231 N 5th St, Grover Beach, CA 93433 Property Records

San Luis Obispo County property record for 231 N 5th St, Grover Beach, CA 93433

Property Summary

Property Type	Planned Unit Development
Details	4 bd · 2.5 ba · 1,740 sqft · built 2003
Lot Size	0.08 acres (3,485 sqft)
Owner	2 Trust Names on File
Last Sale	$390,000 (Jun 2009)
Tax Bill	$5,791 (2025)
Deeds & Mortgages	Apr 2026 Transfer Apr 2026 Transfer + 2 more
Flood Zone	Zone X (minimal risk)
APN	`060-144-040`

Property Details

APN / Parcel Number

Primary APN	`060-144-040`

Interior

Bedrooms	4 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	10 Rooms
Stories	2 Stories
Building Area	1,740 sqft Living Area

Exterior

Year Built	Built 2003
Effective Year Built	Effective 2003
Construction Type	Wood
Lot Area	3,485 sqft (0.08 acres)
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Sewer	Connected

Location & Zoning

Street Address	231 N 5TH ST
City	GROVER BEACH
State	CA
Zip	93433-2019
Property Category	Residential
Property Type	Residential > Condominium / Townhouse > Planned Unit Development
Local Zoning Code	R3
Legal Description	CY GB PM 57/35-36 PAR 3
Legal Subdivision	PARCEL MAP GB 02-0165
Legal Block	2
Jurisdiction	SAN LUIS OBISPO CA
Township / Civil Division	ARROYO GRANDE
Census Block Group	2
Census Block	2045
Census Tract	12102

Owner

231 N 5th St, a planned unit development, is owner-occupied and held in a trust since March 2013.

Source: San Luis Obispo County records, as of August 26, 2026

Owner of Record	2 Trust Names on File
Mailing Address	231 N 5TH ST, GROVER BEACH, CA 93433-2019
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Trust, Family Trust

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Apr 20, 2026	Quit Claim Deed, Transfer NONE LISTED ON DOCUMENT
Apr 20, 2026	Quit Claim Deed, Transfer NONE LISTED ON DOCUMENT
Apr 21, 2022	Deed of Trust, Mortgage · Conventional Mortgage LOANDEPOT.COM LLC
Aug 17, 2020	Deed of Trust, Mortgage · Conventional Mortgage COASTAL FUNDING SLC INC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jun 25, 2009 · Amount on File
Deed Sale	Jun 25, 2009 · Amount on File
Prior Sale	Oct 15, 2003 · Amount on File
Deed Document Number	200934183
Last Transfer Date	Mar 26, 2013
Transfer Doc	0000025268
Record Updated	Oct 29, 2026

April 2026: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	SAN LUIS OBISPO CA
Recording Date	Apr 20, 2026
Property Address	231 N 5TH ST, GROVER BEACH, CA 93433-2019
Document Number	0000011949
Instrument Date	Apr 14, 2026
Instrument	202611949
Transaction Type	Transfer
Record Updated	Aug 27, 2026
Title Company	NONE LISTED ON DOCUMENT

Transaction

Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Quitclaim

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Family Trust
Address	231 N 5TH ST, GROVER BEACH, CA 93433-2019

April 2026: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	SAN LUIS OBISPO CA
Recording Date	Apr 20, 2026
Property Address	231 N 5TH ST, GROVER BEACH, CA 93433-2019
Document Number	0000011948
Instrument Date	Apr 14, 2026
Instrument	202611948
Transaction Type	Transfer
Record Updated	Aug 27, 2026
Title Company	NONE LISTED ON DOCUMENT

Transaction

Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Quitclaim

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Community Property
Address	231 N 5TH ST, GROVER BEACH, CA 93433-2019

April 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN LUIS OBISPO CA
Property Address	231 N 5TH ST, GROVER BEACH, CA 93433-2019
Transaction Type	Mortgage
Record Updated	May 3, 2022
Title Company	ATLANTIS TITLE COMPANY, ATLAS TITLE COMPANY

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	231 N 5TH ST, GROVER BEACH, CA 93433-2019

Mortgage

Document Number	0000017725
Date	Apr 21, 2022
Instrument	2022017725

Lender

Name	LOANDEPOT.COM LLC
Type	Mortgage Company
Address	FOOTHILL RANCH, CA 92610

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	May 1, 2052

August 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN LUIS OBISPO CA
Property Address	231 N 5TH ST, GROVER BEACH, CA 93433-2019
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	FIDELITY NATIONAL TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000043246
Date	Aug 17, 2020
Instrument	2020043246

Lender

Name	COASTAL FUNDING SLC INC
Type	Mortgage Company
Address	SAN LUIS OBISPO, CA 93401

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Sep 1, 2050

Tax Assessment & Valuation

The 2025 property tax bill for 231 N 5th St was $5,791, up 2.7% from the year before.

Source: San Luis Obispo County assessment roll, as of August 6, 2026

Property Jurisdictions

Type	Name
State	California
County	San Luis Obispo County
Municipality	Grover Beach City
Unified School District	Lucia Mar Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$512,252 (+2%) Land $249,559 Building $262,693
2025	$5,791.00 (+2.71%)	$502,209 Land $244,666 Building $257,543
2024	$5,638.00 (+0.79%)
2023	$5,594.00 (+1.58%)	$482,710 Land $235,166 Building $247,544
2022	$5,507.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

FEMA maps place 231 N 5th St in Zone X, an area of minimal flood risk, though there have been 4 flood claims nearby since 1998.

Source: FEMA National Flood Hazard Layer, effective July 22, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	4 in force
Nearby Flood Claims	4 (1998–2023)
Most Recent Claim	Jan 2023 · Severe Winter Storms, Flooding, Landslides, And Mudslides
Claims by Event	Severe Winter Storms, Flooding, Landslides, And Mudslides, Jan 2023 · 3 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 231 N 5th St is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 97% of the US · lower than 97.8% of California
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF GROVER BEACH PUBLIC WORKS DEPT serves 12,701 people · EPA ID CA4010004
Water Source	Surface water
Last State Inspection	Sep 2023
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 706 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Astound Broadband Fiber	5,000 / 5,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000

May also be available: Peak WiFi, Surfnet Communications, Verizon.

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