 2021)
Tax Bill	$3,476 (2025)
Deeds & Mortgages	Aug 2021 Sale & Mortgage Mar 2020 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`97101-13-007`

Property Details

APN / Parcel Number

Primary APN	`97101-13-007`
Alternative APN	`R0017230`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	6 Rooms
Stories	1 Story
Building Area	576 sqft Living Area
Basement Area	576 sqft
Finished Basement	576 sqft
Interior Walls	Plaster

Exterior

Year Built	Built 1946
Effective Year Built	Effective 2010
Architectural Style	Ranch
Exterior Material	Wood Siding
Construction Type	Frame
Foundation Type	Concrete
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	9,148 sqft (0.21 acres)
Garage Type	Detached
Garage Area	1,080 sqft
Parking Spaces	4 Parking Spaces

Exterior Amenities

Porch	Porch
Porch Area	174 sqft
Deck Area	30 sqft
Patio Area	174 sqft

Utilities, Heating & Cooling

Heating System	Forced Air

Location & Zoning

Account Number	R0017230
Old Parcel Number	9710113007
Street Address	231 N SHIELDS ST
City	FORT COLLINS
State	CO
Zip	80521-1835
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 7, BLK 2, MOUNTAIN VIEW, FTC
Legal Range	69
Legal Township	07
Legal Section	10
Legal Quarter	NE
Legal Subdivision	MOUNTAIN VIEW
Legal Block	2
Legal Lot Number	7
Jurisdiction	LARIMER CO
Township / Civil Division	FORT COLLINS
Census Block Group	1
Census Block	1002
Census Tract	401

Owner

231 N Shields St is owned by an individual who bought it in August 2021.

Source: Larimer County records, as of February 2, 2026

Owner of Record	Individual Name on File
Co-owner	Co-owner on File
Mailing Address	2724 BLUEGRASS DR, FORT COLLINS, CO 80526-1321
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Aug 9, 2021	Warranty Deed, Transfer · Conventional Mortgage ACADEMY MORTGAGE CORP
Mar 24, 2020	Deed of Trust, Mortgage · Conventional Mortgage FIRSTBANK
Jan 20, 2017	Deed of Trust, Mortgage · Conventional Mortgage FIRSTBANK
Jan 20, 2017	Deed of Trust, Mortgage · Line of Credit FIRSTBANK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Aug 9, 2021 · Amount on File
Deed Sale	Aug 9, 2021 · Amount on File
Prior Sale	Mar 25, 2015 · Amount on File
Deed Document Number	20210075223
Record Updated	Jun 8, 2026

August 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	LARIMER CO
Recording Date	Aug 9, 2021
Property Address	231 N SHIELDS ST, FORT COLLINS, CO 80521-1835
Document Number	0000075223
Instrument Date	Aug 6, 2021
Instrument	20210075223
Transaction Type	Transfer
Record Updated	Aug 16, 2021
Title Company	LAND TITLE GUARANTY COMPANY IN, LAND TITLE GUARANTEE CO

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$46.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	231 N SHIELDS ST, 231, FORT COLLINS, CO 80521-1835

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	2724 BLUEGRASS DR, FORT COLLINS, CO 80526-1321

Mortgage

Document Number	0000075224
Date	Aug 9, 2021
Instrument	20210075224

Lender

Name	ACADEMY MORTGAGE CORP
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	181 Months
Due	Sep 1, 2036

March 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LARIMER CO
Property Address	231 N SHIELDS ST, FORT COLLINS, CO 80521-1835
Document Number	0000021394
Instrument Date	Mar 24, 2020
Transaction Type	Mortgage
Record Updated	Apr 29, 2020
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	219 N SHIELDS ST #A FORT COLLINS CO 805211890, A, FORT COLLINS, CO 80521-1890

Mortgage

Document Number	0000021394
Date	Mar 30, 2020
Instrument	21394

Lender

Name	FIRSTBANK
Type	Bank
Address	LAKEWOOD, CO 80215

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	60 Months
Due	Mar 29, 2025

Interest

Rate	8.5%

January 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LARIMER CO
Property Address	231 N SHIELDS ST, FORT COLLINS, CO 80521-1835
Document Number	0000011392
Instrument Date	Jan 20, 2017
Transaction Type	Mortgage
Record Updated	Aug 16, 2018
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	219 N SHIELDS ST FORT COLLINS CO 805211890, FORT COLLINS, CO 80521-1890

Mortgage

Document Number	0000011392
Date	Feb 21, 2017
Instrument	11392

Lender

Name	FIRSTBANK
Type	Bank
Address	LAKEWOOD, CO 80215

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	60 Months
Due	Feb 20, 2022

Interest

Rate	7.75%

January 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LARIMER CO
Property Address	231 N SHIELDS ST, FORT COLLINS, CO 80521-1835
Document Number	0000011393
Instrument Date	Jan 20, 2017
Transaction Type	Mortgage
Record Updated	Jan 9, 2019
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	219 N SHIELDS ST FORT COLLINS CO 805211890, FORT COLLINS, CO 80521-1890

Mortgage

Document Number	0000011393
Date	Feb 21, 2017
Instrument	11393

Lender

Name	FIRSTBANK
Type	Bank
Address	LAKEWOOD, CO 80215

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	36 Months
Due	Feb 20, 2020

Interest

Rate Type	Adjustable Rate
Rate	5.75%

Tax Assessment & Valuation

The 2025 property tax bill for 231 N Shields St was $3,476.

Source: Larimer County assessment roll, as of August 25, 2025

Property Jurisdictions

Type	Name
State	Colorado
County	Larimer County
Municipality	Fort Collins City
Unified School District	Poudre School District R-1 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,476.00	$34,888 Land $3,125 Building $31,763	$558,200 Land $50,000 Building $508,200
2023	$2,899.00 (+27.93%)	$35,450 (+47.72%) Land $3,350 Building $32,100	$529,100 (+53.23%) Land $50,000 Building $479,100
2022	$2,266.00	$23,998 Land $3,475 Building $20,523	$345,300 Land $50,000 Building $295,300

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 231 N Shields St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective September 30, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 231 N Shields St is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.8% of the US · lower than 99.9% of Colorado
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF FT COLLINS serves 179,901 people · EPA ID CO0135291
Water Source	Surface water
Last State Inspection	Mar 2026
Lead	3 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	Turbidity resolved · Dec 2017
Treatment and Procedure	None last 10 years
Monitoring and Reporting	6 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 657 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Fort Collins Connexion Fiber	10,000 / 10,000
Xfinity Cable	2,000 / 250
Vistabeam Fixed Wireless	500 / 80
Verizon Fixed Wireless	300 / 20
AT&T Fixed Wireless	100 / 20
Rise Broadband Fixed Wireless	100 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: CenturyLink.

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