231 Midsummer Cir, Gaithersburg, MD 20878 Property Records

Montgomery County property record for 231 Midsummer Cir, Gaithersburg, MD 20878

Property Summary

Property Type	Single Family Home
Details	2.5 ba · 3,234 sqft · built 1991
Lot Size	0.186 acres (8,106 sqft)
Owner	2 Individual Names on Record
Last Sale	$700,000 (Oct 2013)
Tax Bill	$9,046 (2025)
Deeds & Mortgages	Jul 2020 Mortgage Oct 2022 Transfer
Flood Zone	Zone X (minimal risk)
APN	`09-02805448`

Property Details

APN / Parcel Number

Primary APN	`09-02805448`
Alternative APN	`02805448`

Interior

Full Baths	2.5 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	3,234 sqft Living Area
Gross Area	3,717 sqft
1st Floor Area	1,961 sqft
Basement Area	1 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1991
Effective Year Built	Effective 1991
Architectural Style	Bi-Level
Construction Type	Frame
Roof Material	Wood Shingle
Lot Area	8,106 sqft (0.186 acres)
Garage Type	Attached
Garage Area	483 sqft
Parking Spaces	2 Parking Spaces
Deck Area	387 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	HVAC
Sewer	Municipal

Location & Zoning

Account Number	02805448
Street Address	231 MIDSUMMER CIR
City	GAITHERSBURG
State	MD
Zip	20878-5231
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	MXD
Legal Description	WASHINGTONIAN WOODS
Legal Subdivision	WASHINGTONIAN WOODS
Legal Block	J
Legal Lot Number	47
Jurisdiction	MONTGOMERY MD
Township / Civil Division	9
Census Block Group	1
Census Block	1004
Census Tract	700828

Owner

Source: Montgomery County records, as of August 17, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	231 MIDSUMMER CIR, GAITHERSBURG, MD 20878-5231
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jul 20, 2020	Deed of Trust, Mortgage · Conventional Mortgage HOMESPIRE MORTGAGE CORP
Oct 24, 2022	Intrafamily Transfer, Transfer

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Oct 10, 2013 · Amount on Record
Deed Sale	Oct 10, 2013 · Amount on Record
Prior Sale	Apr 17, 2013 · Amount on Record
Deed Book / Page	47792 / 143
Last Transfer Date	Aug 9, 2022
Transfer Doc	0664170338
Record Updated	Sep 20, 2026

July 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MONTGOMERY MD
Property Address	231 MIDSUMMER CIR, GAITHERSBURG, MD 20878-5231
Transaction Type	Mortgage
Record Updated	Aug 11, 2022
Title Company	PINNACLE SETTLEMENT SVCS INC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0600780498
Date	Jul 20, 2020
Book Page	60078/498

Lender

Name	HOMESPIRE MORTGAGE CORP
Type	Mortgage Company
Address	GAITHERSBURG, MD 20878

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	241 Months
Due	Aug 1, 2040

October 2022: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	MONTGOMERY MD
Recording Date	Oct 24, 2022
Property Address	231 MIDSUMMER CIR, GAITHERSBURG, MD 20878-5231
Document Number	0664170338
Book / Page	66417 / 338
Map Reference	MB 150 PL 17119
Instrument Date	Aug 9, 2022
Transaction Type	Transfer
Record Updated	Nov 15, 2022

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	231 MIDSUMMER CIR, 231, GAITHERSBURG, MD 20878-5231

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	231 MIDSUMMER CIR, GAITHERSBURG, MD 20878-5231

Tax Assessment & Valuation

Source: Montgomery County assessment roll, as of August 17, 2026

Property Jurisdictions

Type	Name
State	Maryland
County	Montgomery County
Municipality	Gaithersburg City
Unified School District	Montgomery County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$745,200 (+4.07%) Land $233,700 Building $511,500	$745,200 (-) Land $233,700 Building $511,500
2025	$9,046.00 (-2.78%)	$716,033 (+8.87%)	$745,200 (+13.3%) Land $233,700 Building $511,500
2024	$9,305.00 (+18.35%)
2023		$657,700 Land $233,700 Building $424,000	$657,700 Land $233,700 Building $424,000
2022	$7,862.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective April 12, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	3 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 96% of Maryland
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	WASHINGTON SUBURBAN SANITARY COMMISSION serves 1,900,000 people · EPA ID MD0150005
Water Source	Surface water
Last State Inspection	May 2025
Lead	Under 1 ppb (2018–2020) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 424 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Verizon Fiber	2,300 / 2,300
Xfinity Cable	2,000 / 250
AT&T Fixed Wireless	100 / 20

May also be available: Astound Broadband, T-Mobile.

Cell Coverage

5G (outdoors only) and 4G LTE

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