231 N Hicks Rd, Toccoa, GA 30577 Property Records

Stephens County property record for 231 N Hicks Rd, Toccoa, GA 30577

Property Summary

Property Type	Single Family Home
Details	3 bd · 3 ba · 1,584 sqft · built 1977
Lot Size	3.85 acres (167,706 sqft)
Owner	Individual Name on Record
Last Sale	$225,000 (Nov 2020)
Tax Bill	$1,674 (2025)
Deeds & Mortgages	Feb 2026 Line of Credit Sep 2023 Transfer + 2 more
Flood Zone	Zone X (minimal risk)
APN	`023 034`

Property Details

APN / Parcel Number

Primary APN	`023 034`
Alternative APN	`539000`

Interior

Bedrooms	3 Beds
Full Baths	3 Baths
Half Baths	1 Half Bath
Total Rooms	6 Rooms
Stories	2 Stories
Building Area	1,584 sqft Heated Area
Flooring	Carpet
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1977
Effective Year Built	Effective 2010
Architectural Style	Ranch
Exterior Material	Brick
Construction Type	Frame
Foundation Type	No Foundation
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	167,706 sqft (3.85 acres)
Terrain	Gentle Slope
Garage Area	484 sqft

Exterior Amenities

Porch	Slab
Deck Area	302 sqft
Patio Area	318 sqft
Utility Building	160 sqft
Pole Barn	768 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Account Number	539000
Street Address	231 N HICKS RD
City	TOCCOA
State	GA
Zip	30577-7177
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RS
Legal Description	PT LOT 1 PINE FOREST ESTATES S/D
Legal Subdivision	PINE FOREST ESTATES
Legal Lot Number	1
Jurisdiction	STEPHENS GA
Township / Civil Division	MARTIN-AVALON
Census Block Group	2
Census Block	2023
Census Tract	970401

Owner

Source: Stephens County records, as of March 30, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	231 N HICKS RD, TOCCOA, GA 30577-7177
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Feb 17, 2026	Deed of Trust, Mortgage · Line of Credit JP MORGAN CHASE BANK
Sep 22, 2023	Quit Claim Deed, Transfer Quitclaim
Nov 12, 2020	Grant Deed, Transfer · VA Mortgage AMERIS BK
Dec 19, 2019	Warranty Deed, Transfer ATTORNEY ONLY

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Nov 6, 2020 · Amount on Record
Deed Sale	Nov 6, 2020 · Amount on Record
Prior Sale	Dec 19, 2019 · Amount on Record
Deed Document Number	20201312
Deed Book / Page	1228 / 354
Record Updated	Jun 8, 2026

February 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	STEPHENS GA
Property Address	231 N HICKS RD, TOCCOA, GA 30577-7177
Transaction Type	Mortgage
Record Updated	Mar 30, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	231 N HICKS RD, TOCCOA, GA 30577-7177

Mortgage

Document Number	0014390000000098
Date	Feb 17, 2026
Book Page	0000001439/0000000098

Lender

Name	JP MORGAN CHASE BANK

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	360 Months
Due	Jan 1, 2056

September 2023: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	STEPHENS GA
Recording Date	Sep 22, 2023
Property Address	231 N HICKS RD, TOCCOA, GA 30577-7177
Document Number	0013430434
Book / Page	1343 / 434
Instrument Date	Sep 22, 2023
Transaction Type	Transfer
Record Updated	Oct 9, 2025

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	231 N HICKS RD, TOCCOA, GA 30577-7177

November 2020: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	STEPHENS GA
Recording Date	Nov 12, 2020
Property Address	231 N HICKS RD, TOCCOA, GA 30577-7177
Document Number	0012280354
Book / Page	001228 / 000354
Instrument Date	Nov 6, 2020
Transaction Type	Transfer
Record Updated	Dec 8, 2020
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$225.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	231 N HICKS RD TOCCOA GA 305777177, TOCCOA, GA 30577-7177

Mortgage

Document Number	12280355
Date	Nov 12, 2020
Book Page	001228/000355

Lender

Name	AMERIS BK
Type	Bank
Address	MARIETTA, GA 30067

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	180 Months
Due	Nov 11, 2035

December 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	STEPHENS GA
Recording Date	Dec 19, 2019
Property Address	231 N HICKS RD, TOCCOA, GA 30577-7177
Document Number	0011970275
Book / Page	001197 / 000275
Instrument Date	Dec 18, 2019
Transaction Type	Transfer
Record Updated	Jan 6, 2020
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount Recorded
Tax	$115.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	231 N HICKS RD TOCCOA GA 305777177, TOCCOA, GA 30577-7177

Tax Assessment & Valuation

Source: Stephens County assessment roll, as of March 12, 2026

Property Jurisdictions

Type	Name
State	Georgia
County	Stephens County
Unified School District	Stephens County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,674.00 (+24.55%) Homeowner's exemption Disabled Person's exemption	$105,416 (+48.14%) Land $5,760 Building $99,656	$263,538 (+48.14%) Land $14,399 Building $249,139
2024	$1,344.00 (+14.09%) Homeowner's exemption Disabled Person's exemption	$71,161 (+6.88%) Land $5,760 Building $65,401	$177,902 (+6.88%) Land $14,399 Building $163,503
2023	$1,178.00 (-37.21%) Homeowner's exemption	$66,581 (+5.61%) Land $5,760 Building $60,821	$166,452 (+5.61%) Land $14,399 Building $152,053
2022	$1,876.00 Homeowner's exemption	$63,045 Land $5,760 Building $57,285	$157,612 Land $14,399 Building $143,213

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective September 26, 2008 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 47% of the US · above 53% of Georgia
Wildfire Likelihood	0.1% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 22 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
TruVista Communications Fiber	5,000 / 5,000

May also be available: Windstream.

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