231 Morgan Ct, Palm Harbor, FL 34684 Property Records

Pinellas County property record for 231 Morgan Ct, Palm Harbor, FL 34684

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,360 sqft · built 2000
Lot Size	0.246 acres (10,733 sqft)
Owner	2 Individual Names on File
Last Sale	$335,000 (Jun 2021)
Tax Bill	$6,243 (2025)
Deeds & Mortgages	Jun 2021 Second Mortgage Jun 2021 Sale & Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`C62-000-760-0771-5`

Property Details

APN / Parcel Number

Primary APN	`C62-000-760-0771-5`
Alternative APNs	`18-28-16-20133-004-0080` `281618201330040080` `162818201330040080` `R188558`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Plumbing Fixtures	7 Plumbing Fixtures
Stories	1 Story
Building Area	1,360 sqft Living Area
Gross Area	1,844 sqft
1st Floor Area	1,360 sqft
Flooring	Carpet
Interior Walls	Composition
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2000
Effective Year Built	Effective 2000
Exterior Material	Brick
Construction Type	Masonry / Concrete Block
Roof Type	Gable/Hip
Roof Material	Other
Lot Area	10,733 sqft (0.246 acres)
Lot Dimensions	125 ft deep x 88 ft wide
Garage Type	Attached
Garage Area	408 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Slab
Porch Area	76 sqft
Deck Area	140 sqft
Patio Area	140 sqft
Outdoor Kitchen / BBQ	Outdoor Kitchen / BBQ

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	R188558
Street Address	231 MORGAN CT
City	PALM HARBOR
State	FL
Zip	34684-4633
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R3
Legal Description	CURLEW GROVES UNIT ONE BLK 4, LOT 8
Legal Range	16E
Legal Township	28S
Legal Section	18
Legal Subdivision	CURLEW GROVES UNIT ONE
Legal Tract	20133
Legal Block	4
Legal Lot Number	8
Jurisdiction	PINELLAS FL
Township / Civil Division	TARPON SPRINGS
Census Block Group	1
Census Block	1006
Census Tract	27318

Owner

231 Morgan Ct is owned and occupied by two individuals who bought it in June 2021.

Source: Pinellas County records, as of September 10, 2026

Owner of Record	2 Individual Names on File
Mailing Address	231 MORGAN CT, PALM HARBOR, FL 34684-4633
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jun 10, 2021	Deed of Trust, Mortgage · Stand-Alone Second Mortgage AMERICAN PACIFIC MORTGAGE CORP
Jun 10, 2021	Warranty Deed, Transfer · FHA Mortgage AMERICAN PACIFIC MORTGAGE CORP
Jun 13, 2018	Deed of Trust, Mortgage · Stand-Alone Second Mortgage FLORIDA HOUSING FINANCE CORP
Mar 22, 2018	Quit Claim Deed, Transfer Quitclaim

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jun 10, 2021 · Amount on File
Deed Sale	Jun 10, 2021 · Amount on File
Prior Sale	Jan 11, 2002 · Amount on File
Deed Document Number	2021192178
Deed Book / Page	21575 / 1301
Prior Transfer Date	Mar 22, 2018
Prior Transfer Doc	0199831102
Record Updated	Oct 29, 2026

June 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	PINELLAS FL
Property Address	231 MORGAN CT, PALM HARBOR, FL 34684-4633
Transaction Type	Mortgage
Record Updated	Jul 2, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	231 MORGAN CT, PALM HARBOR, FL 34684-4633

Mortgage

Document Number	0215751314
Date	Jun 10, 2021
Book Page	21575/1314
Instrument	2021192180

Lender

Name	AMERICAN PACIFIC MORTGAGE CORP
Type	Mortgage Company
Address	ROSEVILLE, CA 95661

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount on Record
Term	121 Months
Due	Jul 1, 2031

June 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	PINELLAS FL
Recording Date	Jun 10, 2021
Property Address	231 MORGAN CT, PALM HARBOR, FL 34684-4633
Document Number	0215751301
Book / Page	21575 / 1301
Map Reference	MB 70 PG 22
Instrument Date	Jun 8, 2021
Instrument	2021192178
Transaction Type	Transfer
Record Updated	Jul 2, 2021
Title Company	MILESTONE TITLE SERVICES, MILESTONE TITLE SERVICES LLC

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$2,345.00
Amount Accuracy	Rounded by County
Additional	Lis Pendens Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	231 MORGAN CT, 231, PALM HARBOR, FL 34684-4633

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	204 ARSENAL ST APT 220, 220, WATERTOWN, MA 02472-2795

Mortgage

Document Number	215751303
Date	Jun 10, 2021
Instrument	21575/1303

Lender

Name	AMERICAN PACIFIC MORTGAGE CORP
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jul 1, 2051

June 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	PINELLAS FL
Property Address	231 MORGAN CT, PALM HARBOR, FL 34684-4633
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0200882681
Date	Jun 13, 2018
Book Page	20088/2681
Instrument	2018188218

Lender

Name	FLORIDA HOUSING FINANCE CORP
Type	Funding / Finance Company
Address	TALLAHASSEE, FL 32301

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount on Record
Term	120 Months
Due	Jun 12, 2028

March 2018: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	PINELLAS FL
Recording Date	Mar 22, 2018
Property Address	231 MORGAN CT, PALM HARBOR, FL 34684-4633
Document Number	0199831102
Book / Page	019983 / 001102
Instrument Date	Mar 22, 2018
Instrument	87437
Transaction Type	Transfer
Record Updated	Apr 6, 2018

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	231 MORGAN CT PALM HARBOR FL 346844633, PALM HARBOR, FL 34684-4633

Tax Assessment & Valuation

The 2025 property tax bill for 231 Morgan Ct was $6,243 with a homeowner's exemption, up 5.5% from the year before.

Source: Pinellas County assessment roll, as of December 2, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Pinellas County
Unified School District	Pinellas County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$6,243.00 (+5.49%) Homeowner's exemption	$378,145	$403,666 Land $140,069 Building $263,597
2024	$5,918.00 (+1.47%)
2023	$5,832.00 (+2.78%) Homeowner's exemption	$356,784 (+3%)	$379,585 (+9.58%) Land $178,792 Building $200,793
2022	$5,674.00 Homeowner's exemption	$346,392	$346,392 Land $196,946 Building $149,446

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 231 Morgan Ct in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective April 12, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 13 policies
Community Rating System	Class 2 (40% premium discount)
Nearby Flood Policies	13 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 231 Morgan Ct has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	PINELLAS COUNTY UTILITIES serves 506,353 people · EPA ID FL6521405
Water Source	Purchased surface water from several systems
Last State Inspection	Mar 2023
Lead	Under 1 ppb (2020) action level 15 ppb

Violations Reported to EPA

Listed by EPA as a serious violator for missed monitoring and reporting.

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	17 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 411 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	7,000 / 7,000
WOW Internet, Cable & Phone Cable	1,200 / 50
Spectrum Cable	1,000 / 1,000
T-Mobile Fixed Wireless	100 / 20
AT&T Fixed Wireless	100 / 20

May also be available: Verizon.

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