Rowan County property record for 231 Ludwick Ave, Salisbury, NC 28146
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1 ba · 1,380 sqft · built 1963 |
| Lot Size | 0.258 acres (11,238 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $70,000 (May 2011) |
| Tax Bill | $1,853 (2026) |
| Deeds & Mortgages | Jul 2026 Line of Credit Sep 2019 Line of Credit |
| Flood Zone | Zone X (minimal risk) |
| APN | 069 08104 |
| Primary APN | 069 08104 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1 Bath |
| Stories | 1 Story |
| Building Area | 1,380 sqft Living Area |
| 1st Floor Area | 870 sqft |
| Year Built | Built 1963 |
|---|---|
| Effective Year Built | Effective 2010 |
| Exterior Material | Aluminum/Vinyl |
| Lot Area | 11,238 sqft (0.258 acres) |
| Lot Dimensions | 15 ft deep x 7.5 ft wide |
| Garage Type | Carport |
| Carport | Carport |
| Porch | Porch |
| Porch Area | 90 sqft |
| Storage Building | Storage Building |
| Cooling System | Package A/C |
|---|---|
| Heating System | HVAC |
| Street Address | 231 LUDWICK AVE |
|---|---|
| City | SALISBURY |
| State | NC |
| Zip | 28146-5916 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | L5-7 BC |
| Legal Subdivision | OAK RIDGE ADDITION |
| Jurisdiction | ROWAN NC |
| Township / Civil Division | SALISBURY |
| Census Block Group | 2 |
| Census Block | 2010 |
| Census Tract | 50202 |
Source: Rowan County records, as of August 25, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 231 LUDWICK AVE, SALISBURY, NC 28146-5916 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Jul 2, 2026 | Deed of Trust, Mortgage · Line of Credit STATE EMPLOYEES CREDIT UNION |
| Sep 26, 2019 | Deed of Trust, Mortgage · Line of Credit STATE EMPS CU |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | May 20, 2011 · Amount on Record |
| Deed Sale | May 20, 2011 · Amount on Record |
| Deed Book / Page | 1180 / 384 |
| Last Transfer Date | Oct 31, 2016 |
| Transfer Doc | 0012800274 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ROWAN NC |
| Recording Date | Jul 2, 2026 |
| Property Address | 231 LUDWICK AVE, SALISBURY, NC 28146-5916 |
| Document Number | 1486000422 |
| Book / Page | 1486 / 422 |
| Instrument Date | Jun 29, 2026 |
| Transaction Type | Mortgage |
| Record Updated | Jul 10, 2026 |
| Title Company | LENDER RECORDING SERVICES |
| Name | Verified Name |
|---|---|
| Address | 231 LUDWICK AVE, SALISBURY, NC 28146-5916 |
| Document Number | 1486000422, |
|---|---|
| Date | Jul 2, 2026 |
| Book Page | 1486/422 |
| Name | STATE EMPLOYEES CREDIT UNION |
|---|
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Rate | 6.53% |
|---|---|
| Max Rate | -1% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ROWAN NC |
| Property Address | 231 LUDWICK AVE, SALISBURY, NC 28146-5916 |
| Document Number | 0013350575 |
| Instrument Date | Sep 26, 2019 |
| Transaction Type | Mortgage |
| Record Updated | Oct 11, 2019 |
| Title Company | NOT AVAILABLE |
| Name | Verified Name |
|---|---|
| Address | 231 LUDWICK AVE SALISBURY NC 281465916, SALISBURY, NC 28146-5916 |
| Document Number | 0013350575 |
|---|---|
| Date | Oct 2, 2019 |
| Book Page | 001335/000575 |
| Name | STATE EMPS CU |
|---|---|
| Address | RALEIGH, NC 27611 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Rate Type | Adjustable Rate |
|---|
Source: Rowan County assessment roll, as of August 25, 2026
| Type | Name |
|---|---|
| State | North Carolina |
| County | Rowan County |
| Municipality | Salisbury City |
| Unified School District | Rowan-Salisbury Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $1,853.00 (+8.94%) | $154,966 (+8.94%) Land $20,453 Building $134,513 | $154,966 (+8.94%) Land $20,453 Building $134,513 |
| 2025 | $1,701.00 | $142,249 (-) Land $20,453 Building $121,796 | |
| 2023 | $1,701.00 | $142,249 Land $20,453 Building $121,796 | $142,249 Land $20,453 Building $121,796 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective May 10, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 4 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 76% of North Carolina |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | SALISBURY-ROWAN serves 46,156 people · EPA ID NC0180010 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Feb 2026 |
| Lead | 13 ppb (2026–2028) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | Organic carbon removal Oct 2022 |
| Monitoring and Reporting | 2 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 201 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Hotwire Communications Fiber | 2,500 / 2,500 |
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| Starlink Satellite | 280 / 30 |
| T-Mobile Fixed Wireless | 100 / 20 |
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