231 N Lake Dr, Winnie, TX 77665 Property Records

Chambers County property record for 231 N Lake Dr, Winnie, TX 77665

Property Summary

Property TypeSingle Family Home
Details1,967 sqft · built 2006
Lot Size0.561 acres (24,437 sqft)
Owner2 Individual Names on Record
Last Sale$213,300 (Jul 2020)
Tax Bill$6,476 (2026)
Deeds & MortgagesJul 2021 Mortgage
Jul 2020 Mortgage
+ 1 more
Flood ZoneZone X (minimal risk)
APN42500-00011-00000-001900

Property Details

APN / Parcel Number

Primary APN42500-00011-00000-001900
Alternative APN
  • 9979

Interior

Building Area1,967 sqft Living Area
1st Floor Area1,967 sqft

Exterior

Year BuiltBuilt 2006
Effective Year BuiltEffective 2006
Lot Area24,437 sqft (0.561 acres)
Lot Dimensions132 ft deep x 99 ft wide
Garage Area381 sqft
PorchPorch
Porch Area567 sqft

Location & Zoning

Account Number9979
Street Address231 N LAKE DR
CityWINNIE
StateTX
Zip77665-8763
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionLTS 19 & 20 NORTH LAKE S/D
Legal SubdivisionNORTH LAKE S/D
Legal Lot Number19-20
JurisdictionCHAMBERS TX
Township / Civil DivisionWINNIE-STOWELL
Census Block Group3
Census Block3023
Census Tract710401

Owner

Source: Chambers County records, as of October 13, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address231 N LAKE DR, WINNIE, TX 77665-8763
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Jul 20, 2021Deed of Trust, Mortgage · VA Mortgage
THE FEDERAL SAVINGS BANK
Jul 22, 2020Vendor's Lien, Transfer · VA Mortgage
AMCAP MORTGAGE LTD
Feb 20, 2020Vendor's Lien, Transfer · Commercial Mortgage
JET LENDING LLC

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleJul 22, 2020 · Amount on Record
Deed SaleJul 22, 2020 · Amount on Record
Prior SaleFeb 20, 2020 · Amount on Record
Deed Document Number2020156053
Prior Transfer DateJul 20, 2020
Prior Transfer Doc0000156053
Record UpdatedOct 29, 2026

July 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionCHAMBERS TX
Property Address231 N LAKE DR, WINNIE, TX 77665-8763
Transaction TypeMortgage
Record UpdatedAug 2, 2021
Title CompanySERVICELINK

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000170371
DateJul 20, 2021
Instrument2021-170371
Lender
NameTHE FEDERAL SAVINGS BANK
TypeBank
AddressCHICAGO, IL 60639
Agreement
TypeVA Mortgage
AmountAmount Recorded
Term361 Months
DueAug 1, 2051

July 2020: Vendor's Lien, Transfer

Document TypeVendor's Lien
JurisdictionCHAMBERS TX
Recording DateJul 22, 2020
Property Address231 N LAKE DR, WINNIE, TX 77665-8763
Document Number0000156053
Map ReferenceVOL B PG 51
Instrument DateJul 20, 2020
Instrument2020-156053
Transaction TypeTransfer
Record UpdatedSep 10, 2021
Title CompanyCAPITAL TITLE

Transaction

Tax$0.00
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address231 N LAKE DR, WINNIE, TX 77665-8763

Mortgage

Document Number0000156054
DateJul 22, 2020
Instrument2020-156054
Lender
NameAMCAP MORTGAGE LTD
TypeMortgage Company
Special NotesSeller Financed
Agreement
TypeVA Mortgage
AmountAmount Recorded
Term361 Months
DueAug 1, 2050

February 2020: Vendor's Lien, Transfer

Document TypeVendor's Lien
JurisdictionCHAMBERS TX
Recording DateFeb 20, 2020
Property Address231 N LAKE DR, WINNIE, TX 77665-8763
Document Number0000150957
Map ReferenceVOL 0B11 PG 51
Instrument DateFeb 12, 2020
Instrument2020-150957
Transaction TypeTransfer
Record UpdatedSep 10, 2021
Title CompanyGREAT AMERICAN TITLE COMPANY

Transaction

Tax$0.00
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address137 N LAKE DR, WINNIE, TX 77665-8761

Mortgage

Document Number0000150958
DateFeb 20, 2020
Instrument2020-150958
Lender
NameJET LENDING LLC
TypeLending Institution
Special NotesSeller Financed
Agreement
TypeCommercial Mortgage
AmountAmount Recorded

Tax Assessment & Valuation

Source: Chambers County assessment roll, as of October 13, 2026

Property Jurisdictions

TypeName
StateTexas
CountyChambers County
Unified School DistrictEast Chambers Independent School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$6,476.00 (+128.11%) Homeowner's exemption$391,160 (-) Land $39,270 Building $351,890$391,160 (-) Land $39,270 Building $351,890
2025$391,160 (+6.68%) Land $39,270 Building $351,890$391,160 (+6.68%) Land $39,270 Building $351,890
2023$2,839.00 (-11.97%) Homeowner's exemption$366,650 Land $39,270 Building $327,380$366,650 Land $39,270 Building $327,380
2021$3,225.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 1, 2020 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 123 policies
Nearby Flood Policies123 in force
Nearby Flood Claims178 (1994–2024)
Claims Outside the SFHA165 of 178
Most Recent ClaimMay 2024 · rainfall accumulation
Claims by Event
  • Tropical Storm Imelda, Sep 2019 · 104 claims
  • Hurricane Harvey, Aug 2017 · 40 claims
  • Hurricane Ike, Sep 2008 · 5 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskModerate
above 58% of the US · above 40% of Texas
Wildfire Likelihood0.2% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemTBCD WINNIE STOWELL
serves 8,397 people · EPA ID TX0360002
Water SourceSurface water
Last State InspectionFeb 2024
Lead3 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityTurbidity
resolved · Feb 2021
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 55 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Spectrum
Cable
1,000 / 1,000
Verizon
Fixed Wireless
300 / 20
T-Mobile
Fixed Wireless
100 / 20
Windstream
DSL
100 / 20

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