231 Middlestone Dr, Laredo, TX 78045 Property Records

Webb County property record for 231 Middlestone Dr, Laredo, TX 78045

Property Summary

Property Type	Single Family Home
Details	1,949 sqft · built 2002
Lot Size	0.149 acres (6,475 sqft)
Owner	Company Name on File
Last Sale	$228,000 (Jan 2018)
Tax Bill	$1,512 (2022)
Deeds & Mortgages	Feb 2021 Mortgage Aug 2020 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`990-20002-630`

Property Details

APN / Parcel Number

Primary APN	`990-20002-630`
Alternative APN	`263269`

Interior

Stories	1 Story
Building Area	1,949 sqft Living Area
Gross Area	2,369 sqft
1st Floor Area	1,949 sqft

Exterior

Year Built	Built 2002
Effective Year Built	Effective 2002
Exterior Material	Stucco
Roof Type	Hip
Roof Material	Composition Shingle
Lot Area	6,475 sqft (0.149 acres)
Garage Type	Attached
Garage Area	420 sqft
Parking Spaces	2 Parking Spaces
Porch	Open Porch
Porch Area	251 sqft

Location & Zoning

Street Address	231 MIDDLESTONE DR
City	LAREDO
State	TX
Zip	78045-7743
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1
Legal Description	DOMINION DEL MAR, BLOCK 2, LOT 63, UNIT III
Legal Subdivision	DOMINION DEL MAR
Legal Block	2
Legal Lot Number	63
Jurisdiction	WEBB TX
Township / Civil Division	LAREDO
Census Block Group	2
Census Block	2010
Census Tract	1720

Owner

231 Middlestone Dr is owned by a company that bought it in January 2018 and is owner-occupied.

Source: Webb County records, as of September 1, 2026

Owner of Record	Company Name on File
Mailing Address	231 MIDDLESTONE DR, LAREDO, TX 78045-7743
Occupancy	Owner Occupied
Owner Type	Company

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Feb 24, 2021	Deed of Trust, Mortgage · VA Mortgage FREEDOM MORTGAGE CORP
Aug 3, 2020	Deed of Trust, Mortgage · VA Mortgage FREEDOM MORTGAGE CORP
Apr 16, 2019	Deed of Trust, Mortgage · VA Mortgage FREEDOM MORTGAGE CORP
Jan 8, 2018	Vendor's Lien, Transfer · VA Mortgage GEORGETOWN MORTGAGE INC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jan 8, 2018 · Amount on File
Deed Sale	Jan 8, 2018 · Amount on File
Deed Document Number	20181317465
Deed Book / Page	4352 / 91
Prior Transfer Date	Jan 3, 2018
Prior Transfer Doc	004352/091
Record Updated	Oct 29, 2026

February 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WEBB TX
Property Address	231 MIDDLESTONE DR, LAREDO, TX 78045-7743
Transaction Type	Mortgage
Record Updated	Mar 9, 2021
Title Company	INSPIRE CLOSING SERVICES LLC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	4962/398
Date	Feb 24, 2021
Book Page	4962/398
Instrument	1419492

Lender

Name	FREEDOM MORTGAGE CORP
Type	Subprime Lender
Address	MOUNT LAUREL, NJ 08054

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	343 Months
Due	Sep 1, 2049

August 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WEBB TX
Property Address	231 MIDDLESTONE DR, LAREDO, TX 78045-7743
Transaction Type	Mortgage
Record Updated	Aug 12, 2020
Title Company	INSPIRE CLOSING SERVICES LLC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	4832/464
Date	Aug 3, 2020
Book Page	4832/464
Instrument	1399563

Lender

Name	FREEDOM MORTGAGE CORP
Type	Subprime Lender
Address	MOUNT LAUREL, NJ 08054

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	346 Months
Due	Jun 1, 2049

April 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WEBB TX
Property Address	231 MIDDLESTONE DR, LAREDO, TX 78045-7743
Transaction Type	Mortgage
Record Updated	Apr 25, 2019

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	4583/498
Date	Apr 16, 2019
Book Page	4583/498
Instrument	1358030

Lender

Name	FREEDOM MORTGAGE CORP
Type	Subprime Lender
Address	MOUNT LAUREL, NJ 08054

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	361 Months
Due	May 1, 2049

January 2018: Vendor's Lien, Transfer

Document Type	Vendor's Lien
Jurisdiction	WEBB TX
Recording Date	Jan 8, 2018
Property Address	231 MIDDLESTONE DR, LAREDO, TX 78045-7743
Document Number	004352/091
Book / Page	4352 / 091
Map Reference	VOL 21 PG 91
Instrument Date	Jan 3, 2018
Instrument	1317465
Transaction Type	Transfer
Record Updated	Mar 1, 2022
Title Company	STEWART TITLE

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	231 MIDDLESTONE DR, LAREDO, TX 78045-7743

Mortgage

Document Number	0001317466
Date	Jan 8, 2018
Instrument	1317466

Lender

Name	GEORGETOWN MORTGAGE INC
Type	Mortgage Company
Special Notes	Seller Financed

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Feb 1, 2048

Tax Assessment & Valuation

Source: Webb County assessment roll, as of September 1, 2026

Property Jurisdictions

Type	Name
State	Texas
Municipality	Laredo City
County	Webb County
Unified School District	United Independent School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$304,836 (+4.01%) Land $78,087 Building $226,749	$304,836 (-0.54%) Land $78,087 Building $226,749
2025		$293,088	$306,484
2023		$242,222 Land $73,295 Building $168,927	$242,222 Land $73,295 Building $168,927
2022	$1,512.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 231 Middlestone Dr in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective October 8, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	1 in force
Nearby Flood Claims	7 (2007–2017)
Claims Outside the SFHA	6 of 7
Most Recent Claim	May 2017 · rainfall accumulation
Claims by Event	Severe Storms, Tornadoes, And Flooding, Jul 2007 · 3 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 231 Middlestone Dr is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 96% of the US · lower than 97.9% of Texas
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF LAREDO serves 260,046 people · EPA ID TX2400001
Water Source	Surface water
Last State Inspection	Aug 2023
Lead	1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	E. coli not recorded as resolved · May 2026 Total trihalomethanes resolved · Jan 2017
Treatment and Procedure	Lead service line inventory Oct 2024
Monitoring and Reporting	6 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 573 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · Fixed Wireless in parts of the area	5,000 / 5,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

May also be available: Smartcom Telephone.

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