231 N Roper Ln, Payson, AZ 85541 Property Records

Gila County property record for 231 N Roper Ln, Payson, AZ 85541

Property Summary

Property Type	Single Family Home
Details	1,722 sqft · built 2010
Lot Size	0.74 acres (32,234 sqft)
Owner	Company Name on Record
Tax Bill	$2,052 (2025)
Deeds & Mortgages	Apr 2021 Mortgage Sep 2022 Transfer + 3 more
Flood Zone	Zone D (undetermined)
APN	`302-05-014`

Property Details

APN / Parcel Number

Primary APN	`302-05-014`
Alternative APNs	`R019609` `019609`

Interior

Stories	1 Story
Building Area	1,722 sqft Living Area
Gross Area	2,771 sqft
1st Floor Area	1,722 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2010
Effective Year Built	Effective 2010
Architectural Style	Ranch
Exterior Material	Combination
Construction Type	Wood
Roof Type	Gable/Hip
Roof Material	Asbestos
Lot Area	32,234 sqft (0.74 acres)
Garage Type	Attached
Garage Area	1,049 sqft
Parking Spaces	4 Parking Spaces
Porch	Open Porch
Deck Area	Deck Area
Patio Area	99 sqft

Utilities, Heating & Cooling

Cooling System	None
Sewer	Septic

Location & Zoning

Account Number	R019609
Street Address	231 N ROPER LN
City	PAYSON
State	AZ
Zip	85541-7392
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	SECTION: 26 TOWNSHIP: 12N RANGE: 10E VERDE GLEN 3 LOT 31 264/194; PLAT 393
Legal Range	10E
Legal Township	12N
Legal Section	26
Legal Subdivision	VERDE GLEN 3
Legal Lot Number	31
Jurisdiction	GILA AZ
Township / Civil Division	PAYSON
Census Block Group	2
Census Block	2014
Census Tract	200

Owner

Source: Gila County records, as of February 9, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on Record
Mailing Address	231 N ROPER LN, PAYSON, AZ 85541-7392
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Trust

Deeds, Mortgages & Sale History

Date	Document
Apr 7, 2021	Deed of Trust, Mortgage · Conventional Mortgage JPMORGAN CHASE BANK NA
Sep 30, 2022	Intrafamily Transfer, Transfer PIONEER TITLE AGENCY INC
Sep 30, 2022	Intrafamily Transfer, Transfer · Reverse Mortgage SUN AMERICAN MORTGAGE CO
Jul 2, 2018	Quit Claim Deed, Transfer Quitclaim
Jul 2, 2018	Quit Claim Deed, Transfer ATTORNEY ONLY

Assessor's Deed Record

Deed Names	Name on Deed
Last Transfer Date	Jul 11, 2022
Transfer Doc	0000011912
Record Updated	Sep 20, 2026

April 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	GILA AZ
Property Address	231 N ROPER LN, PAYSON, AZ 85541-7392
Transaction Type	Mortgage
Record Updated	Feb 17, 2023
Title Company	AMROCK INC, AMROCK LLC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000004929
Date	Apr 7, 2021
Instrument	2021-004929

Lender

Name	JPMORGAN CHASE BANK NA
Type	Bank
Address	COLUMBUS, OH 43240

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	May 1, 2051

September 2022: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	GILA AZ
Recording Date	Sep 30, 2022
Property Address	231 N ROPER LN, PAYSON, AZ 85541-7392
Document Number	0000011913
Map Reference	MAP 393
Instrument Date	Aug 17, 2022
Instrument	2022-011913
Transaction Type	Transfer
Record Updated	Jun 7, 2023
Title Company	PIONEER TITLE AGENCY INC

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	231 N ROPER LN, PAYSON, AZ 85541-7392

September 2022: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	GILA AZ
Recording Date	Sep 30, 2022
Property Address	231 N ROPER LN, PAYSON, AZ 85541-7392
Document Number	0000011912
Map Reference	MAP 393
Instrument Date	Jul 11, 2022
Instrument	2022-011912
Transaction Type	Transfer
Record Updated	Jun 7, 2023
Title Company	PIONEER TITLE AGENCY INC

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	231 N ROPER LN, PAYSON, AZ 85541-7392

Mortgage

Document Number	0000011914
Date	Sep 30, 2022
Instrument	2022-011914

Lender

Name	SUN AMERICAN MORTGAGE CO
Type	Mortgage Company

Agreement

Type	Reverse Mortgage
Amount	Amount Recorded
Term	919 Months
Due	Apr 18, 2099

Interest

Rate Type	Adjustable Rate
Rate	5.8%
Type Change Date	Nov 1, 2022
Change Frequency	Monthly
Index	1-Year CMT

July 2018: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	GILA AZ
Recording Date	Jul 2, 2018
Property Address	231 N ROPER LN, PAYSON, AZ 85541-7392
Document Number	0000007044
Instrument Date	Jun 28, 2018
Instrument	7044
Transaction Type	Transfer
Record Updated	Aug 13, 2018

Transaction

Tax	$0.00
Additional	Quitclaim

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Personal Trust
Address	14172 N 90TH PL SCOTTSDALE AZ 852604201, SCOTTSDALE, AZ 85260-4201

July 2018: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	GILA AZ
Recording Date	Jul 2, 2018
Property Address	231 N ROPER LN, PAYSON, AZ 85541-7392
Document Number	0000007043
Instrument Date	Jun 28, 2018
Instrument	7043
Transaction Type	Transfer
Record Updated	Aug 13, 2018
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Quitclaim

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Community Property
Address	14172 N 90TH PL SCOTTSDALE AZ 852604201, SCOTTSDALE, AZ 85260-4201

Tax Assessment & Valuation

Source: Gila County assessment roll, as of February 9, 2026

Property Jurisdictions

Type	Name
State	Arizona
County	Gila County
Unified School District	Payson Unified District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$53,241 (+7%) Land $3,844 Building $49,397	$532,416 (+7%) Land $38,444 Building $493,972
2025	$2,052.00 (+7.38%)
2024		$49,760 Land $5,153 Building $44,607	$497,608 Land $51,534 Building $446,074
2023	$1,911.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 30, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone D undetermined · not studied
Nearest Special Flood Hazard Area	Zone A, within 100 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 20 policies
Community Rating System	Class 10 (0% premium discount)
Nearby Flood Policies	20 in force
Nearby Flood Claims	5 (1998–2021)
Most Recent Claim	Aug 2021 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Extreme above 99.2% of the US · above 98.6% of Arizona
Wildfire Likelihood	3% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Insurers in high-risk areas may require mitigation or decline coverage; check availability before making an offer.

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 50 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Starlink Satellite	280 / 30
CenturyLink DSL	60 / 5

Cell Coverage

No cell data coverage reported

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