231 Mount Olive Rd, Stafford, VA 22556 Property Records

Stafford County property record for 231 Mount Olive Rd, Stafford, VA 22556

Property Summary

Property TypeSingle Family Home
Details3 bd · 2 ba · 1,920 sqft · built 2017
Lot Size3.06 acres (133,538 sqft)
OwnerIndividual Name on Record
Tax Bill$3,973 (2025)
Deeds & MortgagesMay 2021 Refinance
Dec 2017 Mortgage
Flood ZoneZone X (minimal risk)
APN27-30F

Property Details

APN / Parcel Number

Primary APN27-30F
Alternative APN
  • 55738

Interior

Bedrooms3 Beds
Full Baths2 Baths
Plumbing Fixtures8 Plumbing Fixtures
Total Rooms5 Rooms
Stories1 Story
Building Area1,920 sqft Living Area
Interior WallsWallboard/Drywall

Exterior

Year BuiltBuilt 2017
Architectural StyleOther
Exterior MaterialVinyl
Construction TypeFrame
Foundation TypeRaised
Roof TypeGable
Roof MaterialComposition Shingle
Lot Area133,538 sqft (3.06 acres)
Garage TypeDetached
Garage Area576 sqft
Parking Spaces2 Parking Spaces

Utilities, Heating & Cooling

Heating SystemHeat Pump
Heating FuelElectric

Location & Zoning

Account Number55738
Street Address231 MOUNT OLIVE RD
CitySTAFFORD
StateVA
Zip22556-6721
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeA1- AG MIN 3AC
Legal DescriptionPARCEL F 3.0656 AC PM160000162
Legal SubdivisionEDGAR A NELSON
JurisdictionSTAFFORD VA
Township / Civil DivisionHARTWOOD
Census Block Group1
Census Block1000
Census Tract10305

Owner

Source: Stafford County records, as of November 17, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing Address231 MOUNT OLIVE RD, STAFFORD, VA 22556-6721
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
May 13, 2021Deed of Trust, Mortgage · Stand-Alone Refinance
WELLS FARGO BANK NA
Dec 20, 2017Deed of Trust, Mortgage · Conventional Mortgage
C&F MTG

Assessor's Deed Record

Deed NamesName on Deed
Last SaleOct 11, 2016
Deed SaleOct 11, 2016
Deed Document Number140000005W
Record UpdatedJun 8, 2026

May 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSTAFFORD VA
Property Address231 MOUNT OLIVE RD, STAFFORD, VA 22556-6721
Transaction TypeMortgage
Record UpdatedSep 13, 2022

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0210016369
DateMay 13, 2021
Instrument210016369
Lender
NameWELLS FARGO BANK NA
Agreement
TypeStand-Alone Refinance
AmountAmount Recorded
Term361 Months
DueJun 1, 2051
Interest
Rate TypeFixed Rate
Rate3.38%

December 2017: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSTAFFORD VA
Property Address231 MOUNT OLIVE RD, STAFFORD, VA 22556-6721
Document Number170022868
Instrument DateDec 20, 2017
Transaction TypeMortgage
Record UpdatedJan 3, 2018
Title CompanyHOMECASTLE TITLE CORPORATION

Transferred To (Grantee/Buyer)

NameVerified Name
Address231 MOUNT OLIVE RD STAFFORD VA 22556, STAFFORD, VA 22556

Mortgage

Document Number170022868
DateDec 21, 2017
Instrument22868
Lender
NameC&F MTG
TypeMortgage Company
AddressMIDLOTHIAN, VA 23113
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueDec 20, 2047

Tax Assessment & Valuation

Source: Stafford County assessment roll, as of January 1, 2025

Property Jurisdictions

TypeName
StateVirginia
CountyStafford County
Unified School DistrictStafford County Public Schools (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$3,973.00 (+11.57%)$424,200 (+12.55%) Land $140,000 Building $284,200$424,200 (+12.55%) Land $140,000 Building $284,200
2023$3,561.00 (+32.53%)$376,900 Land $120,000 Building $256,900$376,900 Land $120,000 Building $256,900
2021$2,687.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 14, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Community Rating SystemClass 6 (20% premium discount)
Nearby Flood Policies3 in force
Nearby Flood Claims1 (2008)
Claims Outside the SFHA1 of 1
Most Recent ClaimFeb 2008 · tidal / storm surge

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · lower than 71% of Virginia
Wildfire Likelihood0.02% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 36 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable
2,000 / 250

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