231 Loring Ave, Pelham, NY 10803 Property Records

Westchester County and Pelham Town property record for 231 Loring Ave, Pelham, NY 10803

Property Summary

Property Type	Single Family Home
Details	5 bd · 2.5 ba · 3,356 sqft · built 1892
Lot Size	0.215 acres (9,374 sqft)
Owner	2 Individual Names on File
Last Sale	$1,413,000 (May 2017)
Tax Bill	$47,078 (2026)
Deeds & Mortgages	May 2017 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`554403 164.53-1-14`

Property Details

APN / Parcel Number

Primary APN	`554403 164.53-1-14`
Alternative APNs	`440316405300010140000000` `01621000`

Interior

Bedrooms	5 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	3,356 sqft Living Area
1st Floor Area	1,562 sqft
2nd Floor Area	1,226 sqft
Upper Floors Area	568 sqft
Attic	Attic
Attic Area	568 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1892
Effective Year Built	Effective 1892
Architectural Style	A-Frame
Exterior Material	Wood
Lot Area	9,374 sqft (0.215 acres)
Lot Dimensions	125 ft deep x 75 ft wide
Garage Type	Detached
Garage Area	462 sqft
Parking Spaces	2 Parking Spaces
Porch	Porch
Porch Area	345 sqft
Patio Area	295 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Hot Water
Heating Fuel	Gas
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Account Number	01621000
Street Address	231 LORING AVE
City	PELHAM
State	NY
Zip	10803-2254
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RA1
Legal Subdivision	MAP OF PELHAM HEIGHTS
Legal Block	1
Legal Lot Number	14.000
Jurisdiction	WESTCHESTER NY
Township / Civil Division	PELHAM
Census Block Group	1
Census Block	1008
Census Tract	5400

Owner

231 Loring Ave is owned and occupied by two individuals who bought it in May 2017.

Source: Westchester County and Pelham Town records, as of October 21, 2026

Owner of Record	2 Individual Names on File
Mailing Address	231 LORING AVE, PELHAM, NY 10803-2254
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	May 18, 2017 · Amount on File
Deed Sale	May 18, 2017 · Amount on File
Prior Sale	Apr 24, 1996 · Amount on File
Deed Document Number	2017571233531
Record Updated	Oct 29, 2026

May 2017: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	WESTCHESTER NY
Recording Date	May 18, 2017
Property Address	231 LORING AVE, PELHAM, NY 10803-2254
Document Number	0571233531
Book / Page	057123 / 003531
Instrument Date	May 12, 2017
Transaction Type	Transfer
Record Updated	Aug 20, 2018
Title Company	METROPOLIS ABSTRACT

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$5,652.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	100 W 93RD ST #26H NEW YORK NY 100257587, 26H, NEW YORK, NY 10025-7587

Mortgage

Document Number	571363498
Date	May 18, 2017
Book Page	057136/003498

Lender

Name	WELLS FARGO BK
Address	SIOUX FALLS, SD 57104

Agreement

Amount	Amount on Record
Term	360 Months
Due	May 17, 2047

Tax Assessment & Valuation

The 2026 property tax bill for 231 Loring Ave was $47,078, down 23% from the year before.

Source: Westchester County and Pelham Town assessment roll, as of May 14, 2026

Property Jurisdictions

Type	Name
State	New York
County	Westchester County
County Subdivision	Pelham Town
Municipality	Pelham Village
Unified School District	Pelham Union Free School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$47,078.00 (-22.95%)
2025	$61,103.00	$1,834,000 (+4.03%) Land $379,000 Building $1,455,000	$1,834,000 (+4.03%) Land $379,000 Building $1,455,000
2024		$1,763,000 (+5%) Land $379,000 Building $1,384,000	$1,763,000 (+5%) Land $379,000 Building $1,384,000
2023		$1,679,000 Land $252,500 Building $1,426,500	$1,679,000 Land $252,500 Building $1,426,500

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 231 Loring Ave in Zone X, an area of minimal flood risk, though there have been 7 flood claims nearby since 2010.

Source: FEMA National Flood Hazard Layer, effective September 18, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 10 policies
Nearby Flood Policies	10 in force
Nearby Flood Claims	7 (2010–2024)
Claims Outside the SFHA	7 of 7
Most Recent Claim	Aug 2024 · rainfall accumulation
Claims by Event	Remnants Of Hurricane Ida, Sep 2021 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 231 Loring Ave is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 97% of the US · lower than 96% of New York
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	VEOLIA WATER NEW YORK, INC. RD-1 private · serves 146,732 people · EPA ID NY5903444
Water Source	Purchased surface water from several systems
Last State Inspection	Aug 2025
Lead	12 ppb (2025–2027) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 476 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Optimum Fiber · Cable	8,000 / 8,000
Verizon Fiber · Fixed Wireless in parts of the area	2,300 / 2,300
T-Mobile Fixed Wireless	100 / 20

May also be available: Spectrum.

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