231 Main St, Ceres, NY 14721 Property Records

Allegany County and Genesee Town property record for 231 Main St, Ceres, NY 14721

Property Summary

Property Type	Single Family Home
Details	4 bd · 2 ba · 2,708 sqft · built 1850
Lot Size	1.7 acres (74,052 sqft)
Owner	2 Individual Names on Record
Last Sale	$69,900 (Nov 2008)
Tax Bill	$3,753 (2026)
Deeds & Mortgages	May 2026 Mortgage Feb 2024 Transfer + 1 more
APN	`025200 296.20-1-6`

Property Details

APN / Parcel Number

Primary APN	`025200 296.20-1-6`
Alternative APNs	`520029602000010060000000` `00000000856`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Stories	2 Stories
Building Area	2,708 sqft Living Area
1st Floor Area	1,988 sqft
2nd Floor Area	720 sqft

Exterior

Year Built	Built 1850
Effective Year Built	Effective 1935
Architectural Style	Traditional
Exterior Material	Wood
Lot Area	74,052 sqft (1.7 acres)
Porch	Slab
Shed	1 Shed

Utilities, Heating & Cooling

Heating System	Forced Air with A/C
Heating Fuel	Gas
Sewer	Septic
Water Source	Well

Location & Zoning

Account Number	00000000856
Street Address	231 MAIN ST
City	CERES
State	NY
Zip	14721
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	01 - NOT Z
Legal Description	41
Legal Block	1
Legal Lot Number	6.000
Jurisdiction	ALLEGANY NY
Township / Civil Division	GENESEE
Census Block Group	2
Census Block	2034
Census Tract	951202

Owner

Source: Allegany County and Genesee Town records, as of September 23, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	231 MAIN ST, CERES, NY 14721
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
May 29, 2026	Deed of Trust, Mortgage POINT FEDERAL CREDIT UNION
Feb 13, 2024	Quit Claim Deed, Transfer Quitclaim
Mar 17, 2023	Quit Claim Deed, Transfer Quitclaim

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Nov 6, 2008 · Amount on Record
Deed Sale	Nov 6, 2008 · Amount on Record
Prior Sale	Nov 22, 2002 · Amount on Record
Deed Book / Page	1787 / 262
Last Transfer Date	Feb 3, 2024
Transfer Doc	0000006816
Record Updated	Oct 29, 2026

May 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ALLEGANY NY
Recording Date	May 29, 2026
Property Address	231 MAIN ST, CERES, NY 14721
Document Number	0000007517
Instrument Date	May 22, 2026
Instrument	202667517
Transaction Type	Mortgage
Record Updated	Jul 12, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000067517,
Date	May 29, 2026
Instrument	202667517

Lender

Name	POINT FEDERAL CREDIT UNION

Agreement

Amount	Amount Recorded
Term	120 Months
Due	Jun 1, 2036

Interest

Rate	6.23%
Max Rate	-1%

February 2024: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	ALLEGANY NY
Recording Date	Feb 13, 2024
Property Address	231 MAIN ST, CERES, NY 14721
Document Number	0000006816
Instrument Date	Feb 3, 2024
Instrument	2024-46816
Transaction Type	Transfer
Record Updated	Mar 5, 2024

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	231 MAIN ST, CERES, NY 14721

March 2023: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	ALLEGANY NY
Recording Date	Mar 17, 2023
Property Address	231 MAIN ST, CERES, NY 14721
Document Number	0000007536
Instrument Date	Mar 3, 2023
Instrument	2023-37536
Transaction Type	Transfer
Record Updated	Apr 12, 2023

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	42 AKRON ST, ROCHESTER, NY 14609-7619

Tax Assessment & Valuation

Source: Allegany County and Genesee Town assessment roll, as of April 17, 2026

Property Jurisdictions

Type	Name
State	New York
County	Allegany County
County Subdivision	Genesee Town
Unified School District	Bolivar-Richburg Central School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$3,753.00 (+144.5%)
2025	$1,535.00	$80,200 (+11.85%) Land $6,400 Building $73,800	$138,276 (+33.07%) Land $11,034 Building $127,242
2023		$71,700 Land $6,400 Building $65,300	$103,913 Land $9,275 Building $94,638

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective December 22, 2016 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Outside mapped area
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 54% of New York
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 53 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Armstrong Fiber	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

May also be available: Zito Media.

Cell Coverage

5G (outdoors only) and 4G LTE

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