231 Mountain Rd, Elora, TN 37328 Property Records

Lincoln County property record for 231 Mountain Rd, Elora, TN 37328

Property Summary

Property Type	Single Family Home
Details	1 ba · 1,640 sqft · built 1938
Lot Size	2.75 acres (120,000 sqft)
Owner	Individual Name on File
Last Sale	$175,000 (May 2022)
Tax Bill	$856 (2025)
Deeds & Mortgages	May 2022 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`052158 01701`

Property Details

APN / Parcel Number

Primary APN	`052158 01701`
Alternative APN	`158 01701`

Interior

Full Baths	1 Bath
Stories	1 Story
Building Area	1,640 sqft Living Area
1st Floor Area	1,064 sqft
Basement Area	576 sqft
Finished Basement	576 sqft
Utility Room	Utility Room
Flooring	Hardwood
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1938
Effective Year Built	Effective 1998
Exterior Material	Siding
Foundation Type	Footing
Roof Type	Gable/Hip
Roof Material	Metal
Lot Area	120,000 sqft (2.75 acres)
Lot Dimensions	300 ft deep x 400 ft wide
Terrain	Rolling
Garage Type	Carport
Garage Area	187 sqft
Carport	Carport
Carport Area	187 sqft

Exterior Amenities

Porch	Patio
Porch Area	448 sqft
Deck Area	360 sqft
Patio Area	360 sqft
Shed	1 Shed
Shed Area	168 sqft
Utility Building	320 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	HVAC
Sewer	Connected
Water Source	Commercial

Location & Zoning

Street Address	231 MOUNTAIN RD
City	ELORA
State	TN
Zip	37328-4113
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	DISTRICT: 24, COUNTY AREA: R04
Jurisdiction	LINCOLN TN
Township / Civil Division	7
Census Block Group	3
Census Block	3077
Census Tract	975500

Owner

Source: Lincoln County records, as of September 14, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on File
Mailing Address	231 MOUNTAIN RD, ELORA, TN 37328-4113
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	May 24, 2022 · Amount on File
Deed Sale	May 24, 2022 · Amount on File
Prior Sale	Nov 4, 2014 · Amount on File
Deed Document Number	20222754
Deed Book / Page	R16 / 634
Transfer Doc	0015000738
Record Updated	Oct 29, 2026

May 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	LINCOLN TN
Recording Date	May 24, 2022
Property Address	231 MOUNTAIN RD, ELORA, TN 37328-4113
Document Number	000R16/634
Book / Page	R16 / 634
Instrument Date	May 5, 2022
Instrument	22002754
Transaction Type	Transfer
Record Updated	Jun 2, 2022
Title Company	METROPOLITAN ESCROW

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$647.50
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	231 MOUNTAIN RD, ELORA, TN 37328-4113

Mortgage

Document Number	0022002755
Date	May 24, 2022
Instrument	22002755

Lender

Name	REDSTONE FCU
Type	Credit Union

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jun 1, 2052

Interest

Rate Type	Adjustable Rate
Rate	5.62%
Type Change Date	Jun 1, 2032
Change Frequency	Annually
Min Rate At Change	2.75%
Max Rate At Change	10.6%
Index	1-Year CMT
Max Rate	10.6%

Tax Assessment & Valuation

Source: Lincoln County assessment roll, as of January 27, 2026

Property Jurisdictions

Type	Name
State	Tennessee
County	Lincoln County
Unified School District	Lincoln County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$856.00 (+99.07%)	$45,050 (+120.29%) Land $6,725 Building $38,325
2024			$180,200 (+120.29%) Land $26,900 Building $153,300
2022	$430.00	$20,450 Land $2,375 Building $18,075	$81,800 Land $9,500 Building $72,300

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective November 17, 2016 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 72% of Tennessee
Wildfire Likelihood	0.02% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	LINCOLN CO B.P.U. #1 serves 23,846 people · EPA ID TN0000764
Water Source	Purchased surface water from FAYETTEVILLE PUBLIC UTILITIES
Last State Inspection	Apr 2025
Lead	1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	65 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 6 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Fayetteville Public Utilities Fiber	1,000 / 100
Spectrum Cable	1,000 / 35

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on Mountain Rd

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