231 Main St, Irvine, KY 40336 Property Records

Estill County property record for 231 Main St, Irvine, KY 40336

Property Summary

Property Type	Single Family Home
Details	4 bd · 2 ba · 1,814 sqft · built 1886
Lot Size	0.49 acres (21,344 sqft)
Owner	Individual Name on Record
Last Sale	$139,500 (Dec 2018)
Tax Bill	$1,470 (2025)
Deeds & Mortgages	Mar 2022 Mortgage Apr 2022 Transfer + 1 more
Flood Zone	Zone X (minimal risk)
APN	`071-10-00-126.00`

Property Details

APN / Parcel Number

Primary APN	`071-10-00-126.00`
Alternative APNs	`28016 1` `30519 1`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Total Rooms	9 Rooms
Stories	2 Stories
Building Area	1,814 sqft Living Area
Family Room	Family Room

Exterior

Year Built	Built 1886
Effective Year Built	Effective 1886
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Foundation Type	Block
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	21,344 sqft (0.49 acres)
View / Lot	Flood Plain/Flood Zone
Garage Type	Detached
Garage Area	840 sqft
Driveway	Concrete Driveway

Utilities, Heating & Cooling

Cooling System	Central
Heating System	HVAC
Heating Fuel	Wood
Sewer	Connected

Location & Zoning

Account Number	30519 1
Street Address	231 MAIN ST
City	IRVINE
State	KY
Zip	40336-1061
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RESIDENTIA
Legal Description	231 MAIN ST LOT & HOUSE & GARAGE
Jurisdiction	ESTILL KY
Township / Civil Division	IRVINE
Census Block Group	2
Census Block	2027
Census Tract	920201

Owner

Source: Estill County records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	231 MAIN ST, IRVINE, KY 40336-1061
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Mar 11, 2022	Deed of Trust, Mortgage · Conventional Mortgage CENTRAL BANK & TRUST
Apr 28, 2022	Intrafamily Transfer, Transfer
Dec 28, 2018	Deed, Transfer · Conventional Mortgage PRIME MORTGAGE LENDING

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Dec 28, 2018 · Amount on Record
Deed Sale	Dec 28, 2018 · Amount on Record
Prior Sale	Nov 13, 2014 · Amount on Record
Deed Document Number	2018243352
Deed Book / Page	323 / 317
Last Transfer Date	Apr 26, 2022
Transfer Doc	00D337/290
Record Updated	Oct 29, 2026

March 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ESTILL KY
Property Address	231 MAIN ST, IRVINE, KY 40336-1061
Transaction Type	Mortgage
Record Updated	Jun 1, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	00MZ11/711
Date	Mar 11, 2022
Book Page	MZ11/711
Instrument	253196

Lender

Name	CENTRAL BANK & TRUST
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Apr 1, 2052

Interest

Rate Type	Fixed Rate

April 2022: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	ESTILL KY
Recording Date	Apr 28, 2022
Property Address	231 MAIN ST, IRVINE, KY 40336-1061
Document Number	00D337/290
Book / Page	D337 / 290
Map Reference	DB 1 PG 255
Instrument Date	Apr 26, 2022
Instrument	253619
Transaction Type	Transfer
Record Updated	Mar 7, 2023

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	410 JASON DR, RICHMOND, KY 40475-2291

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	231 MAIN ST, IRVINE, KY 40336-1061

December 2018: Deed, Transfer

Document Type	Deed
Jurisdiction	ESTILL KY
Recording Date	Dec 28, 2018
Property Address	231 MAIN ST, IRVINE, KY 40336-1061
Document Number	00D323/317
Book / Page	D323 / 317
Map Reference	DB 1 PG 255
Instrument Date	Dec 20, 2018
Instrument	243352
Transaction Type	Transfer
Record Updated	Jun 1, 2023

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	405 BROWN RDG, IRVINE, KY 40336-8821

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	231 MAIN ST, IRVINE, KY 40336-1061

Mortgage

Document Number	000M10/589
Date	Dec 28, 2018
Book Page	M10/589
Instrument	243353

Lender

Name	PRIME MORTGAGE LENDING
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	372 Months
Due	Jan 1, 2049

Interest

Rate Type	Fixed Rate

Tax Assessment & Valuation

Source: Estill County assessment roll, as of November 7, 2025

Property Jurisdictions

Type	Name
State	Kentucky
County	Estill County
Municipality	Irvine City
Unified School District	Estill County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$139,500 (-) Land $139,500	$139,500 (-) Land $139,500
2025	$1,470.00 (-1.87%)	$139,500 (-) Land $139,500	$139,500 (-) Land $139,500
2023	$1,498.00	$139,500 Land $139,500	$139,500 Land $139,500

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective May 24, 2011 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force
Nearby Flood Claims	3 (2021–2025)
Claims Outside the SFHA	1 of 3
Most Recent Claim	Apr 2025 · Severe Storms, Straight-line Winds, Tornadoes, Flooding, Landslides, And Mudslides

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 67% of the US · above 66% of Kentucky
Wildfire Likelihood	0.03% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ESTILL CO WATER DISTRICT serves 9,501 people · EPA ID KY0330123
Water Source	Purchased surface water from several systems
Last State Inspection	Mar 2024
Lead	2 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	Haloacetic acids resolved · Apr 2021
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 115 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Windstream Fiber · DSL in parts of the area	2,000 / 2,000
Irvine Community Television Fiber · Cable	2,000 / 2,000

May also be available: AT&T.

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