231 Mill St, Haverhill, MA 01830 Property Records

Essex County and Haverhill City property record for 231 Mill St, Haverhill, MA 01830

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.5 ba · 2,028 sqft · built 1950
Lot Size	0.246 acres (10,694 sqft)
Owner	Individual Name on File
Last Sale	$468,000 (May 2020)
Tax Bill	$6,787 (2025)
Deeds & Mortgages	Sep 2020 Mortgage May 2020 Sale
Flood Zone	Zone X (minimal risk)
APN	`447-2-4`

Property Details

APN / Parcel Number

Primary APN	`447-2-4`
Alternative APN	`HAVE M:0447 B:00002 L:4`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	6 Rooms
Stories	1 Story
Building Area	2,028 sqft Living Area
Gross Area	3,829 sqft
Basement Area	1,586 sqft
Unfinished Basement	1,196 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1950
Effective Year Built	Effective 1950
Architectural Style	Split Level
Exterior Material	Wood Siding
Construction Type	Frame
Roof Type	Gable
Roof Material	Asphalt
Lot Area	10,694 sqft (0.246 acres)
Garage Type	Basement
Parking Spaces	1 Parking Space

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Hot Water
Heating Fuel	Gas

Location & Zoning

Account Number	447-2-4
Street Address	231 MILL ST
City	HAVERHILL
State	MA
Zip	01830-4152
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Block	2
Legal Lot Number	4
Jurisdiction	HAVERHILL MA
Township / Civil Division	HAVERHILL
Census Block Group	1
Census Block	1000
Census Tract	260301

Owner

231 Mill St is owned and occupied by an individual who bought it in May 2020.

Source: Essex County and Haverhill City records, as of July 20, 2026

Owner of Record	Individual Name on File
Mailing Address	231 MILL ST, HAVERHILL, MA 01830-4152
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Sep 15, 2020	Deed of Trust, Mortgage · Conventional Mortgage SALEM FIVE MTG
May 1, 2020	Quit Claim Deed, Transfer NOT AVAILABLE

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	May 1, 2020 · Amount on File
Deed Sale	May 1, 2020 · Amount on File
Prior Sale	Mar 14, 2013 · Amount on File
Deed Document Number	2020611822
Prior Transfer Date	Apr 15, 2020
Prior Transfer Doc	0000611822
Record Updated	Oct 29, 2026

September 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HAVERHILL MA
Property Address	231 MILL ST, HAVERHILL, MA 01830-4152
Document Number	0000616451
Instrument Date	Sep 15, 2020
Transaction Type	Mortgage
Record Updated	Oct 13, 2020
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	231 MILL ST HAVERHILL MA 018304152, HAVERHILL, MA 01830-4152

Mortgage

Document Number	0000616451
Date	Sep 21, 2020
Instrument	616451

Lender

Name	SALEM FIVE MTG
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Sep 20, 2050

May 2020: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	HAVERHILL MA
Recording Date	May 1, 2020
Property Address	231 MILL ST, HAVERHILL, MA 01830-4152
Document Number	0000611822
Instrument Date	Apr 15, 2020
Instrument	611822
Transaction Type	Transfer
Record Updated	May 19, 2020
Title Company	NOT AVAILABLE

Transaction

Amount	Amount on Record
Tax	$2,134.00
Amount Accuracy	Confirmed
Additional	Notice of Foreclosure Sale Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	231 MILL ST HAVERHILL MA 018304152, HAVERHILL, MA 01830-4152

Tax Assessment & Valuation

The 2025 property tax bill for 231 Mill St was $6,787, up 10.8% from the year before.

Source: Essex County and Haverhill City assessment roll, as of April 14, 2026

Property Jurisdictions

Type	Name
State	Massachusetts
County	Essex County
Municipality	Haverhill City
Unified School District	Haverhill School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$6,787.00 (+10.75%)	$633,700 (+10.04%) Land $182,700 Building $451,000	$581,875
2024	$6,128.00 (+7.53%)	$575,900 (+12.68%) Land $179,500 Building $396,400
2023	$5,699.00	$511,100 Land $169,900 Building $341,200

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 231 Mill St in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective July 10, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	2 (1986–2010)
Claims Outside the SFHA	2 of 2
Most Recent Claim	Mar 2010 · Severe Storms And Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 231 Mill St is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 57% of Massachusetts
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	HAVERHILL WATER DEPT serves 61,277 people · EPA ID MA3128000
Water Source	Surface water
Last State Inspection	Nov 2025
Lead	Under 1 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 633 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 2,000
Verizon Fixed Wireless	300 / 20
AT&T Fixed Wireless	100 / 20

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on Mill St

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures