Middlesex County and Reading Town property record for 231 Main St, Reading, MA 01867 · Last verified July 2026
| Property Type | Residential > Single Family > Home |
|---|---|
| Bedrooms | 3 Beds |
| Bathrooms | 2.5 Baths |
| Year Built | Built 1987 |
| Square Footage | 3,344 sqft Living Area |
| Lot Size | 37,200 sqft (0.854 acres) |
| Garage | Basement |
| Occupancy | Owner Occupied |
| Tax Bill | $12,027.00 (2025) |
| Primary APN | READ M:012.0-0000-0035.0 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Partial Baths | 1 Partial Baths |
| Total Rooms | 7 Rooms |
| Building Area | 3,344 sqft Living Area |
| Gross Area | 5,496 sqft Gross Area |
| Basement Area | 1,856 sqft Basement |
| Unfinished Basement | 1,856 sqft Unfinished |
| Stories | 2 Stories |
| Year Built | Built 1920 |
|---|---|
| Effective Year Built | Effective 1987 |
| Architectural Style | Colonial Style |
| Exterior Material | Wood Siding Exterior |
| Construction Type | Frame Construction |
| Roof Construction | Gable Roof Construction |
| Roof Material | Asphalt Roof |
| Lot Area | 37,200 sqft (0.854 acres) |
| Parking Spaces | 2 Parking Spaces |
| Garage Type | Basement Garage |
| Cooling System | HVAC Cooling |
|---|---|
| Heating System | Hot Water Heating |
| Heating Fuel | Oil Heating Fuel |
| Account Number | 270000000040 |
|---|---|
| Street Address | 231 MAIN ST |
| City | READING |
| State | MA |
| Zip | 01867-3603 |
| Property Usage | Residential Property Usage |
| Type | Residential > Single Family > Home |
| Jurisdiction | READING MA |
| Minor Civil Division | READING |
| Census Blockgroup | 3 |
| Census Block | 3004 |
| Census Tract | 334400 |
Source: Middlesex County and Reading Town records · APN READ M:012.0-0000-0035.0
Assessment roll updated April 14, 2026 · Last verified July 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Trust Name on File |
|---|---|
| Mailing Address | 231 MAIN ST, READING, MA 01867-3603 |
| Occupancy | Owner Occupied |
| Owner Type | Owner is an Individual, Couple or Unincorporated Entity |
| Vesting | Owner is a Trust, Trust |
| Date | Document |
|---|---|
| Jun 04, 2020 | Deed of Trust, Mortgage · Line of Credit BANK OF AMERICA |
| Jan 27, 2019 | Deed of Trust, Mortgage · Line of Credit BANK OF AMERICA |
| Deed Names | Verified Name on Deed |
|---|---|
| Record Refreshed | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | READING MA |
| Property Address | 231 MAIN ST, READING, MA 01867-3603 |
| Document Number | 75108-244 |
| Instrument Date | Jun 04, 2020 |
| Transaction Type | Mortgage |
| Record Updated | Aug 04, 2020 |
| Title Company | NOT AVAILABLE |
| Name | Verified Name |
|---|---|
| Address | 231 MAIN ST READING MA 018673603, READING, MA 01867-3603 |
| Document Number | 75108-244 |
|---|---|
| Date | Jul 14, 2020 |
| Book Page | 075108/000244 |
| Instrument | 112806 |
| Name | BANK OF AMERICA |
|---|---|
| Type | Bank |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jul 13, 2050 |
| Rate Type | Adjustable Rate |
|---|
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | READING MA |
| Property Address | 231 MAIN ST, READING, MA 01867-3603 |
| Document Number | 72176-259 |
| Instrument Date | Jan 27, 2019 |
| Transaction Type | Mortgage |
| Record Updated | Feb 19, 2019 |
| Name | Verified Name |
|---|---|
| Address | 231 MAIN ST READING MA 018673603, READING, MA 01867-3603 |
| Document Number | 72176-259 |
|---|---|
| Date | Jan 30, 2019 |
| Book Page | 072176/000259 |
| Instrument | 12258 |
| Name | BANK OF AMERICA |
|---|---|
| Type | Bank |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jan 29, 2049 |
| Rate Type | Adjustable Rate |
|---|
Source: Middlesex County and Reading Town records · Assessment roll updated April 14, 2026 · Last verified July 2026
| Type | Name |
|---|---|
| State | Massachusetts |
| County | Middlesex County |
| County Subdivision | Reading Town |
| Unified School District | Reading School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $12,027.00 (-0.87%) | $1,055,900 (+2%) Land $464,100 Building $591,800 | $996,835 (-4.25%) |
| 2024 | $12,133.00 (+4.33%) | $1,035,200 (+12.07%) Land $455,000 Building $580,200 | $1,041,105 |
| 2023 | $11,629.00 | $923,700 Land $405,900 Building $517,800 |
231 Main St is in FEMA Zone X, outside the Special Flood Hazard Area, with direct wildfire exposure (Low risk).
Source: FEMA National Flood Hazard Layer · Middlesex County (25017C), updated September 10, 2026
| FEMA Flood Zone | Zone X minimal flood hazard · outside the 0.2% annual chance floodplain |
|---|---|
| Special Flood Hazard Area | No |
| Nearest Special Flood Hazard Area | Zone A, within 500 ft |
Source: USDA Forest Service Wildfire Risk to Communities · 2nd edition (2024), fuels as of 2020
| Wildfire Risk to Homes | Low 3rd percentile of exposed land nationally · 6th in Massachusetts |
|---|---|
| Wildfire Likelihood | Low — less than 1 in 10,000 per year |
| Exposure | Direct burnable vegetation at the parcel |
Values are read at the parcel center point; lenders make the official flood determination.
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