231 Mill Ln, Elkton, VA 22827 Property Records

Rockingham County property record for 231 Mill Ln, Elkton, VA 22827

Property Summary

Property Type	Mobile Home
Details	3 bd · 2 ba · 1,456 sqft · built 1996
Lot Size	2 acres (87,120 sqft)
Owner	Individual Name on Record
Last Sale	$138,000 (May 2017)
Tax Bill	$1,115 (2026)
Deeds & Mortgages	Jul 2022 Mortgage Aug 2019 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`146-(A)-L1A`

Property Details

APN / Parcel Number

Primary APN	`146-(A)-L1A`
Alternative APNs	`R30149` `30149`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,456 sqft Living Area
Gross Area	1,776 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1996
Effective Year Built	Effective 1996
Architectural Style	Mobile/Manufactured
Exterior Material	Vinyl
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	87,120 sqft (2 acres)
Shed	1 Shed
Shed Area	160 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Heat Pump
Heating Fuel	Electric
Sewer	Septic
Water Source	Well

Location & Zoning

Account Number	R30149
Street Address	231 MILL LN
City	ELKTON
State	VA
Zip	22827-4015
Property Category	Residential
Property Type	Residential > Prefabricated > Mobile Home
Local Zoning Code	A2
Legal Description	SWIFT RUN
Legal Subdivision	SWIFT RUN
Jurisdiction	ROCKINGHAM VA
Township / Civil Division	STONEWALL
Census Block Group	1
Census Block	1039
Census Tract	10100

Owner

Source: Rockingham County records, as of June 8, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	231 MILL LN, ELKTON, VA 22827-4015
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jul 18, 2022	Deed of Trust, Mortgage · FHA Mortgage LAKEVIEW LOAN SERVICING LLC
Aug 29, 2019	Deed of Trust, Mortgage · FHA Mortgage FIRST GUARANTY MORTGAGE CORP
May 16, 2017	Deed, Transfer · FHA Mortgage WEST VIEW TITLE
May 16, 2017	Deed, Transfer · FHA Mortgage C&F MORTGAGE CORP

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	May 16, 2017 · Amount on Record
Deed Sale	May 16, 2017 · Amount on Record
Prior Sale	Apr 11, 2007 · Amount on Record
Deed Document Number	201714227
Deed Book / Page	4878 / 712
Record Updated	Sep 20, 2026

July 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ROCKINGHAM VA
Property Address	231 MILL LN, ELKTON, VA 22827-4015
Transaction Type	Mortgage
Record Updated	Aug 25, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	005601/292
Date	Jul 18, 2022
Book Page	5601/292
Instrument	2022-17282

Lender

Name	LAKEVIEW LOAN SERVICING LLC
Type	Mortgage Company
Address	MIAMI, FL 33146

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	354 Months
Due	Jan 1, 2052

Interest

Rate Type	Adjustable Rate
Rate	2.87%

August 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ROCKINGHAM VA
Property Address	231 MILL LN, ELKTON, VA 22827-4015
Transaction Type	Mortgage
Record Updated	Sep 18, 2019

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	5154/092
Date	Aug 29, 2019
Book Page	5154/092
Instrument	2019-21076

Lender

Name	FIRST GUARANTY MORTGAGE CORP
Type	Mortgage Company
Address	PLANO, TX 75024

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Sep 1, 2049

May 2017: Deed, Transfer

Document Type	Deed
Jurisdiction	ROCKINGHAM VA
Recording Date	May 16, 2017
Property Address	231 MILL LN, ELKTON, VA 22827-4015
Document Number	4878/712
Book / Page	4878 / 712
Map Reference	MB 1504 PG 180
Instrument Date	Apr 27, 2017
Instrument	2017-00014227
Transaction Type	Transfer
Record Updated	Feb 6, 2021
Title Company	WEST VIEW TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$138.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	231 MILL LN, ELKTON, VA 22827-4015

Mortgage

Document Number	, 2017-00014228
Date	May 16, 2017
Instrument	2017-00014228

Lender

Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jun 1, 2047

May 2017: Deed, Transfer

Document Type	Deed
Jurisdiction	ROCKINGHAM VA
Recording Date	May 16, 2017
Property Address	231 MILL LN, ELKTON, VA 22827-4015
Document Number	4878/712
Book / Page	4878 / 712
Map Reference	MB 1504 PG 180
Instrument Date	Apr 27, 2017
Instrument	2017-00014227
Transaction Type	Transfer
Record Updated	Jun 8, 2021
Title Company	WEST END TITLE, WEST VIEW TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$138.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	231 MILL LN, ELKTON, VA 22827-4015

Mortgage

Document Number	201700014228
Date	May 16, 2017
Instrument	2017-00014228

Lender

Name	C&F MORTGAGE CORP
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jun 1, 2047

Tax Assessment & Valuation

Source: Rockingham County assessment roll, as of June 8, 2026

Property Jurisdictions

Type	Name
State	Virginia
County	Rockingham County
Unified School District	Rockingham County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$1,115.00	$169,000 Land $52,500 Building $116,500	$169,000 Land $52,500 Building $116,500

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective April 13, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	8 in force
Nearby Flood Claims	12 (1985–2011)
Claims Outside the SFHA	1 of 12
Most Recent Claim	Apr 2011 · rainfall accumulation
Claims by Event	Hurricane Isabel, Sep 2003 · 6 claims Hurricane Fran And Associated Severe Storm Cond, Sep 1996 · 4 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 45% of the US · above 73% of Virginia
Wildfire Likelihood	0.08% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 35 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	1,200 / 35
Starlink Satellite	280 / 30

Cell Coverage

4G LTE (outdoors only), no 5G reported

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