231 Lowes Rd, Oneonta, AL 35121 Property Records

Blount County property record for 231 Lowes Rd, Oneonta, AL 35121

Property Summary

Property Type	Single Family Home
Details	1 ba · 4,065 sqft · built 1970
Lot Size	4.5 acres (196,020 sqft)
Owner	2 Individual Names on Record
Last Sale	$75,000 (Sep 2022)
Tax Bill	$1,161 (2026)
Deeds & Mortgages	Oct 2021 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`16-07-25-0-000-017.003`

Property Details

APN / Parcel Number

Primary APN	`16-07-25-0-000-017.003`
Alternative APNs	`062840` `62840` `41712`

Interior

Full Baths	1 Bath
Plumbing Fixtures	6 Plumbing Fixtures
Total Rooms	6 Rooms
Building Area	4,065 sqft Living Area
1st Floor Area	3,692 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1970
Effective Year Built	Effective 1970
Exterior Material	Vinyl
Construction Type	Frame
Roof Type	Gable/Hip
Roof Material	Metal
Lot Area	196,020 sqft (4.5 acres)

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C

Location & Zoning

Account Number	41712
Street Address	231 LOWES RD
City	ONEONTA
State	AL
Zip	35121-6455
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	COM SW NE/SW NE 627 TO POB CONT NE 304 TO CENTER OF LOWES RD SELY ALG CENTER OF RD 556 SW 364 W 132 NW 352 TO POB--
Legal Range	02E
Legal Township	12S
Legal Section	25
Jurisdiction	BLOUNT AL
Township / Civil Division	ONEONTA
Census Block Group	4
Census Block	4022
Census Tract	50105

Owner

Source: Blount County records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	231 LOWES RD, ONEONTA, AL 35121-6455
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Sep 30, 2022 · Amount on Record
Deed Sale	Sep 30, 2022 · Amount on Record
Deed Document Number	202210042422
Deed Book / Page	2022 / 31506
Prior Transfer Date	Aug 28, 2022
Prior Transfer Doc	0010042422
Record Updated	Oct 29, 2026

October 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BLOUNT AL
Property Address	231 LOWES RD, ONEONTA, AL 35121-6455
Transaction Type	Mortgage
Record Updated	Aug 31, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2021/36367
Date	Oct 1, 2021
Book Page	2021/36367
Instrument	10031753

Lender

Name	ALABAMA TELCO CU
Type	Credit Union

Agreement

Amount	Amount Recorded
Term	360 Months
Due	Oct 1, 2051

Tax Assessment & Valuation

Source: Blount County assessment roll, as of August 25, 2026

Property Jurisdictions

Type	Name
State	Alabama
County	Blount County
Unified School District	Blount County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$1,161.00 (+6.91%)
2025	$1,086.00 (+28.52%)	$33,420 (+28.54%)	$334,020 (+28.54%) Land $55,900 Building $278,120
2024	$845.00 (+5.89%)	$26,000 (+5.86%) Land $3,200 Building $22,800	$259,860 (+5.84%) Land $32,000 Building $227,860
2023	$798.00 (+16.16%)	$24,560 (+16.18%) Land $3,200 Building $21,360	$245,520 (+16.14%) Land $32,000 Building $213,520
2022	$687.00	$21,140 Land $3,200 Building $17,940	$211,400 Land $32,000 Building $179,400

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective March 21, 2019

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 51% of the US · above 62% of Alabama
Wildfire Likelihood	0.1% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF ONEONTA, UB OF THE serves 19,971 people · EPA ID AL0000103
Water Source	Surface water
Last State Inspection	Aug 2023
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 11 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
GoNetspeed Cable	1,000 / 25
Starlink Satellite	280 / 30